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Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.

Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in John’s Island, SC will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.

We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.

Do You Really Need Health Insurance?

Before we talk about the solutions that our health insurance broker in John’s Island, SC provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.

Health Insurance Agency John’s Island, SC

Who We Serve

At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.

Individuals

Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in John’s Island, SC will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.

Families

Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.

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Self-Employed

Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.

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Small Business

Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.

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Travelers

If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.

 Health Insurance Agent John’s Island, SC

Health Insurance Solutions for Individual and Family Health Insurance

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Most Popular Types of Coverage

Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in John’s Island, SC to help you choose the best plan for your budget.

Here are a few of the most popular types of coverage that our clients ask about:

Major Medical

This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:

  • Outpatient Procedures or Ambulatory Care
  • Hospitalization
  • Check-Ups and Preventative Care
  • Prescription Medications
  • Emergency Services
  • Pediatric Care Services
  • Laboratory Services
  • Newborn and Maternity Care
  • Addiction Counseling and Mental Health Care Services

If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in John’s Island, SC you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.

 Health Insurance Companies John’s Island, SC
 Health Insurance John’s Island, SC

DENTAL

From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:

  • Routine cleanings and checkups (copay may be required)
  • X-Rays
  • Filling Cavities
  • Bridges, Implants, and Crowns
  • Root Canals and Repair Work
  • Emergency Services Oral Surgery, etc.)

It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.

VISION

Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:

  • Routine Eye Exams
  • Medical Eye Care
  • Vision Correction Products (Eyeglasses, contacts, etc.)
  • Surgeries for Vision Correction (LASIK, etc.)

It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.

 Medical Insurance John’s Island, SC
 Private Health Insurance John’s Island, SC

LONG-TERM CARE

It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:

  • Routine cleanings and checkups (copay may be required)
  • In a nursing home
  • In your own home
  • In an assisted living center
  • At a long-term residential senior facility

Expert Help Is Only a Phone Call Away

We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:

  • Aetna
  • Advent Health
  • United Healthcare
  • National General
  • Humana
  • Transamerica
  • Many More

Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in John’s Island, SC we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.

When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.

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Call us 843-364-9155 for a complimentary consultation and evaluation of your healthcare coverage.

Latest News in John’s Island, SC

The Heyday is a new café with cocktails on tap and a fire pit now open on Johns Island

A new island café and bar on Johns Island is now open daily serving those who need a quick morning caffeine kick or an evening snack on the patio.The Heyday is a new eatery born from a love of the sea island lifestyle, embodying quintessential Lowcountry culture, said owner James Groetzinger.Open seven days a week, ...

A new island café and bar on Johns Island is now open daily serving those who need a quick morning caffeine kick or an evening snack on the patio.

The Heyday is a new eatery born from a love of the sea island lifestyle, embodying quintessential Lowcountry culture, said owner James Groetzinger.

Open seven days a week, The Heyday offers a brunch and supper menu centered on farm-to-table produce, fresh seafood and local purveyors. The counter-serve restaurant will have a full bar with cocktails on tap, along with a wraparound porch and fire pit.

“The design and feel of the space is that of a classic Charleston café with modern coastal touches, an ode to the historic farmlands of Johns Island with a fresh perspective,” said Groetzinger, owner of Island Provisions, a daytime café with locations on Johns Island and in downtown Charleston.

Menu highlights include the asparagus and goat cheese frittata for brunch and the grits and creamed collards with crispy flounder for supper.

“We got our she crab recipe from an old cookbook from some church ladies on Wadmalaw,” Groetzinger said, and guests can’t go wrong with the baked clams and spring salad specials.

The new restaurant, which Groetzinger designed and constructed, opened Jan. 24 in the 16-acre Hayes Park mixed-use development, joining Somm Wine Bar, High Steaks Butcher Shop and others.

“Hayes Park has several new businesses that are locally owned, as well as 56 townhomes for sale,” he said. “So we have actual homeowners on-property. It is meant to be a little village.”

Limehouse Bridge to add multi-use path, connecting Johns Island to downtown Charleston

Traffic relief in sight for Highway 17 and Main Road, pedestrian bridge on hold (WCIV)0CHARLESTON COUNTY, S.C. (WCIV) — Limehouse Bridge on Johns Island will soon have bike and pedestrian access.Charleston County Council approved a multi-million-dollar project Tuesday night to widen the existing bridge and build a nearly three-mile multi-use path.A proposed standalone bike and pedestrian bridge was removed from the project last year because the county didn’t have the resources to maintain it long term,...

Traffic relief in sight for Highway 17 and Main Road, pedestrian bridge on hold (WCIV)

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CHARLESTON COUNTY, S.C. (WCIV) — Limehouse Bridge on Johns Island will soon have bike and pedestrian access.

Charleston County Council approved a multi-million-dollar project Tuesday night to widen the existing bridge and build a nearly three-mile multi-use path.

A proposed standalone bike and pedestrian bridge was removed from the project last year because the county didn’t have the resources to maintain it long term, according to Herbert Nimz, engineering manager with Charleston County.

The nearly 10-foot-wide path for walkers and bikers won’t just get them from Johns Island to West Ashley. Officials said it will easily take people as far as downtown Charleston.

“It will also connect to the existing Glenn McConnell multi-use path, it'll connect to the West Ashley Greenway and ultimately take folks all the way to the planned connections to the Maryville Bikeway and then the Ashley River bicycle and pedestrian bridge,” said Katie Zimmerman, executive director of Charleston Moves.

READ MORE | "Chas. County to vote on alternative bike and pedestrian options for Main Road project."

After six months of brainstorming options, Charleston County engineers say they’re using Wonders Way on the Ravenel Bridge as inspiration.

The path will have eight-foot-tall barriers alongside traffic and the edge of the bridge, and officials say the number of travel lanes for cars will stay the same.

“It was never our intent to reduce vehicular traffic on the bridge. It was only to also accommodate cyclists and pedestrians,” Nimz said.

Funding for the widening of the bridge is coming from the county’s transportation sales tax.

READ MORE | "Traffic relief in sight for Highway 17 and Main Road, pedestrian bridge on hold."

Nimz said the project’s price tag is a fraction of the original cost.

“This option we're looking at is anywhere from $8 to $10 million,” he shared. “The standalone bridge itself was going to cost $40 million.”

Zimmerman said the county and South Carolina Department of Transportation’s move from a stand-alone bridge to the lane widening makes her hopeful about other stalled projects across the area.

“We've been having conversations for a long time around the North Bridge. We're still working with the county and the cities and the state a little bit on that,” she explained.

A construction timeline for Limehouse Bridge is still unknown, but Nimz said crews can likely be seen in the area as soon as this week.

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He said they hope to complete the project in four years.

City leaders to look at plan honoring 400-year-old Johns Island Angel Oak Tree

JOHNS ISLAND, S.C. (WCSC) - A plan to highlight the beloved 400-year-old Angel Oak Tree and its surrounding land on Johns Island is being brought to city officials for approval to move forward.The Lowcountry Land Trust has been working on its initiative called the Angel Oak Preserve to unite the nine-acre City of Charleston property, where the Angel Oak Tree sits, with the surrounding 35 acres that the land trust owns.The goal is to create a community gathering space where visitors can learn more about the significance of the A...

JOHNS ISLAND, S.C. (WCSC) - A plan to highlight the beloved 400-year-old Angel Oak Tree and its surrounding land on Johns Island is being brought to city officials for approval to move forward.

The Lowcountry Land Trust has been working on its initiative called the Angel Oak Preserve to unite the nine-acre City of Charleston property, where the Angel Oak Tree sits, with the surrounding 35 acres that the land trust owns.

The goal is to create a community gathering space where visitors can learn more about the significance of the Angel Oak Tree and the history of the site, all while preserving the land that was once threatened by development.

The land trust is proposing the addition of a welcome center on the property it owns, which would be placed at a safe distance away from the Angel Oak to protect the tree’s root system.

Liollio Architecture Principal Jay White says that their goal is to build as little as possible, as the importance of this initiative lies in preserving the Angel Oak Tree.

“When you drive up into the parking lot, you’ll be parking amongst the forestry landscape and if you come through the welcome center, which is really very modest, it’s about the size of a modest house and it provides restrooms, and offices for the staff, a gift shop of course and a gathering space for interpretive exhibits,” White says.

The project is estimated to cost $12 million. The land trust is about halfway to its goal and plans to continue to receive support through public and private donations.

“The Angel Oak is such a powerful symbol, so we envision this project as hopefully an ambassador site where other local communities can learn from it and replicate it, so it really stands as that deep connection between people and conservation and the community and the efforts to protect this tree. Also speak to the resilience of the communities who have lived for so long in relationship to this land,” Angel Oak Preserve Director at the Lowcountry Land Trust, Samantha Siegel, says.

Currently, there is a gift shop located on the nine-acre property that the city owns. The proposed plan includes tearing that down and moving it into the new welcome center, as it is located on top of the roots of the Angel Oak Tree.

Visitors also currently use Angel Oak Road to drive down and park to see the tree, but White says they plan to move parking further away and have guests approach the tree on foot, ensuring the preservation and well-being of the tree.

White says they plan to add walking trails for visitors to follow as they exit the welcome center, which will take them through the forested area before reaching the Angel Oak Tree.

White says once visitors reach the tree they plan to have an elevated wooden boardwalk surrounding it that will keep people off the tree to protect it.

He says that they will also highlight ecological footprints that archaeologists have found near the tree that were once the location of slave cabins. Plans also include a nature play area for children as well as outdoor classrooms where guests who come for tours can learn more about the tree and the site.

“It’s just going to be a really special, sacred place. It already is, but it’s going to be even more special, and we will really be able to honor the tree the way it should be. I think it’s a perfect example of a place where the culture and the ecology work together to create this magic,” Siegel says.

The public will still be able to access the Angel Oak Tree for free. There may be times when visitor traffic is busy and they might do a time slot system, but it would still remain free to guests.

White says once they get final approval they expect it will take about a year to build the welcome center and its features.

The City of Charleston’s Design Review Board will meet on Monday to vote on conceptual approval of the welcome center. If approved, it will have to move forward for preliminary and final approval.

Copyright 2025 WCSC. All rights reserved.

Construction will soon start on project that could alleviate traffic for Johns Island and West Ashley

Charleston County is set to begin construction on a project that will alleviate traffic for West Ashley and Johns Island residents, officials told residents at the first quarterly update meeting for the road improvements March 13.The project encompasses a number of improvements to help with traffic including construction of flyovers at the intersection of Main Road and U.S. Highway 17, an interchange at Main Road and Highway 17 for drivers who want to avoid the intersection, a bridge over CSX Railroad, a roundabout at the intersection...

Charleston County is set to begin construction on a project that will alleviate traffic for West Ashley and Johns Island residents, officials told residents at the first quarterly update meeting for the road improvements March 13.

The project encompasses a number of improvements to help with traffic including construction of flyovers at the intersection of Main Road and U.S. Highway 17, an interchange at Main Road and Highway 17 for drivers who want to avoid the intersection, a bridge over CSX Railroad, a roundabout at the intersection of Main, Chisholm and River roads, and a widening of Main Road from River and Chisholm roads to the interchange ramps.

The improvements were originally part of a bigger project for Main Road, from Bees Ferry Road to Betsy Kerrison Parkway. The project was then split into three segments, with this segment first estimated to cost $130 million in 2020.

This now $354 million project — the largest infrastructure project in Charleston County history — is funded by the 2016 half-cent transportation sales tax.

Herb Nimz, county project manager, said during the county's quarterly project meeting on March 13 that they're still in the permitting process, but have worked on securing right-of-way acquisition. They're also currently doing test piles, or assessing the strength and stability of the columns that will support the interchange and flyovers. Plans are in the works to relocate utilities, like Charleston Water System and Dominion Energy, before construction starts in May, he said.

Most of the road work on Main Road and Highway 17 will take place at night, but residents should still expect some backup during construction, Nimz said.

"It's going to get worse before it gets better," Nimz said.

Residents in West Ashley and on Johns Island who live around the roads slated for changes have mixed feelings.

Jacob Andrew, a Johns Island resident, said he's excited about how the road project will help with traffic.

"It’s going to work," he said. "They could get it 50 percent right, and it would be better than the way it is now."

However, he worries about how traffic volume will only continue to increase around where he lives off Main Road as more people continue to move to the Lowcountry.

Census data shows the population of Johns Island's specifically surged from roughly 15,100 people in 2010 to almost 22,900 in 2021. More than 25,000 people are estimated to live on the island today.

The county will most likely be back to the drawing board in 10 years to come up with another solution, Andrew said.

Andrew is also unhappy the county cut plans for a bike and pedestrian bridge adjacent to the Limehouse Bridge that was previously included in the project. Nimz said he's met with the state Department of Transportation and is working to add at least a sidewalk to the bridge.

West Ashley resident Jamie Jacobs is looking forward to the changes, but worries congestion may remain as Main Road and Highway 17 are highly trafficked roads for people coming from West Ashley, Ravenel and Johns Island.

Ultimately, she said if the flyovers and interchange allow for commuters to no longer wait at the red light at the intersection of Main Road and Highway 17 for an hour, residents will be much happier.

Officials expect the project to be complete late September 2028.

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