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health insurance agent in Myrtle Beach, SC
Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.
Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in Myrtle Beach, SC will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.
We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.
Do You Really Need Health Insurance?
Before we talk about the solutions that our health insurance broker in Myrtle Beach, SC provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.
Who We Serve
At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.
Individuals
Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Myrtle Beach, SC will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.
Families
Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.
Self-Employed
Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.
Small Business
Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.
Travelers
If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.
Most Popular Types of Coverage
Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in Myrtle Beach, SC to help you choose the best plan for your budget.
Here are a few of the most popular types of coverage that our clients ask about:
Major Medical
This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:
- Outpatient Procedures or Ambulatory Care
- Hospitalization
- Check-Ups and Preventative Care
- Prescription Medications
- Emergency Services
- Pediatric Care Services
- Laboratory Services
- Newborn and Maternity Care
- Addiction Counseling and Mental Health Care Services
If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Myrtle Beach, SC you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.
DENTAL
From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:
- Routine cleanings and checkups (copay may be required)
- X-Rays
- Filling Cavities
- Bridges, Implants, and Crowns
- Root Canals and Repair Work
- Emergency Services Oral Surgery, etc.)
It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.
VISION
Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:
- Routine Eye Exams
- Medical Eye Care
- Vision Correction Products (Eyeglasses, contacts, etc.)
- Surgeries for Vision Correction (LASIK, etc.)
It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.
LONG-TERM CARE
It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:
- Routine cleanings and checkups (copay may be required)
- In a nursing home
- In your own home
- In an assisted living center
- At a long-term residential senior facility
Expert Help Is Only a Phone Call Away
We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:
- Aetna
- Advent Health
- United Healthcare
- National General
- Humana
- Transamerica
- Many More
Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Myrtle Beach, SC we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.
When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.
Call us 843-364-9155 for a complimentary consultation and evaluation of your healthcare coverage.
Latest News Near Me Myrtle Beach, SC
Flood advisory in place for Upstate SC until early Saturday evening, says the NWS
SC Weather Bothttps://www.myrtlebeachonline.com/news/weather-news/article314274720.html
The creation of this content included the use of AI based on templates created, reviewed and edited by journalists in the newsroom. Read more on our AI policy here.On Saturday at 1:28 p.m. the NWS Greenville-Spartanburg SC issued a flood advisory in effect until 4:30 p.m. The advisory is for Greenville, Oconee and Pickens counties.The NWS says, "Flooding caused by excessive rainfall is expected.""Minor flooding in low-lying and poor drainage areas," says the NWS. "Flooding is occurring or ...
The creation of this content included the use of AI based on templates created, reviewed and edited by journalists in the newsroom. Read more on our AI policy here.
On Saturday at 1:28 p.m. the NWS Greenville-Spartanburg SC issued a flood advisory in effect until 4:30 p.m. The advisory is for Greenville, Oconee and Pickens counties.
The NWS says, "Flooding caused by excessive rainfall is expected."
"Minor flooding in low-lying and poor drainage areas," says the NWS. "Flooding is occurring or is imminent. It is important to know where you are relative to streams, rivers, or creeks which can become killers in heavy rains. Campers and hikers should avoid streams or creeks."
This advisory is in effect until 4:30 p.m.
If you reside in a flood-prone area or you are camping in a low-lying area, move to higher ground. If told to evacuate, do so immediately. Lock your home before departing. If time allows, disconnect utilities and appliances. Avoid basements or rooms where water has submerged electrical outlets or cords. If you notice sparks or hear buzzing, crackling, snapping, or popping noises, evacuate immediately. Avoid any water that may be charged with electricity and do not attempt to walk through floodwaters. Even 6 inches of swiftly moving water can forcefully knock you off your feet. If you become trapped by moving water, seek the highest possible point and contact emergency services by calling 911.
During periods of intense rainfall, the risk of flooding increases, particularly in low-lying and flood-prone areas. It is imperative to avoid driving through any water on the road, even if it seems shallow. According to the NWS, most cars can be swept away by just 12 inches of rushing water.
What is hydroplaning?
Hydroplaning occurs when a vehicle begins to slide uncontrollably on wet roads.
This happens when water in front of the tire builds up faster than the vehicle's weight can push water out of the way. The water pressure then causes the vehicle to rise and slide on a thin layer of water between the tires and the road, making the driver lose control. The top three contributors to hydroplaning are:
In the event of your vehicle hydroplaning, here's what to know:
Source: The National Weather Service
United Robots South Carolina
With new raises, Myrtle Beach officials make more than state leaders. See how much
Maria Elena Scotthttps://www.myrtlebeachonline.com/news/local/article314194341.html
As Myrtle Beach enters the new year, the city officially implemented 5% pay raises for two top-earning city officials.Myrtle Beach’s city manager and city attorney are paid more than other top-ranking city officials, as well as others in the same positions for some larger South Carolina cities.Last fiscal year, before the salary increases, city manager Jonathan “Fox” Simons’ annual salary was $278,262 and city attorney William Bryan Jr.’s annual salary was $203,320. By comparison, Police Chief Amy ...
As Myrtle Beach enters the new year, the city officially implemented 5% pay raises for two top-earning city officials.
Myrtle Beach’s city manager and city attorney are paid more than other top-ranking city officials, as well as others in the same positions for some larger South Carolina cities.
Last fiscal year, before the salary increases, city manager Jonathan “Fox” Simons’ annual salary was $278,262 and city attorney William Bryan Jr.’s annual salary was $203,320. By comparison, Police Chief Amy Prock’s annual salary was $188,032 and Fire Chief Paramedic Thomas Gwyer’s salary was $187,512 in the same time period. On the state level, South Carolina Governor Henry McMaster makes $106,078 annually.
On Jan. 1, cost of living pay increases went into effect for Bryan Jr. and Simons. With a 5% raise, Simons’ new salary amounts to about $292,175 yearly, and Bryan’s new salary amounts to $213,486 yearly.
However, because of the unusual implementation timeline, Simons and Bryan won’t receive the full increase for the fiscal year. With six months already passed, Simons will receive roughly a $6,957 increase over the next six months, and Bryan will receive about $5,083 more in the same period.
Although other city employees started receiving 5% raises after Myrtle Beach passed its roughly $360 million spending plan in June, City Council didn’t vote on Bryan and Simons’ raises until Dec. 9 – even though the increases were included in the spending plan.
Mayor Brenda Bethune, whose term ends this month, told The Sun News the raises should have been approved when Simons and Bryan’s contracts were reinstated. According to both Bethune and Councilman Mike Chestnut, the raises “fell through the cracks.”
“Perhaps we assumed that it was automatically done for them, as it was for the other employees and management personnel, but it was not, so when that was realized, we wanted to take care of it and get it done before the end of the year,” Bethune said.
Chestnut told The Sun News more bluntly of the vote to approve the raises, “I thought we did, and we didn’t.”
This fiscal year the city manager won’t collect the full $292,175 and the city attorney won’t receive the $213,486 total compensation, the salaries stand out among the top payouts for city officials.
But salary records for other South Carolina municipalities that use the same council-manager system as Myrtle Beach show that the positions are highly compensated across the state.
The Sun News submitted Freedom of Information Act requests for other council-manager cities to compare city manager and city attorney salaries. Here’s what they revealed.
Columbia
With an official population count of around 136,630 in the last census, Columbia is one of the largest cities in South Carolina. The capital city’s attorney is less compensated than Simons, with an annual salary of roughly $254,329, according to publicly available records. The city attorney also receives a lower salary than Bryan, making about $184,501 this year.
Rock Hill
The city of Rock Hill, which had a population of approximately 74,370 in 2020, had the highest city manager salary of the municipalities examined by The Sun News. While the city manager is paid $323,669, the city attorney isn’t paid a salary because they aren’t a city employee, the city said.
Greenville
The city of Greenville outspends Myrtle Beach on salaries for both the city manager and city attorney, according to the city. With a population of 70,720 at the last official count, Greenville pays the city manager $304,762 and the city attorney about $235,061 annually, the city revealed.
Sumter
According to a city representative, Sumter’s general counsel is compensated on an hourly basis, and the hours worked vary month to month. The city manager, however, receives an annual salary lower than Myrtle Beach’s, according to the city. The city of Sumter, which has a census population around 43,460, compensates its city manager with $273,095 a year.
Florence
With an official population of roughly 39,900 in 2020, Florence’s year-round population was close to Myrtle Beach’s census population of approximately 35,680. According to the city, Florence pays its city manager less than Myrtle Beach, about $234,000 annually, and doesn’t have a city attorney on staff.
Myrtle Beach area restaurants serving up Southern foods to bring luck in new year
Terri Richardsonhttps://www.myrtlebeachonline.com/news/local/article314088521.html
It’s a Southern tradition that if you eat certain foods on New Year’s Day, you’ll have good luck for the entire year.In the South, those foods include greens (such as collard or mustard), cornbread, pork and Hoppin’ John, usually made with black-eyed peas, rice and smoked pork.Restaurants along the Grand Strand have embraced this tradition, offering dishes that are made with the items or a straight traditional meal of pork chops, greens and cornbread.Here are eight restaurants where you can eat we...
It’s a Southern tradition that if you eat certain foods on New Year’s Day, you’ll have good luck for the entire year.
In the South, those foods include greens (such as collard or mustard), cornbread, pork and Hoppin’ John, usually made with black-eyed peas, rice and smoked pork.
Restaurants along the Grand Strand have embraced this tradition, offering dishes that are made with the items or a straight traditional meal of pork chops, greens and cornbread.
Here are eight restaurants where you can eat well — and perhaps get lucky.
Avista Resort
Avista Resort, 300 N. Ocean Blvd. in North Myrtle Beach, will offer a New Year’s Day brunch that includes a buffet station with collard greens and black-eyed peas, as well as a carving station with maple glazed ham.
There will also be live music.
The buffet is from 10 a.m. to 2 p.m. and the price is $29.95 per person. Reservations are suggested.
Wahoo’s Fish House
The Murrells Inlet restaurant, 3993 U.S. 17 Business, will have a New Year’s Day buffet from 11 a.m. to 3 p.m.
The buffet will have ham, slow braised collards, Hoppin’ Johns and hushpuppies. Cost is $26 adults and $15 for ages 6 to 11.
Reservations are recommended, but walk-ins are welcome.
Mama Jean’s
The all-you-can-eat buffet in Little River is welcoming diners to come and get lucky with its offerings that usually include collard greens, ham, black-eyed peas and cornbread.
The restaurant, 210 Highway 90 E, will serve its breakfast and lunch buffet on New Year’s Day from 6 a.m. to 2 p.m.
Joe’s Diner by the Airport
Joe’s is serving up a New Year’s Day lunch with pork chops or roast pork and sauerkraut, collards and black-eyed peas.
The restaurant at 2491 Highway 17 Bypass in Myrtle Beach is open from 6:30 a.m. to 2 p.m. on Jan. 1.
Drifters Saloon
The Myrtle Beach restaurant’s New Year’s Day special has been dubbed the “north meets the south” with pork and brown sugar sauerkraut, black-eyed peas with bacon and sausage, collard greens with ham hock and jalapeño honey cornbread.
Dine-in is $10.99 per person and to-go is $14.99. It’s located at 2905 N. Kings Highway.
The Shack
Known for its choice of one meat and three sides, The Shack, 1128 Sea Mountain Highway in North Myrtle Beach, said on its Facebook post that it’s “helping everyone start 2026 with the blessings of prosperity” by serving up pork medallions, collards, black-eyed peas and cornbread on Thursday.
Lunch is from 11 a.m. to 2 p.m. and the New Year’s Day special is $12.99.
Captain Archie’s
Coming off of its big New Year’s Eve party, the waterfront restaurant, 2200 Little River Neck Road in North Myrtle Beach, will also serve up a New Year’s Day traditional meal of pork chops, which can include a side of collard greens.
The meal will be served from 11 a.m. until closing, or while it lasts, the restaurant’s Facebook post said.
Murphy’s on the Beach
Lucky diners coming to this North Myrtle Beach restaurant at 2302 N. Ocean Blvd. can order black-eyed peas, collard green, fatback and cornbread starting at noon New Year’s Day.
There will also be a limited menu.
Dead sea life washing up in North Myrtle Beach. Could renourishment be to blame?
Alexa Lewishttps://www.myrtlebeachonline.com/news/local/article314034274.html
Beachgoers in North Myrtle Beach have noticed an unusual phenomenon on their oceanfront strolls.Recently, dead sea creatures such as horseshoe crabs and stingrays have been spotted washed up along area beaches. The sightings have led to speculation that offshore activity related to beach renourishment could be to blame.The beach renourishment in North Myrtle Beach is part of a $72 million project entirely funded by the U.S. Army Corps of Engineers, which will continue south for 26 miles. The project will add two million cubic y...
Beachgoers in North Myrtle Beach have noticed an unusual phenomenon on their oceanfront strolls.
Recently, dead sea creatures such as horseshoe crabs and stingrays have been spotted washed up along area beaches. The sightings have led to speculation that offshore activity related to beach renourishment could be to blame.
The beach renourishment in North Myrtle Beach is part of a $72 million project entirely funded by the U.S. Army Corps of Engineers, which will continue south for 26 miles. The project will add two million cubic yards of sand to the Grand Strand shoreline. The project is projected to move through North Myrtle Beach by early 2026, and continue down to Garden City by April 2026.
The renourishment project is aimed at protecting the area’s beaches by helping them recover from erosion caused by major weather events such as Hurricane Ian in September 2022 and Hurricane Debby in August 2024.
This process involves offshore dredging in pre-determined areas, where sand from the seabed is pumped through a submerged pipeline and onto the beach. Bulldozers later spread that sand on the beaches to shape and widen them.
Can beach renourishment hurt sea life?
While beach renourishment is a way of preserving the natural landscape of Grand Strand beaches, it can come at a cost to sea life.
Nourishing beaches can kill and scare away wildlife both on the shore and in the water, according to the University of California, Santa Barbara’s Explore Beaches project. The construction on beaches can impact shore birds, and the movement of sand can muddy waters, smothering some marine creatures.
However, beach renourishment is still considered more environmentally friendly than seawalls, which are a common alternative.
North Myrtle Beach spokesperson Gianna Forbis shared a statement from the Army Corps of Engineers explaining that environmental disruptions from renourishment can cause some sea life to wash up on shore, but it isn’t necessarily the sole explanation for what beachgoers have been seeing.
“Some marine animals washing up can happen during beach renourishment, but it also occurs naturally,” the statement reads. “The project can temporarily disturb nearshore habitats, which may contribute in a very small number of cases; however, these effects are short-term, not widespread and closely monitored.”
Protecting turtles, other marine life
The statement says that the Army Corps requires strict environmental protections during projects like this one, including daily monitoring by trained environmental observers, the use of turtle exclusion devices on dredging equipment and screening systems designed to prevent marine life from entering dredge intakes.
“If any protected species or unexpected biological material is observed, operations can be adjusted or paused. These measures are designed to reduce impacts, and the vast majority of marine life returns once the project is completed,” the statement reads.
The South Carolina Department of Natural Resources did not immediately respond to a request for comment regarding the dead sea life, and what could be causing them to wash ashore.
Cheapest places to live in 2026 in SC. Why this Horry County city made list
Terri Richardsonhttps://www.myrtlebeachonline.com/news/local/article314030400.html
Thousands of people are expected to make a move to South Carolina in the coming year. And with home prices on the rise in the Palmetto State, finding a place where you can get the most bang for your buck is probably at the top of the moving “to do” list.It’s no surprise that the top landing place for those planning to relocate to the state is Myrtle Beach. But the coastal city didn’t make the list of the top “10 Cheapest Places to Live in South Carolina in 2026,” according to Houzeo, an online real ...
Thousands of people are expected to make a move to South Carolina in the coming year. And with home prices on the rise in the Palmetto State, finding a place where you can get the most bang for your buck is probably at the top of the moving “to do” list.
It’s no surprise that the top landing place for those planning to relocate to the state is Myrtle Beach. But the coastal city didn’t make the list of the top “10 Cheapest Places to Live in South Carolina in 2026,” according to Houzeo, an online real estate site.
Only one city in Horry County made the list — Conway.
The city’s small-town charm with convenient access to Myrtle Beach earned it a place on Houzeo’s list. Conway is about 15 miles from the beach.
It offers affordable living with a wide-range of affordable homes — “an attractive choice for families, young professionals, and retirees,” the site stated. The median home price in Conway is $170,500, and the average rent is $1,793, according to the site. In addition, the cost of living is below the national average at 7%.
There are also quality schools and a balanced lifestyle, “making Conway one of the cheapest ocean cities to live in South Carolina.”
Conway has been identified as one of the top 10 Metros in South Carolina with the fastest growing sales price for homes, according to Redfin. In November 2025, home prices in the Horry County city were up by 4.5%. The Carolina Forest community in the Myrtle Beach area also was on the list, with home prices up by 10%.
The median home value in Conway is $287,000, according to Houzeo reporting.
Here are other South Carolina cities that made the list:
1. Bennettsville
2. Union
3. Dillon
4. Orangeburg
5. Newberry
6. Gaffney
7. Conway
8. Aiken
9. Laurens
10. Florence