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health insurance agent in Mount Pleasant, SC
Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.
Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in Mount Pleasant, SC will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.
We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.
Do You Really Need Health Insurance?
Before we talk about the solutions that our health insurance broker in Mount Pleasant, SC provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.
Who We Serve
At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.
Individuals
Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Mount Pleasant, SC will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.
Families
Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.
Self-Employed
Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.
Small Business
Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.
Travelers
If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.
Most Popular Types of Coverage
Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in Mount Pleasant, SC to help you choose the best plan for your budget.
Here are a few of the most popular types of coverage that our clients ask about:
Major Medical
This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:
- Outpatient Procedures or Ambulatory Care
- Hospitalization
- Check-Ups and Preventative Care
- Prescription Medications
- Emergency Services
- Pediatric Care Services
- Laboratory Services
- Newborn and Maternity Care
- Addiction Counseling and Mental Health Care Services
If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Mount Pleasant, SC you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.
DENTAL
From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:
- Routine cleanings and checkups (copay may be required)
- X-Rays
- Filling Cavities
- Bridges, Implants, and Crowns
- Root Canals and Repair Work
- Emergency Services Oral Surgery, etc.)
It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.
VISION
Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:
- Routine Eye Exams
- Medical Eye Care
- Vision Correction Products (Eyeglasses, contacts, etc.)
- Surgeries for Vision Correction (LASIK, etc.)
It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.
LONG-TERM CARE
It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:
- Routine cleanings and checkups (copay may be required)
- In a nursing home
- In your own home
- In an assisted living center
- At a long-term residential senior facility
Expert Help Is Only a Phone Call Away
We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:
- Aetna
- Advent Health
- United Healthcare
- National General
- Humana
- Transamerica
- Many More
Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Mount Pleasant, SC we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.
When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.
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Call us 843-364-9155 for a complimentary consultation and evaluation of your healthcare coverage.
Latest News in Mount Pleasant, SC
Mount Pleasant mulls protections for historic settlement communities to close annexation 'loophole'
Anna Sharpehttps://www.postandcourier.com/charleston_sc/mount-pleasant-historic-protections-settlement-communities/article_096c5741-09be-4334-b2e9-a52d1915284c.html
MOUNT PLEASANT — Town leaders are considering adopting more protections for Gullah Geechee communities — historic Black neighborhoods situated primarily in unincorporated areas within Mount Pleasant — that mirror those set by Charleston County.Two recent annexation requests from landowners in the ...
MOUNT PLEASANT — Town leaders are considering adopting more protections for Gullah Geechee communities — historic Black neighborhoods situated primarily in unincorporated areas within Mount Pleasant — that mirror those set by Charleston County.
Two recent annexation requests from landowners in the Hamlin Beach Community prompted the discussion at the town's planning committee meeting May 5.
These properties would become part of the town of Mount Pleasant, a move that could sidestep historic protections enforced by Charleston County.
Residents urged the town's planning committee to take up similar protections and close a gap that could put Black communities at risk of overdevelopment and displacement.
"It should not be that loophole, that they annex out of our area just to build these subdivisions," said Myra Richardson, president of the Hamlin Beach Community Association. "We're just asking you to protect our history, our heritage, our legacy."
Resisting development
Mount Pleasant's Gullah Geechee communities, often referred to as settlement communities, have long been resistant to annexation. Concerns about overdevelopment have led property owners to stay in unincorporated Charleston County, even as these communities are surrounded by town property.
Hamlin Beach, nestled behind Rifle Range Road on Hamlin Sound, became the fourth neighborhood designated as a historic district by the county in 2025.
Hamlin Beach seeking historical protections from Mount Pleasant, to fight overdevelopment and close a loophole that developers have used to get around a county-level subdivision moratorium by annexing into the town.
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Coakley Chapel in Hamlin Beach community Tuesday, May 6, 2025 in Charleston County.
An aerial view of the Hamlin Beach community Tuesday, May 6, 2025 in Charleston County.
Deliverance Tabernacle in the Hamlin Beach community Tuesday, May 6, 2025 in Charleston County.
Trees cover a road in the Hamlin Beach community Tuesday, May 6, 2025 in Charleston County.
Hamlin Beach resident Isaiah Horry, 70, takes a walk around his neighborhood Tuesday, May 6, 2025 in Charleston County.
A children’s playground statues are seen from a resident’s home in the Hamlin Beach community Tuesday, May 6, 2025 in Charleston County.
The intersection of Hamlin Beach road and Boston Grill road in the Hamlin Beach community Tuesday, May 6, 2025 in Charleston County.
A decorated yard in the Hamlin Beach community Tuesday, May 6, 2025 in Charleston County.
The intersection of Hamlin Beach road and Boston Grill road in the Hamlin Beach community Tuesday, May 6, 2025 in Charleston County.
Capital Improvement Plan signage is seen along Hamlin Road Tuesday, May 6, 2025 in Charleston County.
The recognition came with stronger building restrictions and review processes for new developments. A two-year moratorium, established in July 2024, also prohibits construction of major subdivisions within the district. The county considers a major subdivision to be a parcel of land split into five or more lots.
Shortly after the county approved the recognition, Mount Pleasant's planning commission reviewed an annexation request for a 3.11-acre tract of land on Hamlin Beach Road.
The developer told planning commission members in April that the motivation for annexing was to gain access to town water and sewer services. If approved, the property would see some development restrictions from the town, including limits to how many homes could be built per acre and how big lots could be.
But the property would no longer be beholden to the county's subdivision moratorium, nor review from the county Historic Preservation Commission.
Town Council gave the initial thumbs up for the request in April, though Charleston County Council opposed the move.
Larry Kobrovsky, a county councilman who represents much of Mount Pleasant, told committee members on May 5 that the area is at a "tipping point." He urged the town to pause the annexation.
"We're trying to do everything we can to preserve historic communities and keep the area rural," Kobrovsky said.
Recommending protections
Chaired by Councilwoman G.M. Whitley, Mount Pleasant's planning committee agreed that annexation should not be used to get around building restrictions.
"It's created this disparity between our community of Mount Pleasant and the county to where people who have sold out their properties … they're trying to escape, basically, these historic overlays into our town," Whitley said.
A Mount Pleasant 'car condominium' celebrates grand opening while another fails to get green light
Jenny Petersonhttps://www.postandcourier.com/business/real_estate/mount-pleasant-sc-vault-luxury-car-condominium/article_c96b4f96-7a63-478d-8269-3bdcbf188229.html
MOUNT PLEASANT — While one luxury car storage facility is celebrating its grand opening in Mount Pleasant, a town planning committee hit the brakes on a proposal for a second.The luxury storage site, or "car condominiums," are individually owned garage-focused properties with their own TMS number on commercially zoned land.They are built to be upwards of 1,500 square feet of climate-controlled space with nearly 20-foot ceilings, suitable for storing luxury vehicles, RVs, classic cars, boats and more.The p...
MOUNT PLEASANT — While one luxury car storage facility is celebrating its grand opening in Mount Pleasant, a town planning committee hit the brakes on a proposal for a second.
The luxury storage site, or "car condominiums," are individually owned garage-focused properties with their own TMS number on commercially zoned land.
They are built to be upwards of 1,500 square feet of climate-controlled space with nearly 20-foot ceilings, suitable for storing luxury vehicles, RVs, classic cars, boats and more.
The price tag? Around $400,000 per car "condo."
Mount Pleasant’s first car condominium, The Vault, located on Faison Road about halfway between Costco Wholesale and Mount Pleasant Regional Airport, will celebrate its grand opening May 30. The project broke ground in September 2024.
The Vault owner Lee Janik said the 29-unit property on two acres was fully leased well in advance of its opening, a testament to the needs of Mount Pleasant where people own multiple luxury vehicles, boats and RVs. The development company kept two units in hand but will list them for sale shortly after opening and expects to sell them both quickly.
“It’s for high-net-worth individuals with too many toys and nowhere to put them. Homeowners Association’s don’t allow anything in driveways,” Janik said. “I sold four units before I even owned the property. There are a number of (clients) who bought two units.”
Janik, who came up with his concept in 2021 as an offshoot of a luxury indoor boat storage business he owned in Ohio, is now in nine different markets working with real estate agents, car enthusiasts and more. He uses word-of-mouth to garner interest.
Owners get 24/7 access with water, bathrooms, kitchens and even loft-style living rooms for lounging with a secure access gate. The only restriction is that owners can’t live in the units or sleep inside them overnight.
He announced The Vault’s next expansion will be on Daniel Island, with property already under contract and the ability to build residential units on top of the mega-garages.
“We already have ten units sold on Daniel Island,” Janik said. “We sell units before we build, so we can customize the size (needed).”
Janik said he expects the Daniel Island location to be open in the next year-and-a-half.
Despite the demand for these types of developments, a second car condominium proposed for Mount Pleasant by another developer wasn't given the green light from two town planning bodies.
A proposed 55-unit car condominium over four acres in the Belle Hall Planned Unit Development, accessible from Seacoast Parkway and adjacent to Long Point Road, was recommended for denial by the Mount Pleasant Planning Committee and Planning Commission May 5. Florida-based developer WHWE, LLC proposed the project.
Chris Pilinko, with WHWE, LLC, said the luxury storage facility would be priced between $400,000 and $500,000, and would include a monthly regime fee.
“We've done three of these in other markets and have a local partner who has identified this site. They're very low intensity uses. They have no demand on public services,” Pilinko said at the planning meeting.
Committee members said there were better uses for the commercially zoned location than the use for individually owned garages to store luxury vehicles.
“I think the residents would much prefer a grocery store or a restaurant as an amenity to the community rather than $400,000 to $500,000-owned storage,” said Guang Ming Whitley, planning committee chairman and town council member.
The vote was three to deny the request and one abstention, with committee member Jake Rambo wanting more information about car condominiums before voting on the issue.
The Fresh Market celebrates opening of new store in Mount Pleasant, S.C.
Mass Market Retailershttps://www.newsbreak.com/mass-market-retailers-2335014/3994511852706-the-fresh-market-celebrates-opening-of-new-store-in-mount-pleasant-s-c
GREENSBORO, N.C. — Specialty grocer The Fresh Market marked a major milestone on Saturday, May 3, with the grand opening of its newest store in Mount Pleasant, South Carolina. This brings the total number of locations to 172 nationwide.The highly anticipated launch drew large crowds as the Mount Pleasant comm...
GREENSBORO, N.C. — Specialty grocer The Fresh Market marked a major milestone on Saturday, May 3, with the grand opening of its newest store in Mount Pleasant, South Carolina. This brings the total number of locations to 172 nationwide.
The highly anticipated launch drew large crowds as the Mount Pleasant community turned out in numbers to welcome the brand's Greater Charleston area debut. Shoppers gathered early to be among the first to experience The Fresh Market’s signature blend of gourmet offerings, fresh ingredients, and impeccable hospitality.
“We are extremely pleased with the response to our new store,” said Brian Johnson, CEO of The Fresh Market. “We have a great team that is excited to bring our brand of impeccable hospitality to the town of Mount Pleasant.”
Opening day festivities included The Fresh Market’s beloved traditions, such as a ceremonial bread breaking and the cracking of an 80-pound wheel of Parmesan cheese. Early guests were treated to exclusive giveaways: the first 120 received a complimentary 4-inch potted orchid, while the first 500 were gifted a reusable Mount Pleasant-themed grocery bag.
Reinforcing its commitment to community partnerships, The Fresh Market launched its collaboration with the Lowcountry Food Bank by presenting a $2,000 donation to support local hunger relief efforts.
The new 25,000-square-foot store features a thoughtfully curated selection of premium meats and seafood, fresh produce, local products, and an array of international items. Shoppers can also enjoy restaurant-quality prepared meals and convenient ready-to-cook or ready-to-heat options tailored to busy lifestyles.
The Mount Pleasant store is the latest in a trio of recent openings, following launches in Wethersfield, Connecticut, and Jensen Beach, Florida, just one week prior. The Fresh Market has opened 11 retail locations and introduced its new Spirits & Wine concept in the last six months, marking a significant growth phase for the company.
For more information, visit TheFreshMarket.com .
Updates on Patriots Annex, a mixed-use project planned for Mount Pleasant
Callie Putnamhttps://chstoday.6amcity.com/real-estate/patriots-annex-mount-pleasant-sc
A possible rezoning for Patriots Annex, a waterfront development at Patriots Point, was postponed at a recent Mount Pleasant Town Council meeting. The project is currently zoned as a ...
A possible rezoning for Patriots Annex, a waterfront development at Patriots Point, was postponed at a recent Mount Pleasant Town Council meeting. The project is currently zoned as a WG-C, Cooper River Waterfront Gateway District, and could be changed to Patriots Annex PD, a Planned Development District Ordinance.
Several community members shared concerns at the meeting on Tuesday, April 8, and emphasized why they thought it was important to maintain public accessibility to waterfront areas. The council said they needed additional information and community input before moving forward.
What is Patriots Annex? An upcoming waterfront development at Patriots Point, spanning more than 30 acres. Once complete, the project will offer locals and visitors a space to relax, dine, and work.
Here’s a sneak peek at what’s in store for Patriots Annex: a mix of homes, dining, docks + pedestrian paths, and hotels — plus a conference center, amphitheater, and more.
Back in October 2022, Bennett Hospitality and the Patriots Point Development Authority Board held a groundbreaking ceremony. The project, which was initially approved by state supervisors, aims to boost tourism and economic growth in the area.
A study conducted by the University of South Carolina’s Darla Moore School of Business projects that once the Patriots Point Annex project is completed, it will bring in $400 million in revenue — the study also found the area would create around 3,000 permanent jobs and $130 million in labor income.
Mayor’s Message: Preserving Our Uniqueness
Mount Pleasant Magazinehttps://mountpleasantmagazine.com/2025/around-town/mayors-message-preserving-our-uniqueness/
As we celebrate and admire the remarkable homes .in our community in this edition, let’s take a minute to reflect on the nature of Mount Pleasant and what makes this one of the most desirable communities in the nation.I have had the privilege of observing Mount Pleasant in every phase of my life: childhood, young adulthood and middle to senior age. I have seen it grow beyond what anyone could imagine and yet the essence of what makes it unique still exists. True, it is not the small, quaint fishing village it was when my family ...
As we celebrate and admire the remarkable homes .in our community in this edition, let’s take a minute to reflect on the nature of Mount Pleasant and what makes this one of the most desirable communities in the nation.
I have had the privilege of observing Mount Pleasant in every phase of my life: childhood, young adulthood and middle to senior age. I have seen it grow beyond what anyone could imagine and yet the essence of what makes it unique still exists. True, it is not the small, quaint fishing village it was when my family first moved here and yet the tight-knit fishing community still exists with all its quaintness. The attendance of thousands of people at our annual Blessing of the Fleet celebration gives testimony to the importance of the local shrimping/fishing fleet among all our residents.
We now have exquisite homes, both old and new, all the way from the Old Village to the farthest reaches of the municipal limits. This shows that interest in living here and building remarkable residences has remained strong over several centuries.
As a member of your local government, I see it as our job to continue to protect the uniqueness of our town, its natural resources and its livability. The question is, how can that be accomplished?
These are some of the issues Mount Pleasant is identifying and addressing to keep our community livable and vibrant:
My wife Suzette and I have four grown children and have just moved my parents here into a senior living community. We wish our children could live here, but lack of affordability prevents it. We know that we are not alone in that. As your mayor, I continue to work with the council and affordable housing groups to find solutions. Our future as a healthy, complete community depends on it.
By Will Haynie Mayor of Mount Pleasant
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