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health insurance agent in Ladson, SC
Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.
Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in Ladson, SC will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.
We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.
Do You Really Need Health Insurance?
Before we talk about the solutions that our health insurance broker in Ladson, SC provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.
Who We Serve
At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.
Individuals
Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Ladson, SC will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.
Families
Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.
Self-Employed
Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.
Small Business
Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.
Travelers
If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.
Most Popular Types of Coverage
Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in Ladson, SC to help you choose the best plan for your budget.
Here are a few of the most popular types of coverage that our clients ask about:
Major Medical
This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:
- Outpatient Procedures or Ambulatory Care
- Hospitalization
- Check-Ups and Preventative Care
- Prescription Medications
- Emergency Services
- Pediatric Care Services
- Laboratory Services
- Newborn and Maternity Care
- Addiction Counseling and Mental Health Care Services
If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Ladson, SC you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.
DENTAL
From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:
- Routine cleanings and checkups (copay may be required)
- X-Rays
- Filling Cavities
- Bridges, Implants, and Crowns
- Root Canals and Repair Work
- Emergency Services Oral Surgery, etc.)
It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.
VISION
Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:
- Routine Eye Exams
- Medical Eye Care
- Vision Correction Products (Eyeglasses, contacts, etc.)
- Surgeries for Vision Correction (LASIK, etc.)
It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.
LONG-TERM CARE
It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:
- Routine cleanings and checkups (copay may be required)
- In a nursing home
- In your own home
- In an assisted living center
- At a long-term residential senior facility
Expert Help Is Only a Phone Call Away
We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:
- Aetna
- Advent Health
- United Healthcare
- National General
- Humana
- Transamerica
- Many More
Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Ladson, SC we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.
When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.
Call us 843-364-9155 for a complimentary consultation and evaluation of your healthcare coverage.
Latest News Near Me Ladson, SC
Woman charged after 2 children found dead inside home by deputies, authorities say
Thomas Gruelhttps://www.kbtx.com/2026/09/30/woman-charged-after-2-children-found-dead-inside-home-by-deputies-authorities-say/
LADSON, S.C. (WCSC/Gray News) — A homeowner in South Carolina is facing charges after authorities say two children were found dead at the home on Tuesday.Justine May, 31, was booked into the Charleston County jail on two counts of homicide by child neglect, court records showed.May will remain in custody after waiving her right to a bond hearing on Wednesday. She is scheduled for an initial court appearance Nov. 20.Charleston County authorities said they were called to the home on Pinewood Drive for a welfare check...
LADSON, S.C. (WCSC/Gray News) — A homeowner in South Carolina is facing charges after authorities say two children were found dead at the home on Tuesday.
Justine May, 31, was booked into the Charleston County jail on two counts of homicide by child neglect, court records showed.
May will remain in custody after waiving her right to a bond hearing on Wednesday. She is scheduled for an initial court appearance Nov. 20.
Charleston County authorities said they were called to the home on Pinewood Drive for a welfare check Tuesday afternoon when they found the two children dead inside.
The South Carolina Law Enforcement Division Department of Child Fatalities and the Charleston County Sheriff’s Office are both investigating.
May’s ex-boyfriend, Zachary Deacon, also found himself in custody recently after being arrested on Sept. 11. The Charleston County Sheriff’s Office said deputies responded that day to the same home regarding a reported mental health crisis.
Deacon’s charges include harassment in the second degree after May alleged that Deacon continued to contact her after prior domestic violence.
Family members of May said they had called law enforcement within the last month regarding the well-being of May and the children who were in her care.
Documents stated that Deacon had previously called May delusional, spiraling and in need of getting a grip on reality while referencing involvement with social services.
On Sept. 13, May herself posted on social media screenshots of concerned text messages and emails allegedly from family, with an email specifically expressing concerns about her parenting.
Deacon has since been released on bond, but a judge has ordered him not to have contact with May or the children as a condition of his release.
The Charleston County Coroner’s Office did not immediately release the cause of death for the two children, as investigators said the case remains under investigation.
Copyright 2026 WCSC via Gray Local Media, Inc. All rights reserved.
2 found dead in Ladson welfare check; woman charged with child abuse deaths
Thomas Gruelhttps://www.live5news.com/2026/09/30/2-found-dead-ladson-welfare-check-woman-charged-abuse-deaths-children/
LADSON, S.C. (WCSC) — Court records show the homeowner from Tuesday’s incident in Ladson has been charged in connection with the deaths of children.Justine Marie May, 31, is charged with two counts of homicide by child abuse.Deputies responded to an incident in the 3200 block of Pinewood Drive in Ladson just past 1 p.m. Tuesday. Upon arrival, two individuals were found dead, according to sheriff’s spokesperson Lexi Douglas.The scene drew a large law enforcement presence, with nearly 20 Charleston County...
LADSON, S.C. (WCSC) — Court records show the homeowner from Tuesday’s incident in Ladson has been charged in connection with the deaths of children.
Justine Marie May, 31, is charged with two counts of homicide by child abuse.
Deputies responded to an incident in the 3200 block of Pinewood Drive in Ladson just past 1 p.m. Tuesday. Upon arrival, two individuals were found dead, according to sheriff’s spokesperson Lexi Douglas.
The scene drew a large law enforcement presence, with nearly 20 Charleston County vehicles responding. Neighbors said they could not get to or leave their homes for hours, and sheriff’s office vehicles remained on the street late into the night.
By Wednesday, the neighborhood had returned to its usual routine.
Neighbors had their doors open and birds could be heard chirping. Across from the home, a trampoline sat in a front yard. Just two doors down, students were being dropped off by their school buses.
For residents, the contrast between the quiet neighborhood and what happened there has been difficult to process. Bob Matthews, who lives across the street, said neighbors have built strong relationships over the years.
“We really love our people, our neighbors. They’re there for you when you need ‘em.”
He said that what happened yesterday stopped him in his tracks.
“I was out at my farm at the time that it happened. And I was going to work, but I couldn’t work. It just really devastated me.”
He said the neighborhood has watched generations of families grow up there.
“Our neighborhood’s been a very good neighborhood. We’ve watched the children grow up here and become grandparents, and some are even still living here.”
Matthews said the incident was especially difficult because of how familiar neighbors are with one another.
“And for this to happen, it just took the life out of me.”
Rachel Breslin, who grew up across the street, said she had never seen anything like this happen in the neighborhood.
“That just has never happened. It’s never happened here. So, that’s crazy.”
Breslin said the incident was a reminder that neighbors may not always know what is happening inside each other’s homes.
“It’s really sad. I mean, you never know what’s going on behind closed doors.”
Irene Ackerman said she was struggling to comprehend what happened.
“God, I just can’t believe it. It’s tearing me up. I didn’t get much sleep last night.”
Ackerman said the situation was particularly difficult because of the nature of the neighborhood she calls home.
“It’s scary. Because you wouldn’t have thought something like that would happen in this neighborhood.”
The Charleston County Coroner’s Office has not yet confirmed the age, identities or cause of death of the victims, but the charges indicate the victims were children. The South Carolina Law Enforcement Division Department of Child Fatalities and the Charleston County Sheriff’s Office are both investigating the incident.
May’s bond was waived at a hearing Wednesday morning, meaning she will remain in custody. She is scheduled for an initial appearance Nov. 20. May remains booked into the Al Cannon Detention Center.
Copyright 2026 WCSC. All rights reserved.
Charleston Co. to vote on CARTA eminent domain resolution for Ladson fairgrounds land
Maitane Oruehttps://www.live5news.com/2026/08/19/charleston-co-vote-carta-eminent-domain-resolution-ladson-fairgrounds-land/
LADSON, S.C. (WCSC) — Charleston County’s finance committee is scheduled to vote on a resolution that would allow CARTA to use eminent domain for land at the Exchange Fairgrounds in Ladson.The Lowcountry Rapid Transit is a 21.3-mile project connecting US-78 and Commerce Center in Ladson to Line Street and West Edge Street in downtown Charleston. Officials say the goal is to help with congestion.CARTA says it needs six acres of land at the Exchange Fairgrounds for the project.“Building the first ever lar...
LADSON, S.C. (WCSC) — Charleston County’s finance committee is scheduled to vote on a resolution that would allow CARTA to use eminent domain for land at the Exchange Fairgrounds in Ladson.
The Lowcountry Rapid Transit is a 21.3-mile project connecting US-78 and Commerce Center in Ladson to Line Street and West Edge Street in downtown Charleston. Officials say the goal is to help with congestion.
CARTA says it needs six acres of land at the Exchange Fairgrounds for the project.
“Building the first ever large-scale transit project that this state has ever seen,” Mike said.
“Save a lot of people time from, you know, trying to worry about beating traffic, you know,” resident Andrew Brown said.
“For many years we were cooperatively working towards six acres at the very north end being part of the project,” Mike said.
The Exchange Club has opposed giving up the land. Court documents say the club claims giving up the land would disturb operations, including patron access and charity revenue.
CARTA officials say the matter seemed settled.
“We’d already settled on the alignment, gone through not one, not two, but three public hearings including an environmental study. It’s turned out that here we are at the 11th hour having to talk about condemnation of six acres along the route,” Mike said.
Tomorrow’s finance committee meeting follows a judge blocking CARTA’s initial attempt to obtain the land in June, ruling CARTA had not received county approval to begin condemning the land.
CARTA officials maintain the land is needed.
“If we were to change the alignment and change the um culmination of the project on the north end, we would have to start all over again. It would seriously, if not completely, jeopardize the project,” Mike said.
He said there is no option other than to continue and condemn the six acres in a fair way.
The Exchange Club has filed an appeal in court to determine whether state law allows CARTA to take the land in this manner. The club declined to comment further due to pending litigation.
Charleston County will vote on the resolution at the finance committee meeting Thursday.
Air quality index (AQI?) and PM2.5 air pollution in Ladson • 154 Followers • 05:00, Oct 06 Local time
iqair.comhttps://www.iqair.com/air-quality/usa/south-carolina/ladson
AddWorld/USA/South Carolina/LadsonAir quality in LadsonData attributionData provided by a satellite-derived model56*US AQI?ModerateMain pollutant:PM2.512.1 µg/m³18°11 km/h96 %Hourly forecastLadson air quality index (AQI?) forecastNow5618°11km/h 96%06:005618°13km/h 95%07:0057...
Add
World/USA/South Carolina/Ladson
Air quality in Ladson
Data attribution
Data provided by a satellite-derived model
56*
US AQI?
Moderate
Main pollutant:
PM2.5
12.1 µg/m³
18°
11 km/h
96 %
Hourly forecast
Ladson air quality index (AQI?) forecast
Now 56 18° 11 km/h 96% | 06:00 56 18° 13 km/h 95% | 07:00 57 17° 11 km/h 96% | 08:00 58 17° 13 km/h 94% | 09:00 58 18° 16 km/h 87% | 10:00 58 20° 17 km/h 81% | 11:00 59 21° 17 km/h 79% | 12:00 58 23° 19 km/h 73% | 13:00 59 24° 20 km/h 70% | 14:00 59 24° 16 km/h 69% | 15:00 55 23° 16 km/h 71% | 16:00 51 23° 19 km/h 70% | 17:00 47 23° 18 km/h 71% | 18:00 43 22° 16 km/h 76% | 19:00 39 21° 15 km/h 76% | 20:00 36 22° 17 km/h 73% | 21:00 37 21° 14 km/h 72% | 22:00 38 21° 12 km/h 72% | 23:00 40 21° 13 km/h 73% Wed | 00:00 35 20° 13 km/h 72% | 01:00 31 20° 17 km/h 71% | 02:00 27 20° 17 km/h 71% | 03:00 29 20° 16 km/h 73% | 04:00 31 20° 17 km/h 74% | 05:00 34 19° 17 km/h 76% | 06:00 38 19° 16 km/h 79% | 07:00 42 19° 18 km/h 78% | 08:00 46 18° 18 km/h 79% | 09:00 38 19° 19 km/h 74% | 10:00 31 21° 20 km/h 66% | 11:00 24 23° 20 km/h 62% | 12:00 19 24° 18 km/h 62% | 13:00 14 25° 15 km/h 60% | 14:00 9 26° 14 km/h 59% | 15:00 8 27° 14 km/h 58% | 16:00 7 27° 14 km/h 59% | 17:00 6 26° 13 km/h 61% | 18:00 8 26° 11 km/h 65% | 19:00 11 24° 8 km/h 74% | 20:00 14 24° 8 km/h 77% | 21:00 16 23° 8 km/h 80% | 22:00 19 22° 8 km/h 85% | 23:00 22 22° 6 km/h 87% Thu | 00:00 18 21° 6 km/h 89% | 01:00 15 21° 8 km/h 91% | 02:00 12 21° 7 km/h 92% | 03:00 16 20° 7 km/h 92% | 04:00 20 20° 7 km/h 91% | 05:00 25 20° 7 km/h 90% | 06:00 32 20° 8 km/h 91% | 07:00 39 20° 7 km/h 90% | 08:00 46 20° 8 km/h 90% | 09:00 48 21° 9 km/h 76% | 10:00 51 22° 10 km/h 70% | 11:00 54 24° 10 km/h 65% | 12:00 53 26° 10 km/h 62% | 13:00 53 25° 10 km/h 65% | 14:00 53 26° 11 km/h 63% | 15:00 51 26° 10 km/h 65% | 16:00 49 26° 9 km/h 67% | 17:00 48 26° 8 km/h 67% | 18:00 50 25° 6 km/h 73% | 19:00 53 24° 6 km/h 78% | 20:00 56 23° 7 km/h 83% | 21:00 56 23° 7 km/h 85% | 22:00 57 23° 8 km/h 86% | 23:00 58 23° 8 km/h 88% Fri | 00:00 57 22° 7 km/h 89% | 01:00 57 22° 8 km/h 90% | 02:00 57 22° 8 km/h 91% | 03:00 57 70% 22° 9 km/h 93% | 04:00 58 21° 7 km/h 92% |
Daily forecast
Ladson air quality index (AQI?) forecast
| Today | 57 | 24° 17° | 20 km/h | 78% | |
| Wed | 28 | 27° 18° | 20 km/h | 69% | |
| Thu | 35 | 26° 20° | 11 km/h | 75% |
Air pollutants
What is the current air quality in Ladson?
| PM2.5Fine particles (≤ 2.5 µm)12.1 *µg/m³ |
PM2.5 concentration is currently 2.4 times the World Health Organization annual PM2.5 guideline value.
Health recommendations
Sensitive groups should reduce outdoor exercise |
Close your windows to avoid dirty outdoor air Get a monitor |
Sensitive groups should wear a mask outdoors Get a mask |
Sensitive groups should run an air purifier Get an air purifier |
Pollen
What is the pollen count in Ladson today?
Index
Low
Tree None | 0% |
Grass Low | 25% |
Weed Low | 25% |
Source:
wetter.com
Pollen forecast in Ladson
Most polluted locations near Ladson
Worldwide AQI? ranking
Get comprehensive data about air quality in Ladson
Begin your journey for cleaner air #IQAir
SCDOT proposes safety improvements for section of Ladson Road
Victoria Blairhttps://www.live5news.com/2026/09/17/scdot-proposes-safety-improvements-for-section-ladson-road/
LADSON, S.C. (WCSC) — Drivers, bicyclists and pedestrians along a dangerous stretch of Ladson Road could soon see some major safety upgrades.According to the South Carolina Department of Transportation, over three years, 1,172 total crashes (1,167 vehicular, four pedestrian, and one bicycle) have been reported, making approximately 150 crashes per mile every year.“It was an incredibly uncomfortable, and it felt risky at times being a pedestrian in that space,” Katie Zimmerman, executive director of Charleston ...
LADSON, S.C. (WCSC) — Drivers, bicyclists and pedestrians along a dangerous stretch of Ladson Road could soon see some major safety upgrades.
According to the South Carolina Department of Transportation, over three years, 1,172 total crashes (1,167 vehicular, four pedestrian, and one bicycle) have been reported, making approximately 150 crashes per mile every year.
“It was an incredibly uncomfortable, and it felt risky at times being a pedestrian in that space,” Katie Zimmerman, executive director of Charleston Moves, said.
Of those, 247 resulted in injuries from car crashes and four pedestrians.
“That’s a very important cause for the South Carolina Department of Transportation to just get those numbers down and get to work there,” Tyler Fedor, media relations specialist for SCDOT, said.
Along this 2.6-mile stretch, SCDOT studied the road firsthand through a Road Safety Assessment, not just through the data and the numbers, but what it feels like to use it every day. The state says the RSA limits begin at Wallace Ackerman Drive/Limehouse Drive and end where the Charleston County Highway 78 improvements project starts near College Park Road. The corridor was selected for assessment through the Federal Highway Safety Improvement Program.
“We’re looking at how drivers are driving. We’re looking at where people are bicycling, walking, using assistive devices, all of the different things. And just sort of trying to then come together and come up with what we think is working well and then what we think needs improvement and how,” Zimmerman said.
SCDOT is now proposing a list of fixes:
But none of it works, they say, without the community’s input.
“The locals, the people that use this road, come and tell us, you know, what do they see, what do they want, how do they feel about the potential proposed changes, and being able to collect that feedback, consider all that feedback, and potentially act on that feedback, is absolutely important because that keeps South Carolinians safe,” Fedor said.
The drop-in public meeting will be held Sept. 17 from 5:00 p.m. to 7:00 p.m. at Heritage Holiness Church located at 3836 Ladson Road, Ladson, SC 29456.
The comment period ends on Oct. 1.
The project schedule:
To provide feedback and learn more about the project, click here.