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health insurance agent in Summerville, SC
Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.
Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in Summerville, SC will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.
We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.
Do You Really Need Health Insurance?
Before we talk about the solutions that our health insurance broker in Summerville, SC provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.
Who We Serve
At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.
Individuals
Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Summerville, SC will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.
Families
Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.
Self-Employed
Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.
Small Business
Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.
Travelers
If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.
Most Popular Types of Coverage
Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in Summerville, SC to help you choose the best plan for your budget.
Here are a few of the most popular types of coverage that our clients ask about:
Major Medical
This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:
- Outpatient Procedures or Ambulatory Care
- Hospitalization
- Check-Ups and Preventative Care
- Prescription Medications
- Emergency Services
- Pediatric Care Services
- Laboratory Services
- Newborn and Maternity Care
- Addiction Counseling and Mental Health Care Services
If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Summerville, SC you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.
DENTAL
From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:
- Routine cleanings and checkups (copay may be required)
- X-Rays
- Filling Cavities
- Bridges, Implants, and Crowns
- Root Canals and Repair Work
- Emergency Services Oral Surgery, etc.)
It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.
VISION
Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:
- Routine Eye Exams
- Medical Eye Care
- Vision Correction Products (Eyeglasses, contacts, etc.)
- Surgeries for Vision Correction (LASIK, etc.)
It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.
LONG-TERM CARE
It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:
- Routine cleanings and checkups (copay may be required)
- In a nursing home
- In your own home
- In an assisted living center
- At a long-term residential senior facility
Expert Help Is Only a Phone Call Away
We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:
- Aetna
- Advent Health
- United Healthcare
- National General
- Humana
- Transamerica
- Many More
Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Summerville, SC we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.
When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.
Call us 843-364-9155 for a complimentary consultation and evaluation of your healthcare coverage.
Latest News Near Me Summerville, SC
Summerville Girls are impressive on the courts
Roger Leehttps://www.postandcourier.com/journal-scene/sports/prep_sports/summerville-girls-are-impressive-on-the-courts/article_bf572037-e139-41c8-bd21-1baf084296a7.html
So far the only losses on the season for the Summerville Girls Tennis team have come at the hands of the two-time defending Class AA state champion Academic Magnet.The Green Wave is on track to win the 5A Region 5 Championship, having won all its region matches this season. That includes two wins over James Island, which won Summerville’s region in both 2024 and 2025, and a win over West Ashley. Summerville didn’t beat both West Ashley and James Island last year or the year before.Senior Grace Hough is back as the G...
So far the only losses on the season for the Summerville Girls Tennis team have come at the hands of the two-time defending Class AA state champion Academic Magnet.
The Green Wave is on track to win the 5A Region 5 Championship, having won all its region matches this season. That includes two wins over James Island, which won Summerville’s region in both 2024 and 2025, and a win over West Ashley. Summerville didn’t beat both West Ashley and James Island last year or the year before.
Senior Grace Hough is back as the Green Wave’s No. 1 Singles player. Sister Abigail Hough, a sophomore, returns to the No. 2 Singles spot.
“Grace is a senior, team captain and our leader,” said Summerville coach Richard Schulz. “She has academic scholarships and plans to attend Clemson. She has been with us for six years and been tremendous. Abby may be more talented than Grace, but Grace is a smarter player as of right now.”
Freshman Ann Myers Watson holds down the No. 3 Singles spot. The Singles lineup is rounded out by Maddie Ru Lloyd at No. 4 and Ella Scott at No. 5.
“Ann has shown more improvement over last year than any player I’ve ever coached,” Schulz said. “Maddie Ru has grit and Ella is only an eighth-grader who will be great.”
Other members of the team are Kyleigh Grow, Sara Meyer, Tessia Nyman, Fernanda Merdina, Gillian Lloyd, Abigail Sullivan, Addie Johnson and Ava Chapman.
“We’ve played good competition and beat most of the teams we came up against,” Schulz said. “We feel eventually we will face Wando and they will be tough, but all our girls give it their all. Grace sets the tone for us and our practices are harder and better than most of our kids will face in a match. I can’t say enough about their sportsmanship, togetherness and the volunteer work they do.”
Summerville opens season with win over Gamecocks
Roger Leehttps://www.postandcourier.com/journal-scene/sports/prep_sports/summerville-opens-season-with-win-over-gamecocks/article_bc271d9b-b358-48be-bc52-caf1645bc3a9.html
Summerville won its first Top 10 football showdown of the season.The Green Wave, ranked fifth in the South Carolina Media Preseason 5A poll, opened its 2026 season Aug. 21 by handing eighth ranked Sumter a 28-7 loss at Memorial Stadium.“I thought it was a great effort,” said Summerville coach Ian Rafferty. “We’ve faced a lot of adversity the last week and a couple of days and the kids handled it very well. We have to clean up some things, but I thought they played hard and executed good for the most part...
Summerville won its first Top 10 football showdown of the season.
The Green Wave, ranked fifth in the South Carolina Media Preseason 5A poll, opened its 2026 season Aug. 21 by handing eighth ranked Sumter a 28-7 loss at Memorial Stadium.
“I thought it was a great effort,” said Summerville coach Ian Rafferty. “We’ve faced a lot of adversity the last week and a couple of days and the kids handled it very well. We have to clean up some things, but I thought they played hard and executed good for the most part. We were physical and they did all the things we asked them to do.”
Summerville drove up field on its first possession and decided to attempt a 27-yard field goal, but the Gamecocks blocked it. Sumter then drove 76 yards to open the scoring on a 41-yard run by Franklin Richardson. Connor Rivers added the PAT for a 7-0 Sumter lead.
It looked like Summerville responded on its next possession, but a 47-yard run into the end zone by Jayven Williams was called back on a penalty.
On the Green Wave’s first possession of the second quarter, Williams broke free for a 54-yard TD run and since it wasn’t negated the score was tied with Nate Beaver’s PAT.
Summerville really grabbed momentum shortly after when the Sumter quarterback had trouble with a snap. Green Wave lineman Demarcus King picked the loose ball up and ran into the end zone for a 14-7 Wave lead with Beaver’s PAT.
That lead held through halftime. In the second half, Summerville added to its tally with a TD run by Maxwell Grant and a TD catch by Devin Garza.
“Sumter has a really good team,” Rafferty said. “They had some tough breaks tonight, but we moved the ball on them. We scored some points with our defense and we kind of shut them down after their score. We’ll probably see them again in the playoffs.”
Williams paced the offense with 140 rushing yards and had two receptions for 20 yards. Grant finished with nearly 70 rushing yards.
State health officials probe tuberculosis exposure at Summerville High School
Ian Kayanjahttps://abcnews4.com/news/local/state-health-officials-probe-possible-tuberculosis-exposure-at-summerville-high-school-what-is-tb-what-is-tuberculosis-south-carolina-local-news
SUMMERVILLE, S.C. (WCIV) — The South Carolina Department of Public Health is investigating a tuberculosis exposure at Summerville High School and is working with school officials to identify people who may have been exposed.In a statement, the department said it cannot identify the person who tested positive for active tuberculosis because of federal and state privacy laws.Health officials said they are working closely with the school to determine which students, staff or others may have been exposed to the tubercu...
SUMMERVILLE, S.C. (WCIV) — The South Carolina Department of Public Health is investigating a tuberculosis exposure at Summerville High School and is working with school officials to identify people who may have been exposed.
In a statement, the department said it cannot identify the person who tested positive for active tuberculosis because of federal and state privacy laws.
Health officials said they are working closely with the school to determine which students, staff or others may have been exposed to the tuberculosis germ and should be tested.
The agency directed the public to its website and the CDC's website for additional information and answers to frequently asked questions about tuberculosis.
"We were notified that that individual's contagious period was the later portion of the 25-26 school year," says Amanda Sims, Director of Nursing and Health Services with DD2. "We worked closely with SCDPH to assist with that contact tracing process, as well as ensure that our community is notified, as well as provide an opportunity for testing for those individuals identified as close contacts."
Sims says the district has no reason to believe anyone associated with the situation is under isolation or quarantine.
"We are not excluding anyone from our buildings at this time," she says.
While tuberculosis is uncommon, that gap between infection and detection is not.
"It can take a month or two before anyone starts developing true symptoms," says Dr. Matthew Hanley, an emergency medicine physician with HCA Healthcare. "And it is relatively rare to start developing symptoms. There is a difference between latent infection versus active infection. You're only contagious during active infection."
The district sent out letters advising families who may have been exposed that free testing will be available. A consent form must be completed by Aug. 11. DD2 and SCDPH recommend testing, but it is not required.
"The health department may contact parents, guardians, or staff member close contacts directly to attempt to obtain that consent," says Sims.
Tuberculosis is airborne, and it typically takes one to three hours of exposure to become infected, with very young children and the elderly most at risk.
"Most schools are gonna be relatively well ventilated," says Dr. Hanley. "If you're in class with somebody, the classes only last so long, so your exposure can only be so long."
DD2 officials say they've already taken extra steps to keep students safe.
"That cleaning process, those extra precautions from our custodial services department have already taken place," adds Sims. "We're doing everything we can to keep students and staff healthy as we enter the new school year."
The district urges parents with concerns to monitor communications from the school system and the Department of Health and to consult their healthcare provider with individual concerns.
In the last five years in South Carolina, the state has had an average of 87 tuberculosis disease cases, according to the Department of Public Health.
What is Tuberculosis?
Tuberculosis is a bacterial infection that most often affects the lungs and spreads through the air when a person with active TB disease coughs, speaks or sings. It has been around for at least 5,400 years.
Tuberculosis was previously called consumption, and in the early 1800s it is believed to have caused about one-third of all deaths globally, according to the Department of Public Health.
According to the Centers for Disease Control and Prevention, people who are identified as close contacts of someone with active TB may be advised to undergo testing. The Department of Public Health said tuberculosis can be treated with antibiotics.
Tuberculosis remains one of the deadliest infectious diseases. It is extremely prevalent in low- and middle-income countries, where healthcare isn't as readily funded. In the United States, Tuberculosis is relatively rare. However, in close settings like jails, schools, detention centers and prisons, spread remains high-risk.
People with latent TB infection carry the bacteria that cause tuberculosis but do not have symptoms and cannot spread the infection to others. However, they may develop active TB disease later and are often treated to help prevent that from happening.
People with active TB disease have bacteria that are multiplying in the body, typically causing symptoms. Those with TB affecting the lungs or throat can spread the disease to others and are treated with antibiotics to eliminate the infection.
Without medication, about 10% of people infected with tuberculosis will develop TB disease at some point in their life, according to the Department of Public Health.
According to data from the CDC, in 2025 TB cases were provisionally reported with a corresponding rate of 3.0 cases per 100,000 population. That number represented a decrease of 1% in cases and 2% in rates from 2024 to 2025.
In line with previous years, in 2025, TB disease disproportionately affected non-U.S.–born persons. Non-U.S.-born individuals were 77% of total TB cases in 2025. Meanwhile, U.S.-born individuals made up 22%, according to the CDC.
Symptoms of tuberculosis include fever, chills, night sweats, loss of appetite, weight loss and fatigue.
When was the last outbreak?
One of the more recent large-scale outbreaks occurred in the Kansas City metropolitan area from 2024 through 2025.
In 2024, 113 cases of tuberculosis were recorded in Kansas compared to 51 in 2023.
The Kansas Department of Health and Environment never identified the source of the outbreak. However, in November of 2025, after all patients completed treatment, the Kansas Department of Health and Environment declared the end of the outbreak.
Other outbreaks include at least 12 people detained at a federal immigration jail in Colorado who contracted the disease in 2026 and at Archbishop Riordan High School, where students and staff tested positive between November 2025 and April 2026, according to the San Francisco Department of Public Health.
KTVU reported in May that nearly one in five students and staff at San Francisco’s Archbishop Riordan High School have been diagnosed with latent or active tuberculosis, the latest development in an outbreak that started in November.
South Carolina's Tuberculosis Control Program protects the public by identifying cases, treating active tuberculosis disease and latent tuberculosis infection, identifying and testing people exposed to tuberculosis, and conducting targeted evaluations of those at high risk of developing the disease.
Tuberculosis reporting requirements are listed on the Department of Public Health's website.
Air quality index (AQI?) and PM2.5 air pollution in Summerville • 1.3K Followers • 05:00, Oct 06
iqair.comhttps://www.iqair.com/air-quality/usa/south-carolina/summerville
AddWorld/USA/South Carolina/SummervilleAir quality in SummervilleData attributionData provided by a satellite-derived model56*US AQI?ModerateMain pollutant:PM2.512.1 µg/m³18°11 km/h95 %Hourly forecastSummerville air quality index (AQI?) forecastNow5618°11km/h 95%06:005618°13km/h 93%0...
Add
World/USA/South Carolina/Summerville
Air quality in Summerville
Data attribution
Data provided by a satellite-derived model
56*
US AQI?
Moderate
Main pollutant:
PM2.5
12.1 µg/m³
18°
11 km/h
95 %
Hourly forecast
Summerville air quality index (AQI?) forecast
Now 56 18° 11 km/h 95% | 06:00 56 18° 13 km/h 93% | 07:00 57 17° 12 km/h 95% | 08:00 58 17° 13 km/h 94% | 09:00 58 19° 16 km/h 87% | 10:00 58 20° 16 km/h 81% | 11:00 59 21° 17 km/h 79% | 12:00 58 23° 19 km/h 73% | 13:00 59 24° 19 km/h 69% | 14:00 59 24° 15 km/h 68% | 15:00 57 23° 15 km/h 70% | 16:00 54 23° 18 km/h 69% | 17:00 52 23° 17 km/h 69% | 18:00 47 22° 15 km/h 74% | 19:00 42 22° 14 km/h 74% | 20:00 37 21° 16 km/h 72% | 21:00 38 21° 14 km/h 71% | 22:00 40 21° 12 km/h 71% | 23:00 42 21° 13 km/h 71% Wed | 00:00 37 20° 13 km/h 73% | 01:00 32 20° 17 km/h 71% | 02:00 28 20° 17 km/h 73% | 03:00 30 20° 16 km/h 72% | 04:00 32 19° 17 km/h 74% | 05:00 34 19° 17 km/h 77% | 06:00 38 19° 16 km/h 80% | 07:00 42 18° 18 km/h 80% | 08:00 47 19° 18 km/h 79% | 09:00 39 20° 19 km/h 74% | 10:00 31 21° 19 km/h 66% | 11:00 24 22° 20 km/h 62% | 12:00 19 24° 18 km/h 62% | 13:00 14 25° 15 km/h 60% | 14:00 9 26° 14 km/h 59% | 15:00 8 27° 13 km/h 58% | 16:00 7 27° 13 km/h 58% | 17:00 7 26° 12 km/h 60% | 18:00 10 26° 10 km/h 64% | 19:00 13 24° 7 km/h 68% | 20:00 16 24° 7 km/h 70% | 21:00 18 23° 8 km/h 76% | 22:00 20 22° 8 km/h 79% | 23:00 23 22° 6 km/h 83% Thu | 00:00 19 21° 6 km/h 86% | 01:00 16 21° 8 km/h 88% | 02:00 13 21° 7 km/h 90% | 03:00 17 21° 7 km/h 91% | 04:00 21 20° 7 km/h 90% | 05:00 26 20° 7 km/h 87% | 06:00 34 20° 8 km/h 87% | 07:00 43 20° 7 km/h 89% | 08:00 52 20° 8 km/h 90% | 09:00 53 21° 9 km/h 76% | 10:00 55 22° 10 km/h 70% | 11:00 57 24° 10 km/h 65% | 12:00 56 25° 10 km/h 62% | 13:00 55 25° 10 km/h 65% | 14:00 55 26° 11 km/h 63% | 15:00 54 26° 10 km/h 65% | 16:00 53 26° 9 km/h 67% | 17:00 53 26° 8 km/h 67% | 18:00 54 25° 6 km/h 73% | 19:00 56 24° 6 km/h 78% | 20:00 58 23° 7 km/h 83% | 21:00 58 23° 7 km/h 85% | 22:00 58 23° 8 km/h 86% | 23:00 59 22° 8 km/h 88% Fri | 00:00 58 22° 7 km/h 89% | 01:00 58 22° 8 km/h 90% | 02:00 58 22° 8 km/h 91% | 03:00 58 70% 22° 9 km/h 93% | 04:00 59 21° 7 km/h 92% |
Daily forecast
Summerville air quality index (AQI?) forecast
| Today | 58 | 24° 17° | 19 km/h | 77% | |
| Wed | 29 | 27° 18° | 20 km/h | 68% | |
| Thu | 37 | 26° 20° | 11 km/h | 75% |
Air pollutants
What is the current air quality in Summerville?
| PM2.5Fine particles (≤ 2.5 µm)12.1 *µg/m³ |
PM2.5 concentration is currently 2.4 times the World Health Organization annual PM2.5 guideline value.
Health recommendations
Sensitive groups should reduce outdoor exercise |
Close your windows to avoid dirty outdoor air Get a monitor |
Sensitive groups should wear a mask outdoors Get a mask |
Sensitive groups should run an air purifier Get an air purifier |
Pollen
What is the pollen count in Summerville today?
Index
Low
Tree None | 0% |
Grass Low | 25% |
Weed Low | 25% |
Source:
wetter.com
Pollen forecast in Summerville
Most polluted locations near Summerville
Worldwide AQI? ranking