health insurance agent in Daniel Island

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Health Insurance Plans Made Easy and Affordable

Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.

Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in Daniel Island will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.

We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.

Service Areas

Do You Really Need Health Insurance?

Before we talk about the solutions that our health insurance broker in Daniel Island provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.

Health Insurance Agency Daniel Island, SC

Who We Serve

At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.

Individuals

Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Daniel Island will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.

Families

Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.

Self-Employed

Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.

Small Business

Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.

Travelers

If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.

Health Insurance Agent Daniel Island, SC

Health Insurance Solutions for Individual and Family Health Insurance

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Most Popular Types of Coverage

Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in Daniel Island to help you choose the best plan for your budget.

Here are a few of the most popular types of coverage that our clients ask about:

Major Medical

This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:

Outpatient Procedures or Ambulatory Care
Hospitalization
Check-Ups and Preventative Care
Prescription Medications
Emergency Services
Pediatric Care Services
Laboratory Services
Newborn and Maternity Care
Addiction Counseling and Mental Health Care Services

If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Daniel Island you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.

Health Insurance Companies Daniel Island, SC

DENTAL

From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:

Routine cleanings and checkups (copay may be required)
X-Rays
Filling Cavities
Bridges, Implants, and Crowns
Root Canals and Repair Work
Emergency Services Oral Surgery, etc.)

It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.

VISION

Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:

Routine Eye Exams
Medical Eye Care
Vision Correction Products (Eyeglasses, contacts, etc.)
Surgeries for Vision Correction (LASIK, etc.)

It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.

Private Health Insurance Daniel Island, SC

LONG-TERM CARE

It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:

Routine cleanings and checkups (copay may be required)
In a nursing home
In your own home
In an assisted living center
At a long-term residential senior facility

Expert Help Is Only a Phone Call Away

We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:

Aetna
Advent Health
United Healthcare
National General
Humana
Transamerica
Many More

Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Daniel Island, we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.

When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.

Call us 843-364-9155 for a complimentary consultation and evaluation of your healthcare coverage.

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Ice skating rink coming to Credit One Stadium for the holidays

DANIEL ISLAND, S.C. (WCBD) – Lace up your skates! Credit One Stadium is bringing an outdoor ice-skating rink to Daniel Island for the holiday season.“Skate the Stadium” will bring a new custom-built ice-skating rink to the entertainment venue featuring cozy fire pits, seasonal concessions, and special holiday events like holiday carolers, visits with Santa, and a Christmas tree lighting.“Our goal is to create thoughtful, unique experiences that bring joy to the communities we serve. By building an outdoo...

DANIEL ISLAND, S.C. (WCBD) – Lace up your skates! Credit One Stadium is bringing an outdoor ice-skating rink to Daniel Island for the holiday season.

“Skate the Stadium” will bring a new custom-built ice-skating rink to the entertainment venue featuring cozy fire pits, seasonal concessions, and special holiday events like holiday carolers, visits with Santa, and a Christmas tree lighting.

“Our goal is to create thoughtful, unique experiences that bring joy to the communities we serve. By building an outdoor skating rink for the holidays we hope to create another way for people to engage in a new holiday tradition that encourages movement and social connection,” said Bob Moran, President of Charleston Tennis.

Tickets will cost $10 per person including the skate rental and a one-hour skating session. Organizers say non-skaters may enter for free. Special assistive devices will be available for those who need them.

Those tickets can be purchased at creditonestadium.com/skate-the-stadium

“Children 13 and under must be accompanied by an adult. Credit One Stadium is a drop-off site for the Marine Toys for Tots Foundation,” said organizers. “Bring a toy, get $2 off a skating session.”

Guests can enjoy cookie samplers, smores kits, cinnamon sugar pretzels and other classic concessions will be available for purchase. Hot chocolate, cider, and a full bar with seasonal beer and cocktails will also be on hand.

‘Skate the Stadium’ will open Friday, December 2^nd. Dates to skate include:

Thursdays and Fridays from 5-10 p.m.

Saturdays, 10 a.m. to 9:30 p.m. & Sundays 12 – 5 p.m.

The rink will be closed on Friday, Dec. 30 and Christmas Day.

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Daniel Island Tree Lighting Ceremony | Friday, December 2, Festivities begin at 5 p.m. with the tree lighting at 6 p.m.

Enjoy musical performances from Charleston Concert Band, carolers singing and activities for the children then watch the holiday magic of a 22-foot tree lighting.

Holiday Carolers Thursdays | December 8, 25 & 22, 5:30-6 p.m.

Catch the holiday spirit with vocal performances from local High School choral groups.

Ladies Night/Bubbles on Ice | Thursday, December 8, 7-10 p.m.

Nibble on hors d’oeuvres and sip on bubbles from Moet. Browse some curated holiday selection from local vendors. This is a ticketed event, $35 per person and includes food plus cash bar.

90’s Glow Night | Saturday, December 10, 7-10 p.m.

Skate to your favorite songs of the 90’s and sport your best glow gear.

Jazz Night & Bourbon Tasting | Thursday, December 15, 7-10 p.m.

Sample all-you-can-eat oysters on the half shell and a bourbon tasting with entertainment by Grammy Award winning Charlton Singleton & The Contemporary Flow Band.

Visit with Santa | Sunday, December 18, 9 a.m. – 2 p.m.

Stop by for a visit with Santa the last weekend before Christmas.

Point Hope slated for another mixed-use development with single-family housing

This week there are new developments coming before the various City of Charleston boards and committees. Below are those items as well as the application results for items specific to Daniel Island and the Cainhoy area. More detailed agendas and results can be found at charleston-sc.gov/agendacenter.UPCOMINGCITY OF CHARLESTON TECHNICAL REVIEW COMMITTEEFeb. 23: Hawthorne at Clements Ferry Road – Review of revisions to a previously approved site plan for 210-unit multifamily development at 2800 Clements Ferry Road, C...

UPCOMING

CITY OF CHARLESTON TECHNICAL REVIEW COMMITTEE

Feb. 23: Hawthorne at Clements Ferry Road – Review of revisions to a previously approved site plan for 210-unit multifamily development at 2800 Clements Ferry Road, Cainhoy.

March 2: Marshes at Daniel Island – Review of revisions to previously approved road construction plans for a 56-unit development at 146 Fairbanks Drive.

Thomas Island Marina – Gravel parking lot and restroom building to serve Thomas Island Marina at 100 Sands Preserve Drive, Cainhoy.

Woodfield Daniel Island III – 12-unit townhome (Phase 2 ) of Woodfield Daniel Island III Multifamily (Phase 1) at 350 Henslow Drive.

The Waterfront Phase 3 – Road extension and six single-family lots at 515 Helmsman St., Daniel Island.

Point Hope – Goldfinch Tract – Construction of a mixed-use development containing 192 units of single-family attached homes and amenities in Cainhoy (address to be determined).

RESULTS

Feb. 16: Haswell – A plat for a 20-lot single-family residential subdivision at 509 Seven Farms Drive on Daniel Island. Results: Approval pending final documentation to MS4. Once approved, submit plat to Planning for stamping.

Haswell – Roads for a 20-lot single-family residential subdivision at 509 Seven Farms Drive on Daniel Island. Results: Approval pending final documeentation to Engineering and MS4.

REGULARLY SCHEDULED CITY & COUNTY MEETINGS

Berkeley Co. Bd. of Education is meeting the first and third Tuesday each month through April 2023. Starting May 2023, they will meet the first and third Monday. Executive Committee meets at 5:30 p.m.; meeting starts at 6:30 p.m.

Berkeley Co. Council meets fourth Mon. of each month, 6 p.m., Berkeley County Admin. Blg., 1003 Hwy 52, Moncks Corner.

City of Charleston Council typically meets the second and fourth Tues. of each month, 5 p.m., City Hall, 80 Broad Street, Charleston, SC and/or virtually via Conference Call #1-929-205-6099; Access Code: 912 096 416. Exceptions: Summer Schedule - 3rd Tues. of June, July, and August; December meetings on the 1st and 3rd Tues. Dates and locations subject to change.

City of Charleston Technical Review Committee meets every Thurs. at 9 a.m.via Zoom.

City of Charleston Board of Zoning Appeals – Site Design meets the 1st Wed. of each month at 5 p.m. via Zoom.

City of Charleston Board of Zoning Appeals – Zoning meets the 1st and 3rd Tues. of each month at 5:15 p.m., except for January and July when no meeting is held on the 1st Tues.

City of Charleston Design Review Board meets the 1st and 3rd Mon. of every month at 4:30 p.m.

City of Charleston Planning Commission meets the 3rd Wed. of every month at 5 p.m.

City of Charleston Board of Architectural Review – Large projects meets the 2nd and 4th Wed. of every month at 4:30 p.m.

City of Charleston Board of Architectural Review – Small projects meets the 2nd and 4th Thurs. of every month at 4:30 p.m.

All meetings are open for public comment except the City of Charleston Technical Review Committee meetings.

For more information, contacts for specific projects and on location and time of the meetings or to learn more, visit charleston-sc.gov/AgendaCenter/.

Cainhoy warehouse, logistics building slated to replace pond site

This week there are new developments coming before the various City of Charleston boards and committees. Below are those items as well as the application results for items specific to Daniel Island and the Cainhoy area. More detailed agendas and results can be found at charleston-sc.gov/agendacenter.UPCOMING CITY OF CHARLESTON TECHNICAL REVIEW COMMITTEEApril 20Cainhoy Sanders House – Site plan on park and open space improvements at 2025 Sanders House St. in Cainhoy.No...

UPCOMING

CITY OF CHARLESTON TECHNICAL REVIEW COMMITTEE

April 20

Cainhoy Sanders House – Site plan on park and open space improvements at 2025 Sanders House St. in Cainhoy.

Nowell Creek Pedestrian/Cycling Bridge – Linear construction (e-Review) on shared-use path and pedestrian bridge along Daniel Island Drive.

April 27

Point Hope Pump Station – Site plan for a pump station, force main and gravity sewer extension at 1236 Clements Ferry Road in Cainhoy.

Restore at Point Hope – Site plan for a single-family attached and detached residential building with 93 units at 1236 Clements Ferry Road in Cainhoy.

Mankiewicz Expansion – Site plan for expansion/improvement of existing facility by the addition of a warehouse and logistics building and filling a pond site at 1200 Charleston Regional Pkwy. in Cainhoy.

RESULTS

CITY OF CHARLESTON TECHNICAL REVIEW COMMITTEE

April 13

Medical Office Building – Site plan for a new medical office building with associated infrastructure at 1236 Clements Ferry Rd. in Cainhoy. Results: Submit to TRC for 1st review.

Primus Park – A concept plan for a new single-family subdivision with 101 units on 108 acres at 2150 Clements Ferry Road in Cainhoy. Results: Revise and resubmit to TRC.

Clements Ferry Industrial – A site plan (eReview) on one industrial building with a stormwater detention pond and bioswale at 1001 Charleston Regional Pkwy. in Cainhoy. Results: Revise and resubmit to TRC.

Marshes at Daniel Island – Review of revisions to previously approved single-family major subdivision road plans at 146 Fairbanks Drive on Daniel Island. Results: Revise and resubmit to TRC.