health insurance agent in Myrtle Beach

Ask Us Anything!

843-364-9155

Quick Quote

Health Insurance Plans Made Easy and Affordable

Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.

Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in Myrtle Beach will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.

We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.

Do You Really Need Health Insurance?

Before we talk about the solutions that our health insurance broker in Myrtle Beach provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.

Health Insurance Agency Myrtle Beach, SC

Who We Serve

At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.

Individuals

Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Myrtle Beach will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.

Families

Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.

diagnoses

Self-Employed

Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.

store

Small Business

Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.

plane departure

Travelers

If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.

 Health Insurance Agent Myrtle Beach, SC

Health Insurance Solutions for Individual and Family Health Insurance

CLICK HERE TO GET A QUOTE

Most Popular Types of Coverage

Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in Myrtle Beach to help you choose the best plan for your budget.

Here are a few of the most popular types of coverage that our clients ask about:

Major Medical

This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:

  • Outpatient Procedures or Ambulatory Care
  • Hospitalization
  • Check-Ups and Preventative Care
  • Prescription Medications
  • Emergency Services
  • Pediatric Care Services
  • Laboratory Services
  • Newborn and Maternity Care
  • Addiction Counseling and Mental Health Care Services

If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Myrtle Beach you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.

 Health Insurance Companies Myrtle Beach, SC
 Health Insurance Myrtle Beach, SC

DENTAL

From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:

  • Routine cleanings and checkups (copay may be required)
  • X-Rays
  • Filling Cavities
  • Bridges, Implants, and Crowns
  • Root Canals and Repair Work
  • Emergency Services Oral Surgery, etc.)

It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.

VISION

Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:

  • Routine Eye Exams
  • Medical Eye Care
  • Vision Correction Products (Eyeglasses, contacts, etc.)
  • Surgeries for Vision Correction (LASIK, etc.)

It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.

 Medical Insurance Myrtle Beach, SC
 Private Health Insurance Myrtle Beach, SC

LONG-TERM CARE

It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:

  • Routine cleanings and checkups (copay may be required)
  • In a nursing home
  • In your own home
  • In an assisted living center
  • At a long-term residential senior facility

Expert Help Is Only a Phone Call Away

We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:

  • Aetna
  • Advent Health
  • United Healthcare
  • National General
  • Humana
  • Transamerica
  • Many More

Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Myrtle Beach, we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.

When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.

Health insurance plans

Call us 843-364-9155 for a complimentary consultation and evaluation of your healthcare coverage.

Latest News in Myrtle Beach, SC

SC Beach Advocates discuss maintaining beach nourishment along the coast

(WPDE) — Preserving South Carolina beaches is a priority for the South Carolina Beach Advocates (SCBA) group.For the last decade, mayors and administrators from across the state's beach communities have been meeting to discuss oceanfront health and nourishment.Monday marked the first of their three-day annual event, with this year being held in North Myrtle Beach.The focal point for the advocacy panel Monday was reviewing their work over the last ...

(WPDE) — Preserving South Carolina beaches is a priority for the South Carolina Beach Advocates (SCBA) group.

For the last decade, mayors and administrators from across the state's beach communities have been meeting to discuss oceanfront health and nourishment.

Monday marked the first of their three-day annual event, with this year being held in North Myrtle Beach.

The focal point for the advocacy panel Monday was reviewing their work over the last ten years and explaining why upholding the state's beaches is critical to our ecosystems and economy.

Folly Beach Mayor and SCBA Chairman Tim Goodwin said funding is always the organization’s number one battle.

NEW: Another Spy Balloon? Mysterious white balloon flies over Grand Strand

Every year, South Carolina beaches need nourishment, and the cost and severity of each depends on different impacts.

In the last decade, 30 named storms have left their mark along our coastline and more than 16 million yards of sand has been added to different beaches.

From 1980 to 2010, an estimated $323 million was spent on beach nourishment along the coast. Data shows the Grand Strand typically tends to be more stable than more southern regions.

However, the organization makes all beaches along the coast a priority – reflecting the last 10 years of the SCBA's focus.

Without maintaining healthy, tended-to beaches, Goodwin said we risk losing wildlife, like sea turtles, whose numbers have increased over the years, clean natural amenities for residents and one of the state's number one financial providers – tourists.

"It's very important to the state too, for people to understand those tourism dollars don't only stay on the coast. They get distributed all across the state. There's a Robin Hood bill that was passed many years ago for tax money that gives counties that have little or no tourism a certain amount of tax dollars that are collected every year, so it helps everyone in the state of South Carolina," said Goodwin.

LOCAL: 2024 tax season starts; help available for income-limited Grand Strand taxpayers

He explains there are a few key factors in upholding their efforts.

"We have been successful in getting money. We have been successful in doing some education. As people get elected and unelected, re-elected, you know, that education process never ends. So, if you don't live on the coast and you live in the upstate, or you live somewhere else, that education process continues to go and go and go," said Goodwin. "That's probably the biggest thing we've done is get the education process out there to our elected officials and to the citizens of South Carolina and how much the beach means to everybody."

Several state representatives were in attendance and spoke about different funding initiatives over the years that have helped bring money forward for beach nourishment. However, they said they want to be future forward and establish a recurring fund for beach nourishment to help sustain their efforts for longer than a five-year window.

BE THE FIRST TO COMMENT

Tuesday's session will focus on coastal resilience planning and coastal restoration.

Live roaches and moldy ice machines. Worst Myrtle Beach, SC area restaurant inspections

In general, you want to avoid mold, especially in your favorite restaurant.South Carolina does health inspections for restaurants within Horry County and the surrounding area, with data current as of Jan. 24, 2024.These were the worst restaurant inspections in the Myrtle Beach area.Location: 1300 501 Business Highway, ConwayScore: ...

In general, you want to avoid mold, especially in your favorite restaurant.

South Carolina does health inspections for restaurants within Horry County and the surrounding area, with data current as of Jan. 24, 2024.

These were the worst restaurant inspections in the Myrtle Beach area.

Location: 1300 501 Business Highway, Conway

Score: 78 percent

Inspected Jan. 16, 2024, Conway Mart got flagged for several violations. Conway Mart had a consecutive violation for cleanliness, as the inspector found cabinets had an accumulation of debris and grime, a stove had a heavy buildup of grease and carbon and a countertop under a self-serve drink machine had an accumulation of dirt and debris on them.

The inspection found food bags of grits and flour/bread kept in an unfinished storage area with openings to the outside and cups and lids, too. A walk-in cooler had cardboard as shelf lining, as cardboard is not approved for re-use, and a fryer basket had broken/ loose wires.

The inspection also found food not stored at the correct temperatures, but the restaurant corrected the violations.

An onsite follow-up within 10 days is required. No routine inspection is required within 60 days. Failure to fix the violations will result in a further downgrading of Conway Mart.

Location: 1285 38th Ave. North, Myrtle Beach

Score: 82 percent

Inspected Jan. 16, 2024, Capriccio’s had a mold buildup on the interior deflector plate inside an ice machine. During the inspection, roaches were crawling on top of a dish machine, tongs were stored on an oven door handle and a sink had leaking pipes.

A stove was also missing a front trim piece, while a stove and broiler had a grease buildup.

Veal was not kept at the correct temperature, but the restaurant corrected the violations.

An onsite follow-up within 10 days is required. No routine inspection is needed within 60 days.

Location: 2909 North Kings Highway, North Myrtle Beach

Score: 84 percent

Inspected Jan. 19, 2024, most of China Dragon’s issues were chicken-related.

The restaurant stored raw chicken on top of raw beef in a walk-in cooler, which they corrected. Boneless chicken was thawing in a bin of water in a sink, and boxes of chicken sat on the floor in the walk-in cooler.

A container of stored chicken was also not covered.

There were other issues, too. An ice scoop was stored improperly in an ice machine, while an employee left the cookline to take a phone call and returned without washing their hands. The inspection found the restaurant did not defrost a chest freezer, and the shelving of a walk-in cooler wasn’t clean. To-go plates were also not stored correctly, and a cutting board was too cut.

An onsite follow-up within 10 days is required. No routine inspection is required within 60 days.

Weather live updates: Severe thunderstorm hits Myrtle Beach, SC area with high winds, rain

Updated 3:27 p.m.Myrtle Beach’s seen an uptick in tornadoes recently, but one expert says the area isn’t becoming more prone to them.While Myrtle Beach has seen two tornadoes in recent months, the Grand Strand has not seen a particular uptick in activity recently, National Weather Service Wilmington, N.C. meteorologist Steven Pfaff said.Pfaff added that there are a couple of times a year w...

Updated 3:27 p.m.

Myrtle Beach’s seen an uptick in tornadoes recently, but one expert says the area isn’t becoming more prone to them.

While Myrtle Beach has seen two tornadoes in recent months, the Grand Strand has not seen a particular uptick in activity recently, National Weather Service Wilmington, N.C. meteorologist Steven Pfaff said.

Pfaff added that there are a couple of times a year when there is peak tornado activity, particularly between March and May as well as September.

Updated 3 p.m.

The National Weather Service has issued a tornado warning for North Myrtle Beach and Little River until 3:45 p.m.

Updated 2:23 p.m.

A tornado warning has been issued Tuesday for the areas of Myrtle Beach, Socastee, Conway and around Garden City until 2:45 p.m., according to the National Weather Service in Wilmington.

Updated 1:07 p.m.

More than 700 people are without power in the Conway area, according to the Horry Electric Cooperative.

The utility company reported that 767 people lost power a little after noon Tuesday because of wind.

Updated 1 p.m.

Some flooding might be expected in Horry County, but the threat isn’t serious due to the speed of the storm, officials say.

A storm is moving toward the Myrtle Beach area, and flooding could accompany it with heavy weather starting around Tuesday afternoon, according to the National Weather Service’s Wilmington, N.C. office.

While flooding might impact areas with poor drainage and beach erosion is a concern, the flooding threat is “on the low end” and isn’t a serious threat because of the storm, said Steven Pfaff, warning coordination meteorologist for the NWS’ Wilmington site.

Updated 11:44 a.m.

A tornado watch has been issued for Horry County until 6 p.m., according to the Horry County Emergency Management.

Wind gusts in Myrtle Beach and North Myrtle Beach are at 38 mph, according to the National Weather Service in Wilmington, North Carolina.

Updated 10:22 a.m.

The City of Myrtle Beach shores have gone to a double red flag for the remainder of Tuesday, meaning that everyone should remain out of the ocean due to dangerous surf conditions, according to the Myrtle Beach Fire Department.

Updated 10:18 A.M.

Tuesday’s storm is predicted to bring heavy rain, flooding and high winds with gusts up to 55 mph to the Myrtle Beach area, according to the National Weather Service.

That could mean some in Horry County will postpone plans or cancel events in preparation for the severe weather. Check the list of cancellations and closings here.

If you have a cancellation or closing, email online@thesunnews.com.

Updated 10:10 A.M.

HTC announced via an email that their retail locations and their Customer Contact Center were closing at 12:30 p.m. today. Customers can pay their bills online.

“HTC is taking necessary measures to prepare for these conditions by testing and fueling standby generators, inspecting network offices and equipment locations to prevent flooding, preparing fleet vehicles for deployment and other tasks associated with ensuring the safety of network equipment,” wrote the company officials in an email. “HTC will be watching the storm as it moves into our service area and managing our emergency operations center to monitor the network for any alarms.”

A severe thunderstorm is expected to hit the Myrtle Beach area Tuesday, bringing damaging winds, potential flooding and the threat of tornadoes. The National Weather Service said the worst of the storm is expected to hit in the afternoon and evening.

Residents could see bouts of heavy rainfall and wind speeds of more than 55 mph. A total of 1 to 2 inches of rain is predicted, which will bring low levels of flash flooding and a chance of minor coastal flooding.

Many Myrtle Beach area resorts and restaurants live stream their views.

For most of the year, these webcams show tranquil beach scenes for visitors longing for the ocean. When a storm hits, the cameras can turn into tools for locals and tourists alike to witness the effects in real time.

After you identify local emergency contacts and see if your area is likely to flood, check out these 23 beach cams to watch the storm.

As an early winter storm approaches the Myrtle Beach area, there’s a potential for power outages in Horry County.

The National Weather Service’s Wilmington office’s Jan. 8 storm briefing reported that winds could reach 55 mph for land areas and more than 58 mph in marine/coastal areas. The NWS’s report also said tornadoes could develop, putting the threat of wind between “elevated” and “significant.”

The NWS lists increasing threats from none, limited, elevated, significant and extreme.

This story was originally published January 9, 2024, 9:26 AM.

The Myrtle Beach of Today and Yesterday

Much has changed in Myrtle Beach over the years, including land where the Myrtle Beach Pelicans ballfield and Broadway at the Beach now stand.Things were a lot different around Myrtle Beach when I moved here more than 20 years ago. Things, people, and places change in that amount of time in most areas of the country, of course. But it feels like change and development is accelerated here.Take, for instance, this time of year. February and March—besides the migration in flocks of snow birds—used to be a gh...

Much has changed in Myrtle Beach over the years, including land where the Myrtle Beach Pelicans ballfield and Broadway at the Beach now stand.

Things were a lot different around Myrtle Beach when I moved here more than 20 years ago. Things, people, and places change in that amount of time in most areas of the country, of course. But it feels like change and development is accelerated here.

Take, for instance, this time of year. February and March—besides the migration in flocks of snow birds—used to be a ghost town, with restaurants and attractions closing up shop to regroup before the summer season and save money sans customers. You could cut your local travel time in half, thanks to less traffic and drivers navigating on the roads in unfamiliar territory. You could easily find parking at any beach access. And you couldget a table without a wait at your favorite restaurant or bar on a Friday night.

I’m not saying all of this to be a grumpy local. It’s just a little different nowadays. Change is different, and that can be good and bad.

In August 2023, U.S. News and World Report named Myrtle Beach the “fastest growing place in America” for the third year in a row, based on the 2023-2024 ranking on the percentage increase of people living in the area. That’s a quick uptick in folks living here year-round, like a punch in the face. Plus, as Myrtle Beach is continually voted a top-rated U.S. beach destination, depending on the weather, the quiet shoulder seasons are continuing to fade as well While I do love many of the improvements and development being made in our area for the better for my family and the Myrtle Beach reputation overall, this is also a nostalgic time to reminisce on the past, simpler times.

Broadway at the Beach has become a very popular destination.

Our assistant editor, Angela Robertson, in fact, shared memories with me from her 37 years of living and working in Myrtle Beach.

“I remember horseback riding at a nice stable where the Pelicans field is now,” she says. “Broadway at the Beach was non-existent, just forest… And there was a little goat farm on 10th Avenue North in Myrtle Beach, later renamed Mr. Joe White Avenue. There was much more sense of community, I think… and far more mom-and-pop motels and hotels, which was neat.”

I think it’s a good time to remember our historic roots and let others know what Myrtle Beach was before it disappears from those who lived it. I belong to a Facebook group, Myrtle Beach History, which is an online community doing just that through old photos, ads, and more, and I love it.

If you have fond Myrtle Beach memories you’d like to share with us, visit facebook.com/grandstrand and comment your memories on our Myrtle Beach of Yesterday Memories post.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.