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Health Insurance Plans Made Easy and Affordable

Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.

Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in Hanahan will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.

We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.

Do You Really Need Health Insurance?

Before we talk about the solutions that our health insurance broker in Hanahan provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.

Health Insurance Agency Hanahan, SC

Who We Serve

At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.

Individuals

Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Hanahan will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.

Families

Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.

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Self-Employed

Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.

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Small Business

Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.

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Travelers

If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.

 Health Insurance Agent Hanahan, SC

Health Insurance Solutions for Individual and Family Health Insurance

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Most Popular Types of Coverage

Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in Hanahan to help you choose the best plan for your budget.

Here are a few of the most popular types of coverage that our clients ask about:

Major Medical

This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:

  • Outpatient Procedures or Ambulatory Care
  • Hospitalization
  • Check-Ups and Preventative Care
  • Prescription Medications
  • Emergency Services
  • Pediatric Care Services
  • Laboratory Services
  • Newborn and Maternity Care
  • Addiction Counseling and Mental Health Care Services

If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Hanahan you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.

 Health Insurance Companies Hanahan, SC
 Health Insurance Hanahan, SC

DENTAL

From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:

  • Routine cleanings and checkups (copay may be required)
  • X-Rays
  • Filling Cavities
  • Bridges, Implants, and Crowns
  • Root Canals and Repair Work
  • Emergency Services Oral Surgery, etc.)

It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.

VISION

Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:

  • Routine Eye Exams
  • Medical Eye Care
  • Vision Correction Products (Eyeglasses, contacts, etc.)
  • Surgeries for Vision Correction (LASIK, etc.)

It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.

 Medical Insurance Hanahan, SC
 Private Health Insurance Hanahan, SC

LONG-TERM CARE

It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:

  • Routine cleanings and checkups (copay may be required)
  • In a nursing home
  • In your own home
  • In an assisted living center
  • At a long-term residential senior facility

Expert Help Is Only a Phone Call Away

We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:

  • Aetna
  • Advent Health
  • United Healthcare
  • National General
  • Humana
  • Transamerica
  • Many More

Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Hanahan, we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.

When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.

Health insurance plans

Call us 843-364-9155 for a complimentary consultation and evaluation of your healthcare coverage.

Latest News in Hanahan, SC

Hanahan’s Otranto neighborhood goes all-in for Halloween

HANAHAN, S.C. (WCBD) – It was a chilly and crisp October night in the Otranto neighborhood on Monday, a perfect setting for the community’s annual Halloween decorating contest.A walk down many of the Italian-named streets and you’ll see the sparkle of orange, green and purple lights inviting a view from passersby — but look a little closer and you’ll find skeletons running amuck and ghosts dangling in the trees high above.While many homes in the neighborhood are beautifully decorated for the fall s...

HANAHAN, S.C. (WCBD) – It was a chilly and crisp October night in the Otranto neighborhood on Monday, a perfect setting for the community’s annual Halloween decorating contest.

A walk down many of the Italian-named streets and you’ll see the sparkle of orange, green and purple lights inviting a view from passersby — but look a little closer and you’ll find skeletons running amuck and ghosts dangling in the trees high above.

While many homes in the neighborhood are beautifully decorated for the fall season, the star of the show is there along Monte Sano Drive where you’ll find home after home boasting dazzling but spooky décor.

Just past a home where Freddy Kruger himself sits off the front porch — and across from Roma Road — is a wildly haunted cemetery scene. There is much to take in with a dark creature looming over the graveyard and eye-catching creatures no matter where you turn.

At this home you will find a sign out front begging neighbors to keep Halloween a beloved holiday. “Do not let Halloween be a thing of the past,” the sign read. “Decorate, turn on your light, hand out candy … Be a community!”

It was the Judge’s Choice 1st place winner.

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A walk around the loop, enjoy the sights and sounds of inflatable ghosts and animated ghouls shouting at you from the roadway. Or a skeleton who was not able to keep anything down.

On the opposite end of Monte Sano Drive is a home you simply cannot miss. Set with a purple and green glow are myriad Halloween animatronics begging for your soul. From witches to skeletons, a giant werewolf and even the headless horseman — be sure to stop and see what this yard has to offer.

Our favorite was the green goblin and a nicely timed scare. The home won second place scariest yard.

And just across the street you’ll find large sheets of spiderweb draping portions of the yard. A frightening scarecrow and large ghosts were the setting for this home winning second place most creative.

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A short trip away down Monte Sano Court and you’ll find a home fit for Jack and Sally.

Say hello to Oogie Boogie and the gang as you walk through the pumpkin shaped door and take in the Nightmare Before Christmas themed yard including scenes from Halloween, Easter, and Christmas.

11th Hanahan military fest celebrates veterans, offers post-service resources

BERKELEY COUNTY, S.C. (WCSC) - Hundreds gathered in Hanahan on Saturday for a full-day affair dedicated to honoring the nation’s veterans.Several community members say it is vital to prioritize our Lowcountry military before, during and after their service.“That’s what it’s all about,” Navy Veteran Jerry Oldham says. “Right here. I’m one of you all, you’re one of us. We’re in this all together.”After two tours in Vietnam and several years of service, Oldham now ...

BERKELEY COUNTY, S.C. (WCSC) - Hundreds gathered in Hanahan on Saturday for a full-day affair dedicated to honoring the nation’s veterans.

Several community members say it is vital to prioritize our Lowcountry military before, during and after their service.

“That’s what it’s all about,” Navy Veteran Jerry Oldham says. “Right here. I’m one of you all, you’re one of us. We’re in this all together.”

After two tours in Vietnam and several years of service, Oldham now calls the Lowcountry his home.

He believes post-military resources didn’t always exist, but they are more important than ever.

“There’s more programs, opportunities, more things that look to help veterans today that weren’t there in the past.”

400,000 veterans currently live in the state out of 20 million nationwide, according to studies done by the South Carolina Department of Health and Environmental Control.

28% of them are experiencing a disability of some kind, whether physical or mental health-related.

Besides the day filled with speeches, songs, treats and trinket shopping, a handful of vendors were in attendance to support transitioning and post-service veterans.

“Whether it’s a lifelong career or just a few years, they come out different than when they went in,” City of Hanahan Mayor Christie Rainwater says. “They often need services and support.”

“Education, employment, nutrition, housing, social networking, all the different things which hug a veteran through their transition,” Palmetto Pathfinder Jean Brooks adds.

Palmetto Pathfinder is one of the many options available to veterans who need assistance.

It is a three-day mentorship program through the statewide Department of Veterans Affairs.

“A Pathfinder is a mentor for other veterans,” Brooks says. “We can speak to each other in our own language and provide resources.”

Oldham says it is heartwarming to see advocacy and celebration from the community in a time where it is becoming “less common.”

“It kind of hurts me sometimes, the things that happen today because people just don’t appreciate it.”

The City of Hanahan has been a long-time supporter with a population consisting of mostly military families.

They say they hope to continue to foster relationships and work toward making resources more accessible until the festivities start again next year.

“To those post-military, say ‘Hey, how can we support you, what are you in need of? You have served us, now we want to serve you.’”

For information on Veterans Affairs services, click here.

For information on the Palmetto Pathfinder Program, click here.

Copyright 2023 WCSC. All rights reserved.

Commentary: What makes a home? Hanahan has an answer to that.

Hanahan ... home sweet home. I regret to say I wasn’t born here. But I sure got here as fast as I could.Growing up in Hanahan would have felt like an American dream.However, I truly believe that not growing up here has created a deeper appreciation for where I now choose to live and raise my family. While the location is ideal and central to the Charleston region, it’s the culture and family values that I treasure most.Throughout this year, Hanahan has been celebrating its 50th birthday. This area was populat...

Hanahan ... home sweet home. I regret to say I wasn’t born here. But I sure got here as fast as I could.

Growing up in Hanahan would have felt like an American dream.

However, I truly believe that not growing up here has created a deeper appreciation for where I now choose to live and raise my family. While the location is ideal and central to the Charleston region, it’s the culture and family values that I treasure most.

Throughout this year, Hanahan has been celebrating its 50th birthday. This area was populated as far back as the 1600s, and one would find plantations where homes, parks and businesses now stand.

Sir John Yeamans founded Yeamans Hall, and brothers Arthur and Edward Middleton established Otranto Plantation to name a few of the first settlers.

After Reconstruction, the Charleston region grew, and so did its needs, especially for water.

To meet that need, the Commissioners of Public Works was established and purchased the Goose Creek Reservoir.

It later developed a vast system of tunnels and a pumping station to supply potable water to the region.

In addition to being a businessman and influential leader of this time, J. Ross Hanahan was named the first chairman of the Commissioners of Public Works. Upon his departure, the pumping station was named after him, and the area became known as Hanahan.

Schools were built. Business were created. Homes were established.

In September of 1973 (only a year after North Charleston officially became a city), the city of Hanahan was officially incorporated.

The city is still known for its award-winning schools, sports and community culture.

I recently co-authored a book called “Hanahan,” released by Arcadia publishing, as a part of its Images of America series.

When we met with people to learn about how Hanahan came to be, the stories weren’t just logistical. They were personal.

Stories of jumping off the train trestle into the water, dads coming home from work from the shipyard or paper mill, students at Senior Hill, first dates at the Arcadia Rollerdrome at Port Park, fishing at Mabeline Lodge and more.

Many stories started with “One time ...” or “Back in the day ...”

While the formation of the city itself is so important, just as important are the stories of the daily experiences of the people who became the city of Hanahan.

I began by referring to Hanahan as home sweet home. Many reading this will think of a place, a location, maybe even a house.

However, those who live in Hanahan know that home sweet home means the people, because through this extraordinary community one quickly learns that home is not a place but a person, or in our case, the people who surround us.

Christie Rainwater is Mayor of Hanahan.

Hanahan Middle School students learn to save lives

HANAHAN, S.C. (WCIV) — Learning how to save lives one class at a time is the goal of a course at Hanahan Middle School."Our principal came to me last year , wanting to start a new class," teacher Susan Hill said. "And we did."Read more: Berkeley County begins construction of Nexton Middle School...

HANAHAN, S.C. (WCIV) — Learning how to save lives one class at a time is the goal of a course at Hanahan Middle School.

"Our principal came to me last year , wanting to start a new class," teacher Susan Hill said. "And we did."

Read more: Berkeley County begins construction of Nexton Middle School

The new class, called Introduction to Health Professions, brings the medical world to the classroom.

"We go through a lot about the body systems, different tools used by health professionals, and different types of jobs," Hill said.

For students to get a complete understanding of what it’s like to work in the medical field, health professionals from the community are invited to come speak, including Rodney Profit, a training captain with Boeing Security and Fire.

Learning about these jobs isn't the only takeaway for the students; they leave the course certified in basic life support.

Learning how to save lives one class at a time is the goal of a course at Hanahan Middle School. (WCIV)

"We do everything from adult child infant, CPR, choking first aid, and AED usages to get these students certified in basic life support," Profit said. "Students are given a chance to kind of look and explore what's out there for them and letting them know that there are no hurdles. If there are any hurdles, they can transverse those hurdles, but no one can tell them they can't do what they want to do.”

This encouragement has left students with the world at their fingertips.

"This has opened a lot more like pathways," student Lianny Martinez said.

Student, Savannah Wika said, "I would say it really like helped me realize what I really want to do for like a job. It really opened up what's happening when you go to the hospital."

Read more: BCSD approves $1.5K and $500 bonuses for fourth incentive of the year

The course also includes off-campus field trips. The class recently visited Charleston Southern University (CSU), where students got a tour of the campus.

For Hill, she believes each and every one of the students are more than capable of accomplishing their dreams.

"I just hope they understand how valuable they are and what a future they have," she said. "They have their whole lives in front of them and I'm just really excited to see what they do with that."

Hill says she could not be prouder of her students and teaching them has been a rewarding experience.

Lowcountry Music Hall of Fame inducts members this Sunday

Musicians and business owners across the Charleston area will be celebrated for their achievements at the annual Lowcountry Music Hall of Fame.The idea to create a local celebration for the area’s musicians came from Michael Davis in 2015. Davis owns the 25-plus-year-old Ye Olde Music Shop in Hanahan. The store is advertised as the largest Gibson, Fender, Martin, Taylor a...

Musicians and business owners across the Charleston area will be celebrated for their achievements at the annual Lowcountry Music Hall of Fame.

The idea to create a local celebration for the area’s musicians came from Michael Davis in 2015. Davis owns the 25-plus-year-old Ye Olde Music Shop in Hanahan. The store is advertised as the largest Gibson, Fender, Martin, Taylor and Paul Reed Smith dealer in South Carolina. Davis was inspired by his business and customers to create a new Lowcountry tradition that went beyond his beloved shop.

The Hall of Fame has inducted several well-known Charleston artists, as well as some “unsung heroes” who can benefit from the recognition. The inaugural ceremony in 2015 inducted local music stores, politicians and music schools, with the tradition continuing into 2023.

The Lowcountry Hall of Fame will introduce 15 artists, business owners and radio personalities into the 2023 catalogue.

Attendees can enjoy food trucks, music mastery and good times with local music lovers at the induction ceremony for the 2023 Lowcountry Music Hall of Fame at 1 p.m. Oct. 22 at the Hanahan Amphitheater, 3100 Amphitheater Ave.

Get a weekly list of tips on pop-ups, last minute tickets and little-known experiences hand-selected by our newsroom in your inbox each Thursday.

It’s the last “My Charleston Weekend” of January already. Luckily, the further we get into 2024, the more and more the Lowcountry has to offer by way of events and festivals.

While, unfortunately, you can’t be everywhere at once, it’s an action-packed Saturday here in Charleston. Celebrate Commonhouse Aleworks’ sixth anniversary. Imbibe at the Charleston Winter Wine Festival or the Onesie Bar Crawl. Or whet your appetite at the 13th annual Bo’s Oyster Roast & Chili Cook Off.

Commonhouse Aleworks Sixth Anniversary

Commonhouse Aleworks, 4831 O’Hear Ave., celebrates its sixth anniversary with a blowout block party and oyster roast noon-10 p.m. on Jan. 27. Enjoy the party, complete with a vendor market, a whole-hog barbecue from Swig & Swine, kettle corn, face painting and plenty of competitions, including a pinup contest, beard and mustache contest and a beer-tasting challenge. Plus, there’ll be a bevy of live music shows with well-known players such as Southern Flavor Bluegrass, the Hot Club of Charleston, Jared Petteys & The Headliners, Tommy and The Chucktown Players and Dallas Baker and Friends. If you’re curious about the beer-brewing process, check out the brewery tour as well. Attendance is free. For more info, visit bit.ly/48KWbpu.

Charleston Winter Wine Festival

Head down to the fifth annual Charleston Winter Wine Festival for one of two sessions, noon-4 p.m. or 6-10 p.m., on Jan. 27 at Festival Hall, 56 Beaufain St. Enjoy tastings of more than 50 different wines, mimosas and beers while jamming out to live music from Mike Huhn and DJ Brent Folks. All beverage tastings are included in the ticket price, while food is available for separate purchase. Tickets are $55 in advance or, if available, $65 at the event. Guests will receive a souvenir acrylic wine glass with the purchase of a ticket. To grab your tickets and learn more, visit bit.ly/41gIBHE.

13th annual Bo’s Oyster Roast & Chili Cook Off

Oysters and chili join together to fight cancer from noon to 5 p.m. Jan. 27 at James Island County Park, 871 Riverland Drive. For the 13th year in a row, the James Island Vikings will throw a cook-off to benefit Islands Against Cancer and Sara’s Cure, two local nonprofit organizations dedicated to assisting those impacted by cancer. All ages are invited to get their fill. General admission tickets are $25 and provide access to the chili cook-off and entertainment. VIP tickets, $60, include all-you-can-eat oysters. For more information and tickets, visit bosroast.com.

Onesie Bar Crawl

The fan-favorite pajama party bar crawl is back from 3 to 11 p.m. on Jan. 27 starting at Uptown Social, 587 King St. Don your favorite onesie and brave the colder weather with your peers on King Street. Included in your ticket is a free crawl koozie, discounted drink specials, cover-free priority entry to top King Street bars and, for the first 300 to finish the crawl, custom celebratory T-shirts. Plus, enjoy an afterparty at Aura Latin Club, 28 Ann St., from 8 to 11 p.m. Anyone 21 and older is invited to participate, including designated drivers who are choosing not to drink! Tickets are $29 in advance or $34 the day of the event, available at bit.ly/47Kutbd.

Get a weekly list of tips on pop-ups, last minute tickets and little-known experiences hand-selected by our newsroom in your inbox each Thursday.

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