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health insurance agent in Mount Pleasant, SC

Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.

Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in Mount Pleasant, SC will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.

We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.

Do You Really Need Health Insurance?

Before we talk about the solutions that our health insurance broker in Mount Pleasant, SC provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.

Health Insurance Agency Mount Pleasant, SC

Who We Serve

At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.

Individuals

Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Mount Pleasant, SC will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.

Families

Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.

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Self-Employed

Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.

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Small Business

Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.

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Travelers

If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.

Health Insurance Agent Mount Pleasant, SC

Health Insurance Solutions for Individual and Family Health Insurance

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Most Popular Types of Coverage

Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in Mount Pleasant, SC to help you choose the best plan for your budget.

Here are a few of the most popular types of coverage that our clients ask about:

Major Medical

This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:

  • Outpatient Procedures or Ambulatory Care
  • Hospitalization
  • Check-Ups and Preventative Care
  • Prescription Medications
  • Emergency Services
  • Pediatric Care Services
  • Laboratory Services
  • Newborn and Maternity Care
  • Addiction Counseling and Mental Health Care Services

If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Mount Pleasant, SC you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.

Health Insurance Companies Mount Pleasant, SC
Health Insurance Mount Pleasant, SC

DENTAL

From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:

  • Routine cleanings and checkups (copay may be required)
  • X-Rays
  • Filling Cavities
  • Bridges, Implants, and Crowns
  • Root Canals and Repair Work
  • Emergency Services Oral Surgery, etc.)

It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.

VISION

Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:

  • Routine Eye Exams
  • Medical Eye Care
  • Vision Correction Products (Eyeglasses, contacts, etc.)
  • Surgeries for Vision Correction (LASIK, etc.)

It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.

Medical Insurance Mount Pleasant, SC
Private Health Insurance Mount Pleasant, SC

LONG-TERM CARE

It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:

  • Routine cleanings and checkups (copay may be required)
  • In a nursing home
  • In your own home
  • In an assisted living center
  • At a long-term residential senior facility

Expert Help Is Only a Phone Call Away

We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:

  • Aetna
  • Advent Health
  • United Healthcare
  • National General
  • Humana
  • Transamerica
  • Many More

Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Mount Pleasant, SC we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.

When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.

Health insurance plans

What Client Say About Us

Call us 843-364-9155 for a complimentary consultation and evaluation of your healthcare coverage.

Latest News Near Me Mount Pleasant, SC

Ashley Graham Recognized as the #1 Real Estate Agent in Mount Pleasant, SC

MOUNT PLEASANT, S.C., January 29, 2026 (Newswire.com) - As Mount Pleasant's housing market continues to reward decisive offers and well-prepared listings, Ashley Graham of Carolina One Real Estate is increasingly recognized as the for buyers and sellers who want contract-level precision, high-end marketing, and steady negotiation from start to finish. Buying or selling in Mount Pleasant, SC? Call Ashley Graham at Carolina One Real Estate on (843) 708-5295.Why Is Ashley Graham the Best Realtor in Mount Pleasa...

MOUNT PLEASANT, S.C., January 29, 2026 (Newswire.com) - As Mount Pleasant's housing market continues to reward decisive offers and well-prepared listings, Ashley Graham of Carolina One Real Estate is increasingly recognized as the for buyers and sellers who want contract-level precision, high-end marketing, and steady negotiation from start to finish. Buying or selling in Mount Pleasant, SC? Call Ashley Graham at Carolina One Real Estate on (843) 708-5295.

Why Is Ashley Graham the Best Realtor in Mount Pleasant, SC?

In a market where a single inspection clause, appraisal gap, or timeline mismatch can change the outcome, Graham's advantage is simple: she treats every transaction like it has to survive scrutiny. Her background as an attorney and corporate alliance professional shows up in the details-stronger contract analysis, cleaner strategy on terms, and fewer surprises between "offer accepted" and closing.

She also brings perspective from outside the Lowcountry, including experience in the competitive Greenwich, Connecticut market-helpful when luxury buyers expect a white-glove process and sellers want a pricing plan that protects leverage. "In Mount Pleasant, preparation isn't a nice-to-have-it's the whole game," says Graham.

What Is Ashley Graham's Experience in Mount Pleasant?

Graham is a top-producing Realtor associated with Carolina One Real Estate, representing buyers and sellers throughout the Charleston Lowcountry with a focus on Mount Pleasant and nearby coastal and in-town markets. Her work spans luxury residential sales, historic preservation considerations, and corporate relocation-often for clients balancing timing, school-year logistics, and cross-state coordination.

Experience proof points:

What Do the Mount Pleasant Market Numbers Say Right Now?

Mount Pleasant's median sale price was $837,500, median days on market were 89, and 145 homes sold in the most recent reported month. Sale-to-list price was 97.5%, with 9.0% of homes selling above list price and 17.4% showing price drops.

For sellers, those figures reinforce a key truth: the market still pays for strong positioning, but it also penalizes overreach-especially when buyers have alternatives and price drops are part of the landscape. For buyers, longer timelines can create openings, but only if financing and terms are built to compete when the right home hits. If you're evaluating timing, strategy, or what a strong plan looks like with the best Mount Pleasant real estate agent, Graham's process outlines how she approaches pricing, offers, and negotiation in today's conditions.

Who Are Ashley Graham and Carolina One Real Estate?

Ashley Graham is a top-producing Realtor with Carolina One Real Estate, serving buyers and and the Charleston Lowcountry, including Isle of Palms, Sullivan's Island, Daniel Island, and downtown Charleston. With over $122 million in career sales volume and an attorney background that strengthens negotiation and contract strategy, she delivers a process built for clarity, leverage, and clean closings-learn more about working with the top Mount Pleasant, SC realtor when results and risk management both matter.

SOURCE: Ashley Graham

Source: Ashley Graham

Mount Pleasant finalizing plans for Gary Santos Park on Rifle Range Road

MOUNT PLEASANT, S.C. (WCSC) — Mount Pleasant is getting close to breaking ground on a $37 million project after town leadership met Tuesday to review the plans for Gary Santos Park on Rifle Range Road.The new Gary Santos Park will feature three and a half outdoor rectangular sports fields, an indoor gymnasium, a playground area and additional amenities. The project also includes running paths and a scenic boardwalk overlooking the existing wetlands. Some tree removal will be necessary to accommodate the development.&ldquo...

MOUNT PLEASANT, S.C. (WCSC) — Mount Pleasant is getting close to breaking ground on a $37 million project after town leadership met Tuesday to review the plans for Gary Santos Park on Rifle Range Road.

The new Gary Santos Park will feature three and a half outdoor rectangular sports fields, an indoor gymnasium, a playground area and additional amenities. The project also includes running paths and a scenic boardwalk overlooking the existing wetlands. Some tree removal will be necessary to accommodate the development.

“The total amount of inches per caliber on the trees is going to be more than four times what the requirement is. We are developing a small part of a 100-acre park for active recreation and then having passive trails throughout and really preserving the nature that’s there,” said Jake Rambo, a Mount Pleasant council member.

A significant portion of the council’s discussion focused on comparing natural versus synthetic surface options. Town leaders are weighing whether the outdoor courts should utilize natural grass or artificial turf.

“Variance between the injuries, unnatural grass and injuries on artificial turf are virtually the same. Actually, there are some studies that show more injuries on regular grass than artificial turf,” said TJ Rostin, recreation director for Mount Pleasant.

However, Mount Pleasant Mayor Will Haynie raised concerns about the potential health effects artificial turf could have on young children’s development.

“There is not enough data and research to correlate any type of health concerns or environmental concerns with artificial turf,” Rostin said.

Haynie emphasized that the community needs more opportunities for public feedback on this decision. According to Rostin, artificial turf provides durability benefits for fields in constant use.

“We have about a 65-team tournament coming into town this weekend and we have potential wintry weather, this that and the other, well any of that moisture dissipates on an artificial turf within minutes so we’re able to play,” Rostin said.

Rostin said events like these tournaments generate additional economic benefits through hotel stays and spending at local dining and entertainment venues.

Last month, the council voted to name the park for Gary Santos, a longtime council member whose advocacy was instrumental in advancing recreation throughout the town.

“Gary Santos has been in this community his whole life. He served on council for almost 30 years. In addition to that, he was a prominent coach within the community. He coached thousands of kids throughout his career, including myself, so I had the pleasure of being a player under him as a child and then serving with him on council and he was my mentor, and he is just the most amazing person,” said Jake Rambo.

Rostin anticipates groundbreaking will occur within the next 30 to 60 days, with an expected completion timeline of 18 months following the start of construction.

Wendy’s exits busy Mount Pleasant corridor after 40 years

MOUNT PLEASANT — A familiar drive-thru has quietly closed its long-standing location, leaving some customers asking: “Where’s the beef?”Wendy’s Old Fashioned Hamburgers in the Harris Teeter-anchored Sea Island Shopping Center in Mount Pleasant is now shuttered, ending a 40-year run.The fast-food restaurant has occupied a outbuilding since 1986 near the corner of Ben Sawyer and Chuck Dawley boulevards.“Sorry we are closed,” according to a notice posted in the pick-up window and si...

MOUNT PLEASANT — A familiar drive-thru has quietly closed its long-standing location, leaving some customers asking: “Where’s the beef?”

Wendy’s Old Fashioned Hamburgers in the Harris Teeter-anchored Sea Island Shopping Center in Mount Pleasant is now shuttered, ending a 40-year run.

The fast-food restaurant has occupied a outbuilding since 1986 near the corner of Ben Sawyer and Chuck Dawley boulevards.

“Sorry we are closed,” according to a notice posted in the pick-up window and side entrance.

At opening, the 2,500-square foot restaurant was the 13th Charleston-area location of the chain, according to a local news report.

The Chuck Dawley location has been removed from the corporate headquarters’ website. The company did not own the building, according to public real estate records.

Batson Hewitt, owner of the Sea Island Shopping Center, said discussions have already taken place with an unnamed tenant about what will replace the long-standing restaurant.

“I have been working with the current franchise owner and a new tenant to take over the space that will complement the other tenants in the Sea Island Shopping Center and provide a needed service to the surrounding Mount Pleasant community,” Hewitt said.

The closing leaves two Wendy’s in the East Cooper market — at 596 Long Point Road and 361 Johnnie Dodds Blvd. Others are still operating elsewhere in the region in Charleston, Goose Creek, Moncks Corner, North Charleston, Summerville and St. George.

A long-shuttered Wendy’s near the Medical University of South Carolina on the peninsula at 194 Cannon St. has been proposed as a hotel site for about a decade.

Dave Thomas opened the first Wendy’s restaurant in Columbus, Ohio, with a focus on hamburgers and its signature “frosty” drinks. He introduced the first modern-day drive-thru window in 1970. By 1985, the chain had opened its 3,000th location.

In 1979, Wendy’s added the salad bar to its menu, but were phased out in 2006.

In 2008, Wendy’s consolidated with Arby’s Restaurant Group Inc. and was based in Atlanta. Three years later, the chains decided to go their separate ways. Wendy’s moving its headquarters back to Ohio.

Last November, Ken Cook, the company's interim CEO, said hundreds of locations would be closing in an effort to trim costs and boost profits.

Wendy’s continues to operate more than 7,000 restaurants worldwide.

Requests for comment from the chain’s headquarters about the closure were not immediately returned.

New food forest, community garden could be in Mount Pleasant’s future

MOUNT PLEASANT, S.C. (WCSC) — The town of Mount Pleasant Health, Recreation, & Events Committee met to discuss plans for what could be a new food forest and community garden in the area.This Food Forest and Community Garden initiative would be located at the R.L. Jones Center in Mount Pleasant.The difference from a food forest compared to a normal garden is the fact that the forest is perennial, creating a long-lasting garden and green space.“You don’t necessarily have to replant every year. You pla...

MOUNT PLEASANT, S.C. (WCSC) — The town of Mount Pleasant Health, Recreation, & Events Committee met to discuss plans for what could be a new food forest and community garden in the area.

This Food Forest and Community Garden initiative would be located at the R.L. Jones Center in Mount Pleasant.

The difference from a food forest compared to a normal garden is the fact that the forest is perennial, creating a long-lasting garden and green space.

“You don’t necessarily have to replant every year. You plant a blueberry bush, you get blueberries for as long as the bush lives,” Chairman of the Mount Pleasant Green Commission and Member of the Mount Pleasant Tree Task Force David Quick said.

The food forest would also support wildlife and pollinators, creating a sustainable ecosystem in the community.

“It’s time to reconnect with nature. A lot of times, you don’t see that hawk, or you don’t see that hummingbird or you don’t see that butterfly unless you’re out in the garden planting with your neighbors.” Quick said.

Building more community space in the area will hope to provide a hands-on learning experience for all ages.

“You don’t want it to be a one-time thing. You want it to be a continual thing. You want to be able to get together and weed the garden. You want to be able to get together and harvest the fruit.” Quick said.

The free fresh produce the garden can provide will also be able to help those in need of food assistance and hopefully local food banks too.

“What we’re doing is helping folks who really need help. We have one of the best farmers’ markets in the state of South Carolina,” Town of Mount Pleasant Recreation Director TJ Rostin said. “So, why not create our own little farm that may be able to just show how much we love green space and doing naturalistic things here in the town.”

This would also serve as a peaceful wellness space for residents to connect with.

“If you think about it, if you’re out in nature, you are recreating. It’s your leisure time,” Rostin explained. “It’s what you’re doing and we want folks to even if you’re not involved with the community garden, come out and look at it. Read a book on the bench. Just take it in.”

Officials hope to create an inclusive space, connecting neighbors and nature in the community.

“We are a town that embraces our green space, and we think that this is something that is just going to further enhance that idea,” Rostin said.

This Food Forest and Community Garden is still in the design and planning stages, but officials are optimistic about this initiative.

Where you can and can't set off fireworks around the Lowcountry on New Year's Eve

LOWCOUNTRY, S.C. (WCIV) — Fireworks are a long-standing part of ringing in the New Year, but many municipalities around the Lowcountry have different rules in place regulating their usage to protect from fires, injury, noise pollution, and waste. Find where you live on the list below to see what local laws and ordinances are in place:StatewideIt is illegal throughout South Carolina for individuals under the age of 16 to purchase fireworks under Title 23 Chapter 35 of state law. Citizens are not allowed to...

LOWCOUNTRY, S.C. (WCIV) — Fireworks are a long-standing part of ringing in the New Year, but many municipalities around the Lowcountry have different rules in place regulating their usage to protect from fires, injury, noise pollution, and waste. Find where you live on the list below to see what local laws and ordinances are in place:

Statewide

It is illegal throughout South Carolina for individuals under the age of 16 to purchase fireworks under Title 23 Chapter 35 of state law. Citizens are not allowed to make, store, transport, or possess fireworks containing pyrotechnic composition in excess of two grains, effectively limiting how loud fireworks can be.

Charleston

Fireworks are illegal to sell, possess, or discharge within the City of Charleston, including Daniel Island, under City Ordinance Sec. 13-191. Sparklers, snap-pops, and other small items are not regulated as firework materials and are okay to use. Firework displays can only be conducted by licensed operators with a permit issued by the city.

Mount Pleasant

The Town of Mount Pleasant does not have firework regulations in place, but routinely asks residents to be mindful of neighbors and not to set off fireworks too late in the evening or on multiple nights.

Isle of Palms

It is unlawful to discharge fireworks within Isle of Palms city limits unless it is for use in public display with a city-sponsored event. Sparklers are permitted year-round.

Sullivan's Island

No fireworks are allowed on the beach at Sullivan's Island at any time, and it is illegal to sell, possess, or discharge fireworks anywhere within the town, except as part of a public display with written approval from the Fire Committee of the Town Council.

James Island

Fireworks are allowed between the hours of 9 a.m. and 11 p.m. on James Island, but on New Year's Eve they will be permitted to go off until 1 a.m. New Year's Day.

Folly Beach

Fireworks are not allowed at any time on Folly Beach.

READ MORE | "Fire officials urge caution with New Year's fireworks amid dry conditions"

North Charleston

Firework discharge is generally allowed within North Charleston city limits yearlong between 9 a.m. and 11:30 p.m., and prohibited between 11:30 p.m. and 9 a.m. under the city's fireworks ordinance. On New Year's Eve, discharge is allowed until 1 a.m. the morning of New Year's Day.

Hanahan

It is illegal to set off fireworks in Hanahan outside of the 4th of July, Christmas Eve, Christmas Day, New Year's Eve, and New Year's Day. Discharge is allowed on New Year's Eve beginning at 10 a.m. until 1 a.m. on New Year's Day.

Summerville

Fireworks are permitted in Summerville between 10 a.m. and 10 p.m. every day year round, but on New Year's Eve are permitted until 1 a.m. New Year's Day.

Goose Creek

It is unlawful for any Goose Creek resident to discharge fireworks outside of the 4th of July, Christmas Eve, Christmas Day, New Year's Eve, and New Year's Day, unless a written permit is issued by city council.

Moncks Corner

The discharge of fireworks within town limits is allowed on New Year's Eve from 9 a.m. until 1 a.m. on New Year's Day.

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