Welcome to Health Insurance Solutions Team Individual and Family Health Insurance CLICK HERE TO GET A QUOTE Welcome to Health Insurance Solutions Team Medical Gap Coverage CLICK HERE TO GET A QUOTE Welcome to Health Insurance Solutions Team Group and Employer Benefits CLICK HERE TO GET A QUOTE Welcome to Health Insurance Solutions Team VISION INSURANCE CLICK HERE TO GET A QUOTE

Welcome to Health Insurance Solutions Team a full-service
health insurance advisor.

We make Health Insurance easy! We Create comprehensive affordable health insurance solutions with products that protect client’s assets, income, and lifestyle.

FAQs

Health Solutions Team offers all major medical carriers under the Affordable Care Act (ACA). This includes carriers both on the Marketplace Exchange and off the Exchange. We offer individual plans, as well as employer group plans if needed. A few examples of the carriers we offer include Aetna, Humana, Blue Cross Blue Shield, United Healthcare, Molina, Advent Health, Bright Health, and more.

Yes, our Health Insurance Agency in Charleston SC offers vision insurance with no waiting periods. We will find an affordable plan suited to your needs, with plans starting as low as $9.00 per month. With next day start dates and individual or employer group plans available, you can rest assured we have a plan that is best for you. Many of our carriers offer multiple plan levels, so finding the best fit is easy and helpful. We encourage you to visit our website for self-enrollment when you’re ready. Contact us with any questions!

We’re dedicated to helping not only families and businesses find health insurance, but also self-employed professionals that have unique needs and risks associated with their jobs. We can help self-employed workers find dental, vision, life, long-term care, and many other types of coverage for short-term periods or long-term periods at fixed rates. No deductibles!

We encounter folks who can’t afford major health insurance all the time. In fact, many of our clients can afford it, but simply don’t need major medical health insurance. For that reason, we offer short-term medical health insurance plans available for as little as 1 month and as long as 3 consecutive years. We even offer fixed premiums for clients if you are interested. Let’s talk today about what kind of plan is right for you!

We offer Health Insurance plans in Charleston SC for most major carriers and many smaller ones as well. A few carriers we represent include Blue Cross Blue Shield, Aetna, Cigna, Humana, Ameritas, Advent Health, TransAmerica, and more. Visit our homepage for a more complete list of carriers that we represent.

Absolutely! At the Health Solutions Team, we offer dental plans with next day start dates, so you can get can keep your pearly whites shining bright. Our plans are 100% preventative and include no copays, no deductibles, and no waiting periods. This is dental insurance done right and coverage that pays for itself! Pay only for what you need. We also offer extra in-network discounts, because saving money feels almost as good as a cavity-free mouth. Need health insurance agency in Charleston SC that offers employer plans? We’ve got you covered! Self-enroll through our website or contact us today for a quote.

Yes, we most certainly do. We used a customized approach to meet both employer and employee needs by comparing all major insurance carriers in addition to smaller carriers to find a plan that works best for you. Whether you’re looking for voluntary benefits, HSA’s, supplemental plans, or self-funded plans, we can help with no risk for small businesses. What’s more, we will do all the heavy lifting like onboarding and admin services to make your life easier, so you can focus on running your business.

We help business owners, self-employed professionals, their families and hard-working individuals find affordable health insurance across many states, including South Carolina, Georgia, Florida, North Carolina, Virginia, Tennessee and more. Finding the right health insurance for you and your family can be a frustrating experience, especially when many insurance carriers charge an arm and a leg for service. Our passion is finding out what you can best afford based on your budget and medical needs. It’s that simple!
Yes, we certainly do. If you know that you will be traveling for business, it’s a great idea for you to consider Health Insurance plans in Charleston SC to cover your trip. Even if you are going on a trip for pleasure, there are many risks and expenses on the line and there are many reasons why you might want to consider protecting yourself. Contact our office today and let’s talk details!
There are several Health Insurance plans in Charleston SC catered to franchises, affinity groups, and associations. Because each of these entities is different, we will find custom benefits based on your specific needs, with preferred pricing that you can feel comfortable about paying. Our team is passionate about helping small business and franchise owners find the right kind of insurance at the best prices and would be happy to talk with you about your options.
Our mission is to find our clients the very best healthcare in the country, through hard work, empowerment and education. Unlike large corporations, we strive to find the best possible prices for you and your family so that you can afford your health insurance and have peace of mind knowing that you are protected. We know that finding the right kind of insurance plans can be difficult and frustrating, but we are here to help guide you through the process no matter how complicated your situation may be. Let’s talk about what your needs are and find out the best course of action today!
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Faith Based Medical

Faith Based Medical

Faith based medical cost sharing is about like-minded people coming together to share the burden of medical expenses. Although they are not health insurance plans, they are designed to accomplish the same goals as traditional health insurance by helping members maintain good health by offsetting the cost of healthcare access, helping pay for medical expenses and helping protect from catastrophic financial loss due to a major illness or accident.

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Health Insurance

Health Insurance

MAJOR MEDICAL

We offer all Affordable Care Act (ACA) Major Medical carriers, both on and off the Marketplace Exchange for Individuals and Employer Group Plans. Some carriers that we offer are United Healtcare, Aetna, Humana, Blue Cross Blue Shield, Health First, Oscar, Molina, Bright Health, and Advent Health.

SHORT TERM MEDICAL

Now available from 1 month up to 3 consecutive years, with a fixed rate premium for all 3 years.

Ideal for those who cannot afford Major Medical or simply don’t need it.

We help you evaluate which type of plan is right for you.

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MEDICARE

MEDICARE

Confused when trying to determine whether a Medicare Advantage Plan or a Medicare Supplement Plan, also known as Medigap, is the best option? We can help. Our team of experienced AHIP Certified, Medicare specialists guide our clients with education and support to enroll in the plan that meets their needs and budget.

The Annual Enrollment Period (AEP), is October 16th through December 7th. Millions of Americans are shopping for and purchasing Senior Medical products during this time. We encourage you to begin the process early to give yourself ample time to make the most informed decision.

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VISION INSURANCE

VISION INSURANCE

  • No Waiting Periods!
  • Plans with BOTH Frames/Lenses and Contacts available.
  • Affordable plans starting at less than 9.00 per month.
  • Next day start dates.
  • Many Carriers with multiple plan levels available for each.
  • Individual and Employer Group Plans Available
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DENTAL INSURANCE

DENTAL INSURANCE

  • No Waiting Period Dental PPO and Indemnity Plans starting at $11.00 per month.
  • 100% Preventative, NO COPAYS, NO DEDUCTIBLE, NO WAITING PERIOD!
  • Pays whether your provider accepts insurance or not. Reimburses for self-pay.
  • Extra in-network discounts, many networks. Next-day start dates.
  • Value: Coverage that pays for itself. Customize and pay only for what you need.
  • Orthodontics, Dentures and Endodontics included.
  • Next day start dates
  • Many Carriers with multiple plan levels available for each.
  • Individual and unlimited benefits for Employer Group Plans.
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Medical Gap Coverage

Medical Gap Coverage

  • Supplemental Health Insurance Protects You From Out of Pocket Expenses
  • It pays when major medical doesn’t.
  • Supplemental health insurance makes zero-out-of-pocket health care a reality. When we combine supplemental health insurance coverage with our major medical plans, you no longer have to worry about unforeseen expenses.
  • Higher deductible plans, combined with deductible coverage is often far less expensive than low deductible plans.
  • Plans that pay you when you’ve lost income due to an Accident or Critical Illness. Income protection when you need it most.
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LONG TERM CARE & LIFE INSURANCE

LONG TERM CARE & LIFE INSURANCE

Living your best life now, Protecting your Health and your Wealth for the future.

We help you to plan for the unforeseen, so that you are free to live your life and focus on what is important to you.

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Group and Employer Benefits

Group and Employer Benefits

Insurance and Benefits Advisors specializes in helping small to medium size businesses, including sole proprietors. We offer best in class services typically offered to larger corporations only. Our approach is consultative, working with business owners and managers to acquire the best services and products while reducing costs. It can be done! We do not charge retainer fees or have minimums, and we provide free initial quotes and consultations.

Our Business Services include:

  • Employer Group Benefits including Fully Insured, Self-funded and Voluntary Benefits (Dental, Vision, Critical Illness, AD&D, Life, Short Term, Long Term, LTD and STD,) COBRA Administration, Health Savings Accounts, 401K, Travel Insurance, and more.
  • Business Lines: General Liability, Workers’ Compensation, Professional Liability, Builder’s Risk, Property Insurance, Business Automobile Insurance, Key Man Policies, Cyber Insurance, Umbrella Policies.
  • Financial Services: We coordinate services with your partners or ours for Business Succession, Financial Planning, CPA Services (Payroll Administration, Bookkeeping, Tax Preparation, etc.) to provide seamless services.
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Travel Medical Insurance

Travel Medical Insurance

Insurance Plans for Travelers, Expats, Temporary Workers in a foreign country, which includes coverage from the time you leave your home country, until you return. Whether traveling for business or pleasure, for a short duration or longer multi-country trips, you’ll have coverage for as long as you need it, with protection to get you back home in case of an emergency.

Our Location:

6650 Rivers Ave, Charleston, SC 29406

How can we help you?

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Some carriers that we represent