health insurance agent in Hanahan
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Health Insurance Plans Made Easy and Affordable
Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.
Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in Hanahan will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.
We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.
Do You Really Need Health Insurance?
Before we talk about the solutions that our health insurance broker in Hanahan provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.
Who We Serve
At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.
Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Hanahan will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.
Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.
Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.
Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.
If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.
Most Popular Types of Coverage
Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in Hanahan to help you choose the best plan for your budget.
Here are a few of the most popular types of coverage that our clients ask about:
This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:
- Outpatient Procedures or Ambulatory Care
- Check-Ups and Preventative Care
- Prescription Medications
- Emergency Services
- Pediatric Care Services
- Laboratory Services
- Newborn and Maternity Care
- Addiction Counseling and Mental Health Care Services
If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Hanahan you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.
From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:
- Routine cleanings and checkups (copay may be required)
- Filling Cavities
- Bridges, Implants, and Crowns
- Root Canals and Repair Work
- Emergency Services Oral Surgery, etc.)
It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.
Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:
- Routine Eye Exams
- Medical Eye Care
- Vision Correction Products (Eyeglasses, contacts, etc.)
- Surgeries for Vision Correction (LASIK, etc.)
It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.
It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:
- Routine cleanings and checkups (copay may be required)
- In a nursing home
- In your own home
- In an assisted living center
- At a long-term residential senior facility
Expert Help Is Only a Phone Call Away
We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:
- Advent Health
- United Healthcare
- National General
- Many More
Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Hanahan, we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.
When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.
Latest News in Hanahan, SC
Former student shows support for NCHS assistant basketball coach battling cancer
NORTH CHARLESTON, S.C. (WCIV) — Sometimes, in the toughest of times, it’s the littlest thing from the most unlikely place.“My purpose in life has always been to look after kids and their purpose,” North Charleston High School (NCHS) assistant coach and Lowcountry native Ray Mullins said. “Help them grow confidence. Coaching the game, I fell in love with the game. Gave me confidence and I tried to instill confidence in kids who needed places to grow.”Mullins graduated from Hanahan. Played for ...
NORTH CHARLESTON, S.C. (WCIV) — Sometimes, in the toughest of times, it’s the littlest thing from the most unlikely place.
“My purpose in life has always been to look after kids and their purpose,” North Charleston High School (NCHS) assistant coach and Lowcountry native Ray Mullins said. “Help them grow confidence. Coaching the game, I fell in love with the game. Gave me confidence and I tried to instill confidence in kids who needed places to grow.”
Mullins graduated from Hanahan. Played for Lander. He’s coached in the area for over two decades.
Read more: Northwood Academy basketball player surprised on court on senior night
“Coach Ray, I am forever grateful for him,” Summerville native and Pinewood Prep grad Michael Wright said. “There is a short list of coaches. Coach Eidson, my dad, who impact a player, and Ray was one of those guys. The moment I walked into the gym, he took me under his wing and believed in me as a basketball player.”
Their bond is deeply rooted. But, lives move on. Wright went to Pinewood Prep. He played AAU basketball for Mullins as a 15 year old. Wright is now a fifth year graduate student at University of Illinois Springfield. He plans on playing professional basketball overseas. Mullins, now teaching and coaching at NCHS, the place where his life forever changed less than a year ago.
“I was in Mr. Darby’s office at NCHS when I found out - they just told me - stage 4,” he said. “You think about life. You think about how things are going to work out - you hear stage 4. Nowadays, stage 4 isn’t a good thing to hear, but with technology and people wanting to support, there is a plan out there for you.”
Just as cancer spreads, so does word of it. (WCIV)
Just as cancer spreads, so does word of it.
“Terrible,” Wright said. “I remember finding out through Facebook. Something he had gone through. Somebody who cares so much about community and given so much to community through basketball, to have something like that effect their life, never like to see that.”
So, Wright took his emotions into his own hands. Literally. During the “Coaches versus cancer” night - he held up a sign. It simply said, “I suit up for Ray Mullins”.
Read more: Clifford overcomes stutter for highly successful 40 year career
“It’s humbling to me, brings me hope, great things in humanity,” Mullins said. “He did surprise me with the salute at the game the other night - super proud of him and what he’s become as a man. Just super proud. Gives me hope, doesn’t allow me to quit- didn’t know what quitting was until I started this chemo thing. They say not to quit, stay strong.”
“I got too much to pay it forward for, it’s not just about me,” he continued. “About kids I’m coaching. Kids that are fighting the same fight against cancer.”
In basketball terms, impact, is a “give and go”.
Gamecocks target speedy Virginia tailback with SC connections
Running back Peyton Lewis of Salem, Virginia comes to the state of South Carolina all the time. He has family here and visits regularly. Now, he has another reason to come south.USC running backs coach Montario Hardesty likes him a lot and is recruiting him hard. Lewis (6-1, 190) is coming to campus March 17 and will take an official visit with the Gamecocks in May or April.“Back when I first started talking to Coach Hardesty before the offer, me and him just kind of clicked instantly because we have a lot of similarities...
Running back Peyton Lewis of Salem, Virginia comes to the state of South Carolina all the time. He has family here and visits regularly. Now, he has another reason to come south.
USC running backs coach Montario Hardesty likes him a lot and is recruiting him hard. Lewis (6-1, 190) is coming to campus March 17 and will take an official visit with the Gamecocks in May or April.
“Back when I first started talking to Coach Hardesty before the offer, me and him just kind of clicked instantly because we have a lot of similarities,” Lewis said. “He visited me at my high school, and that’s when he enacted an offer, and I was just excited because I have family down there and I’ve always been to South Carolina. That’s just some place that I can see myself conveniently going back and forth from.”
Lewis, a Class of 2024 prospect, also is a track star. Last summer he won the Class 4 100-meter dash championship with a time of 10.62, and he finished second in the 200 meters. Lewis knows Hardesty sees his track speed and knows that can be a useful weapon.
“He’s made it clear that he really likes my speed and the way that I can accelerate and change gears, and just my movement overall in the game,” Lewis said. “He says that I would fit perfectly with their explosive offense, and he just really likes the way that I run the ball. I see that they incorporate using the running back in the backfield, and route running is also a specialty of mine. They definitely have different ways of utilizing my speed on the field.”
Lewis visited Tennessee last Saturday for a junior day. He will go to Virginia March 14, USC on March 17, Virginia Tech on March 21, Nebraska on March 24, Ohio State on March 31 and North Carolina April 15. West Virginia was supplanted by the Ohio State visit, so he might reset a date with the Mountaineers. Lewis said these visits will be more than just sightseeing ventures for him.
“I just really want to get to know the coaches and really get to know how they are as a person,” he said. “It could be a great school with a great facility and everything, but that means nothing if the football program has bad people running it. I really just plan on building relationships with coaches.”
“Me and Coach Hardesty have a very strong relationship,” Lewis continued “Me and him have a lot of similarities together, a lot of stuff that we have in common. From the jump, me and him just clicked instantly.”
That relationship with Hardesty has put the Gamecocks in a good recruiting spot with Lewis.
“South Carolina stands out a lot for me,” Lewis said. “Definitely as school that is in high consideration. Definitely a top three for me along with Tennessee and Penn State.”
Lewis plans to name a top five in the latter part of April and then set his official visits for May and June. He is looking at late July for a commitment announcement.
Last season, Lewis rushed for 1,560 yards and 17 touchdowns.
Camden standout, Gamecocks target earns SC’s top girls basketball honor for 2023
After leading her team to a state title last week, Camden High School’s Joyce Edwards picked up another big achievement Wednesday.The junior was named South Carolina Gatorade Player of the Year, an award that encompasses athletics, academics and character.Edwards is the second Camden player to win the award, joining head coach Natalie Norris (formerly Natalie Funderburk) who won it in 1992. It’s the second-straight year a Midlands girls player has won the award. Cardinal Newman’s Ashlyn Watkins, who is now at ...
After leading her team to a state title last week, Camden High School’s Joyce Edwards picked up another big achievement Wednesday.
The junior was named South Carolina Gatorade Player of the Year, an award that encompasses athletics, academics and character.
Edwards is the second Camden player to win the award, joining head coach Natalie Norris (formerly Natalie Funderburk) who won it in 1992. It’s the second-straight year a Midlands girls player has won the award. Cardinal Newman’s Ashlyn Watkins, who is now at South Carolina, was the recipient in 2022.
Edwards is the 15th different girls player from the Midlands to win the award historically. Lower Richland’s Morgan Stroman won it three straight years from 2007-09.
“I say all the time Joyce is the best player in the country,” Camden coach Natalie Norris said after the state championship game. “She showed it today. She handled the ball, she can shoot it, she rebounds, she can pass it. She can do it all and has the size too. We are certainly very fortunate she is on our team.”
Edwards averaged 28.5 points, 13.6 rebounds, 3.5 steals, 2.9 assists and 2.6 blocks this season in helping the Bulldogs to their first state championship since 1981. In the title game against Wren, the 6-foot-3 forward scored 33 points, grabbed 13 rebounds and had five steals in the win.
Edwards also went over the 3,000-point mark in career during the game. She has been a starter on varsity since the seventh grade.
Off the court, Edwards has volunteered locally at the Beyond the Court basketball camp as a coach and at the Jackson Teen Center, where she tutors students in math and science. She’s also a member of the National Beta Club.
Edwards is the No. 2 ranked prospect in the country for Class of 2024 by ESPN’s HoopGurlz rankings. She has more than 30 Division I offers, including top-ranked South Carolina.
Edwards said she will be narrowing down her top colleges during the spring and summer.
South Carolina signee Tessa Johnson won the Minnesota Gatorade Player of the Year award. Johnson averaged 24.3 points, 6.6 assists, 5.5 rebounds and 2.8 steals per games this season and became the school’s all-time leading scorer with more than 2,000 points in her career.
2023 – Joyce Edwards, Camden
2022 – Ashlyn Watkins, Cardinal Newman
2019 – Danae McNeal, Swansea
2017 – Jaelynn Murray, Dreher
2016 – Jhileiya Dunlap, Dreher
2014 – A’ja Wilson, Heathwood Hall
2013 – Alaina Coates, Dutch Fork
2012 – Asia Dozier, Spring Valley
2011 – Xylina McDaniel, Spring Valley
2009 – Morgan Stroman, Lower Richland
2008 – Morgan Stroman, Lower Richland
2007 – Morgan Stroman, Lower Richland
2004 – Keturah Jackson, Dreher
2000 – Nikki Jett, Columbia
1997 – Elena Vishniakova, Heathwood Hall
1992 – Natalie Funderburk, Camden
1989 – Jessica Barr, Batesburg-Leesville
Hawks should shine on diamond again
Hanahan High School coach Brian Mitchell enters his 20th season as the Hawks’ handler in baseball.He expects this year’s bunch to look about like most before it on the diamond. As the curtains open on the season, Mitchell’s squad is No. 4 in Class AAA by the South Carolina Baseball Coaches Association.Last spring, the Hawks won 25 games and capped the campaign in the Lower State tournament.“You could hit repeat on our last 10 years,” said Mitchell, who has more than 300 career victories. &ld...
Hanahan High School coach Brian Mitchell enters his 20th season as the Hawks’ handler in baseball.
He expects this year’s bunch to look about like most before it on the diamond. As the curtains open on the season, Mitchell’s squad is No. 4 in Class AAA by the South Carolina Baseball Coaches Association.
Last spring, the Hawks won 25 games and capped the campaign in the Lower State tournament.
“You could hit repeat on our last 10 years,” said Mitchell, who has more than 300 career victories. “We have some pitching and defense to be competitive. We’ve got to find some bats. We’ve got to hit. How far we’re able to go comes down to generating some runs. How are we going to be hitting at the end of the year?”
A recent practice was spent grinding at the plate, working on small ball. The Hawks bunted for more than an hour. Mitchell doesn’t think the Hawks are going to be able to sit on the bases and wait for doubles for run production.
“We’re going to have to be a hard-nosed contact team and put pressure on teams on the bases,” Mitchell said.
The Hawks begin the regular season on March 9 at Fort Dorchester and follow with road clashes at James Island on March 10 and West Ashley on March 13. Hanahan opens its home slate on March 15 versus Gainesville (Fla.) High School.
A stellar group of seniors are back to guide the journey this spring. Nick Cappello, a catcher/pitcher, batted .348 and posted a 7-0 mark on the mound with a 1.55 ERA as a junior. Catcher Mason Brady batted .333 in 2022. Outfielders Brayden Joseph and Kwame Parker made the most of their opportunities at the dish last season, hitting .441 and .419 in a total of 79 plate appearances. Pitcher/infielder Braylon Mitchell garnered three pitching victories as a junior but is currently sidelined with an injury.
From the junior class, brothers Landon Gomes and Hunter Gomes are key returners who made an impact in 2022. Landon, an outfielder, batted .328 and Hunter was 8-0 from the mound with a 2.53 ERA.
Additional arms on the bump are Gabe Dotterweich, Porter Sprovero, Nate Humphrey and Lucas Brown. Joining Brady and Cappello on the other end of the battery is Joey Smith.
Joseph and Sprovero are at first base while Jacob Bunting and Riley Turner are competing for time at second base. Camden Kackley moves into shortstop, replacing all-state player Aryan Patel, and Hunter Gomes is on the hot corner.
More players expected to roam the outfield grass are Dylan Crocker and Harry Swindal.
“I think we have good chemistry,” Mitchell said. “They’re all pulling for each other. We have some position battles but they know we’re all pulling in the same direction. They’re used to winning. They know it starts with team chemistry. These guys understand the teams that win are the teams that do all the small things right.”
Veteran Georgia high school coach becomes new head football coach at Hanahan High School
HANAHAN, S.C. (WCIV) — Hanahan High School has named Milan Turner as the next varsity football coach.Turner was announced as the high school's head football coach in a press release on Jan. 24.Read more: 4 months after departure, BCSD says former Hanahan HS head coach A...
HANAHAN, S.C. (WCIV) — Hanahan High School has named Milan Turner as the next varsity football coach.
Turner was announced as the high school's head football coach in a press release on Jan. 24.
Read more: 4 months after departure, BCSD says former Hanahan HS head coach Art Craig retired
“We are elated to welcome Coach Turner to the Hawk family,” Hanahan Principal Tom Gallus said in a statement. “Our community is very fortunate to have a coach of this caliber to lead and develop our student-athletes on and off the field. Coach Turner is a proven educator and leader. He knows what it takes to build a successful high school football program and to ensure that each student is prepared for their next steps after high school. I look forward to serving alongside Coach Turner and seeing our Hawks shine under the Friday night lights.”
According to the press release, Turner has been an educator since 1994 and has coached in six state championship games during his time at five Georgia high schools. He was most recently serving as the director of high school relations on the football staff for Georgia Southern University.
Read more: Hanahan High School announces interim head football coach in place of Art Craig
"First, I would like to thank Coach Clay Helton and Georgia Southern University for the incredible opportunity I had to serve this year on the football staff," Turner said. "I want to also thank Principal Tom Gallus, Athletic Director Kim Joseph, the search committee, and the Berkeley County Board of Education for this incredible opportunity to be a teacher and head football coach at Hanahan High School. I am extremely excited for the future of our school and athletic program. I cannot wait to get to work with our team and to meet the Hanahan community. Wendi and I feel extremely blessed."
"Thank you to Coach Helton, Staff, Players, Administration and Eagle Nation for an exciting journey this year. Thank you for letting me be a small part of something Special! The future is bright at Georgia Southern, You ain’t seen nothin’ yet! #GATA #HailSouthern," Turner's Twitter post read.