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Health Insurance Plans Made Easy and Affordable

Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions was founded - to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.

Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions, know that we will never try to upsell you on a plan that you can't afford. Instead, your knowledgeable, helpful health insurance agent in Mount Pleasant will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.

We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions. We have helped countless individuals, families, and business owners find the coverage they need at a price that won't send them into bankruptcy. If you know that you need health insurance but don't know how to start or what to look for, we've got good news - you're in the right place.

Do You Really Need Health Insurance?

Before we talk about the solutions that our health insurance broker in Mount Pleasant provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care - even routine check-ups with your primary care physician. If something horrible happens, and you don't have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don't have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.

Health Insurance Agency Mount Pleasant, SC

Who We Serve

At the Health Insurance Solutions, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.

Individuals

Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Mount Pleasant will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.

Families

Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members' needs. Whether you're looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.

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Self-Employed

Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.

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Small Business

Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee's needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.

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Travelers

If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler's insurance can help minimize expensive cancelation fees and costs.

Health Insurance Agent Mount Pleasant, SC

Health Insurance Solutions for Individual and Family Health Insurance

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Most Popular Types of Coverage

Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions, we will provide you with a trusted health insurance agent in Mount Pleasant to help you choose the best plan for your budget.

Here are a few of the most popular types of coverage that our clients ask about:

Major Medical

This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:

  • Outpatient Procedures or Ambulatory Care
  • Hospitalization
  • Check-Ups and Preventative Care
  • Prescription Medications
  • Emergency Services
  • Pediatric Care Services
  • Laboratory Services
  • Newborn and Maternity Care
  • Addiction Counseling and Mental Health Care Services

If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Mount Pleasant you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.

Health Insurance Companies Mount Pleasant, SC
Health Insurance Mount Pleasant, SC

DENTAL

From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won't have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:

  • Routine cleanings and checkups (copay may be required)
  • X-Rays
  • Filling Cavities
  • Bridges, Implants, and Crowns
  • Root Canals and Repair Work
  • Emergency Services Oral Surgery, etc.)

It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.

VISION

Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a "worst case scenario." In general, a quality vision plan will cover some or all of the following:

  • Routine Eye Exams
  • Medical Eye Care
  • Vision Correction Products (Eyeglasses, contacts, etc.)
  • Surgeries for Vision Correction (LASIK, etc.)

It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.

Medical Insurance Mount Pleasant, SC
Private Health Insurance Mount Pleasant, SC

LONG-TERM CARE

It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:

  • Routine cleanings and checkups (copay may be required)
  • In a nursing home
  • In your own home
  • In an assisted living center
  • At a long-term residential senior facility

Expert Help Is Only a Phone Call Away

We call ourselves the Health Insurance Solutions because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:

  • Aetna
  • Advent Health
  • United Healthcare
  • National General
  • Humana
  • Transamerica
  • Many More

Unlike some health insurance brokers who only care about making a sale, we don't view you as a financial transaction. We believe that serving others never goes out of style. That's why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Mount Pleasant, we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.

When you're ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.

Health insurance plans

Call us 843-364-9155 for a complimentary consultation and evaluation of your healthcare coverage.

Latest News in Mount Pleasant, SC

A plea for safety in Old Mount Pleasant

A forthcoming pool club at 1305 Erckmann Drive in the Old Village section of Mount Pleasant has many area homeowners on edge about increased traffic along the narrow roadway.Projected to open in early 2026, the Erckmann Pool Club was formally approved by Mount Pleasant's Design and Review Board (DRB) in late October, as the developers heralded the community benefits of their business. In particular, they noted how it could serve as a convenient gathering venue for local youngsters.Several neighbors residing around the Erckmann ...

A forthcoming pool club at 1305 Erckmann Drive in the Old Village section of Mount Pleasant has many area homeowners on edge about increased traffic along the narrow roadway.

Projected to open in early 2026, the Erckmann Pool Club was formally approved by Mount Pleasant's Design and Review Board (DRB) in late October, as the developers heralded the community benefits of their business. In particular, they noted how it could serve as a convenient gathering venue for local youngsters.

Several neighbors residing around the Erckmann Drive/King Street intersection begged to differ during the Dec. 2 Mount Pleasant Transportation Committee meeting, including Carolina One realtor Suzie Smith.

The nearly 20-year Erckmann Drive resident cited issues with the considerable foot traffic (i.e. cyclists, children, pedestrians) forced to negotiate high levels of vehicles speeding down the cut-through with no traffic calming devices in sight.

As a possible safety measure, Smith suggested the addition of speed humps, speed bumps, stop signs or new sidewalks in light of cars and 18 wheelers barreling down the artery connecting Coleman Boulevard with McCants Drive.

Smith recounted standing by her window between 7:14 and 8:15 a.m. earlier that morning and counting 45 cars that drove down her block. While another resident, who asked to remain anonymous, reported recently seeing a little girl riding her bicycle nearly get run over by a large truck.

On that note, Smith later informed the Moultrie News of witnessing two cars crossing in opposite directions, forcing one of the vehicles to stop to let the other pass through.

Mike Tinkey also weighed in by pointing to the importance of a four-way stop sign at the Erckmann/King intersection. He further cited a zoning issue by stating how the Town noise ordinance defaults to a decibel level requirement that's too low for the residential neighborhood.

In analyzing the intersection, Engineering & Development Services Deputy Director James Aton detailed that King Street — which does have a stop sign — sees about 400 cars pass through daily. Erckmann Drive, conversely, registers a volume of 1,000 cars traveling through the approach. Additionally, Aton shared that multiple speed applications for speed humps on Erckmann Drive were summarily rejected in past years.

Two attempts in 2014 and 2022, he specified, failed to meet speed thresholds outlined in the Town's traffic calming program.

Another hurdle that was addressed by staff and council is the fact that Erckmann Drive is a state roadway. Obtaining a necessary encroaching permit for the installation of a four-way stop sign, per Aton, would be highly unlikely.

"That is a volume-based criteria. Obviously, as things develop around here, [we] will continue to investigate that and make appropriate recommendations and requests to DOT," said Aton.

In lieu of placing a four-way stop sign at the intersection, Mayor Will Haynie, suggested removing the stop sign from King Street and moving it to Erckmann Drive.

"That might solve the problem because, you know, one good takeaway from today is Erckmann is a through street all the way with no calming. And that's one way to slow it down," he advised.

Aton responded that if the road in question is eligible for traffic calming, his department would be glad to submit the request in the summer of 2025. All of this would necessitate some further speed studies and processes laid out in the aforementioned traffic calming program.

One possible remedy offered by Engineering & Development Services Director Brad Morrison is to use a radar feedback apparatus along Erckmann Drive, which the Town can implement without state approval.

On the subject of ushering in other safety measures in the form of crosswalks or sidewalks, Aton maintained that his team will look into those possibilities. The sticking point, he reminded, is that nothing gets added without the state signing off on it.

Aton promised committee members that more studies would take place on several portions of Erckmann Drive to assess if any meet the speed threshold to secure a stop approach.

In responding to Councilmember Howard Chapman, Planning Director Michele Reed confirmed that sidewalks would by law need to be installed at the property borders of the new construction.

What's more, Chapman asked Aton and Morrison to consider the option of a traffic circle on Erckmann Drive to slow the flow of traffic. While Morrison conceded that there's ample space for a roundabout in that area, he estimated a $2 million price tag for that kind of project.

Chapman, himself a registered engineer in Florida and South Carolina, voiced his objections to a four-way stop sign, noting that it only causes drivers to speed even more once they move past it.

The transportation committee voted to kick off a traffic study on Erckmann Drive and along its intersection with King Street, which will probably be completed during the month of January.

Two of the four investors in attendance, Trey Lucy and Brian Collie, communicated their willingness to work with council on the implementation of safety-enhancing traffic devices.

In the aftermath of the session, several homeowners continued the conversation on the impact of the Erckmann Pool Club in the Town Hall parking lot. They acknowledged that while the investors were able to secure an approval from the DRB, the proposed undertaking is still subject to transportation and stormwater reviews.

On the latter, Smith apprised the Moultrie News that the planned removal of trees in her area would negatively affect rampant flooding conditions on Erckmann Drive.

One homeowner, who identified himself as Oliver, claimed that a recent two-hour rain event led to five inches of water accumulating in his driveway.

"It's an area that's flooding heavily already to the point that we can't even get off the end of our streets during a rainstorm," said Smith.

#ErckmannDrive #OldVillage #ColemanBoulevard #McCantsDrive #TreyLucy #BrianCollie #MayorWillHaynie #HowardChapman #MountPleasanttraffic #MountPleasantNews #ErckmannPoolClub

Mount Pleasant wants to tack on a 1% retail sales fee ... err tax. What you need to know.

If Mount Pleasant's proposed tourism development fee moves forward, it would push the town's sales tax rate to the highest in South Carolina.Since the announcement of the 1 percent retail tax, residents have raised questions about what is and isn't included, along with lack of transparency and other concerns.Town officials plan to use the estimated $17 million to be collected the first year for several big projects at Patriots Point, including funding the ...

If Mount Pleasant's proposed tourism development fee moves forward, it would push the town's sales tax rate to the highest in South Carolina.

Since the announcement of the 1 percent retail tax, residents have raised questions about what is and isn't included, along with lack of transparency and other concerns.

Town officials plan to use the estimated $17 million to be collected the first year for several big projects at Patriots Point, including funding the National Medal of Honor Center for Leadership, plus a convention center and more than $100 million in public infrastructure improvements also at Patriots Point.

Those additions will include a new town-owned, 1,000-space parking garage, an expansion of the waterfront boardwalk, new turf for the town's soccer fields and improvements to the College of Charleston's soccer stadium.

A 1 percent retail sales tax was originally established by state law in 2008 in order to fund out-of-market advertising to bring in more tourists. At the time, Myrtle Beach was the only municipality that passed such a tax. Mount Pleasant could be the second.

What exactly would the fee apply to?

It applies to most retail sales within the town, excluding groceries and other specified categories. Examples of taxable purchases include clothing and accessories, electronics and appliances, furniture and general retail items sold in stores.

It does extend to restaurant and dining purchases, including meals, beverages and other food and drink items.

What kind of purchase categories would be excluded?

Exclusions include essential categories like groceries, prescription medications, medical supplies, utilities and large-ticket items with capped tax rates, like vehicles.

What can the money be spent on?

The revenue is earmarked specifically for promoting tourism and hospitality, funding infrastructure improvements tied to tourism and offering property tax rebates to residents.

Unlike a general sales tax, the funds cannot be used for unrelated town expenses.

What is the backstory?

It's unclear exactly when discussions on the tax started.

The town states the idea was proposed as a tool to capitalize on Mount Pleasant’s growing tourism economy. Mayor Will Haynie said during the Dec. 2 special town council meeting where the idea was revealed that it was a sustainable way to fund critical infrastructure improvements at Patriots Point, support projects like the National Medal of Honor Center for Leadership, expand recreational facilities and improve waterfront access.

By law, the tax may only be imposed by a municipality located in a county where revenue from the state A?ccommodations Tax? is at least $14 million in a fiscal year, according to state law.

Was there community input?

The Dec. 2 special meeting was the first public meeting where the fee had been discussed, followed by a press conference that detailed how the money could be spent.

It was somewhat of an unusual process for the town, with no advance public campaign on the matter, an unlinked ordinance on the agenda and a delay in a public news release.

Per state law, a second reading and vote are required to finalize the ordinance. The town expects it to be held in early January, at which time residents can speak during public comment.

To be adopted, the ordinance needs a supermajority of council or a referendum.

How does the tax work?

Estimations are based on the town's gross taxable sales in 2023, which amounted to $3.18 billion with net taxable sales totaling $1.808 billion, according to the South Carolina Department of Revenue. In the first year, more than $17 million is expected to be collected through the tax.

The 1 percent fee, if approved, would be added to consumer's retail bill. The retailer collects the tax and remits the total to the S.C. Department of Revenue. The state distributes the funds to Explore Charleston, which allocates funds to the town and designated organizations.

What kind of tax break do residents get?

A portion of what is collected would be set aside for property tax rebates for Mount Pleasant homeowners in the first year. A resident with a $500,000 home could expect a $38 rebate in the first year. In years 2-10, only owner-occupied homes will see an estimated $45 credit, for example.

While the property tax rebate is a direct way to target a portion of Mount Pleasant residents for relief to offset the burden of the additional tax, there is no framework in the state law to provide relief for other residents, like renters.

Mount Pleasant retail, gathering space approved as Roper kicks off Sawmill complex

An Upstate food-and-beverage hub is one step closer to being duplicated near the coast.Four Oaks Property Group, the firm behind Greenville's Gather GVL, received approval late last month from the Town of Mount Pleasant's Commercial Design Review Board to move forward with a 3-acre park ...

An Upstate food-and-beverage hub is one step closer to being duplicated near the coast.

Four Oaks Property Group, the firm behind Greenville's Gather GVL, received approval late last month from the Town of Mount Pleasant's Commercial Design Review Board to move forward with a 3-acre park with restaurants and retail tenants.

Gather MTP will be developed within the mostly residential Midtown development between Rifle Range Road and Hungryneck Boulevard.

Mack Cross, co-owner of Four Oaks Property Group with his father, Doug Cross, is leading the development. The Gather MTP building will be at Hancock Street and Midtown Avenue, and will include retail and office spaces in addition to food and beverage tenants.

A third phase of the project would include a 10,000-square-foot office that could potentially have medical tenants, though nothing is confirmed yet.

Business

"This is a place where our families can go outdoors and have fun in a family-friendly location," said Cross, a Mount Pleasant resident. "The kids can be kids, the adults can have a good time as well with a wide variety of food and beverages and a live music program."

The Crosses first brought plans before the board in April and had a history of success to boost their proposal. This year, Gather GVL was ranked the fifth-best food hall in America, according to the USA Today Readers’ Choice Awards.

The major difference between the concepts is the addition of more retail and office space in the East Cooper version.

Another Four Oaks Property Group development in Simpsonville has those components, and Cross said it's done so well he decided to include them to the Gather MTP plans. While he hasn't secured all the tenants, several have already expressed interest in joining the lineup.

Preston Wendell, a partner for the project through his Whitewater Property Ventures, said the key to Gather MTP is not just its outdoor focus, but its shade and rain cover so that it can be used and enjoyed year-round.

"If there's a light rain, you're going to be covered," Wendell said. "When it's hot, we're positioning a 55-foot oak tree to provide optimal shade for relief."

The next step for the developers is to submit the design and construction plans to the town to secure their building permits.

Cross hopes to break ground this spring or summer with a 12- to 15-month construction period.

"We've put attention into this space and it's going to be really cool," Wendell said. "This is a moment where people want to spend their time outside in a different kind of environment."

Crooked Hammock, a beach-style restaurant out of Delaware, also received approval from the DRB to design plans for the restaurant and brewery next to Gather MTP. It will be Crooked's fifth establishment, including an existing outpost in Myrtle Beach.

Raising Roper

Construction is underway on the new Roper St. Francis Healthcare medical complex in the Sawmill community of Summerville.

The site will include a two-story, 40,000-square-foot ambulatory building with a freestanding emergency room, imaging services, lab, surgery center and women’s imaging. A second 20,000-square-foot medical office building will offer specialized care services.

The new complex is near East 5th North Street and Berlin G. Myers Parkway.

The first building is expected to open in January 2026, with the second to follow a few months later.

Adding inventory

Nearly 300 apartments are underway in Flowertown.

Quarterra Multifamily has begun construction of the 288-unit Emblem Summerville rental community at 44000 Owl Wood Lane. The developer is a Texas-based development and management arm of homebuilding giant Lennar Corp.

Apartment floor plans will feature one- to three-bedroom options ranging from 783 to 1,434 square feet.

Business

Quarterra said the rentals would be priced to address the shortage of attainable housing for middle-income renters in the local market. It did not respond to requests for details.

Emblem Summerville is Quarterra’s third apartment community in South Carolina, following Emblem Cane Bay North, also in Summerville, and The Cormac in downtown Charleston.

To date, Quarterra has delivered eight Emblem communities nationwide with 20 more in the pipeline.

Business

Lofty move

Sharbell Nexton LLC's first 64-unit phase of its Lofts in Downtown Nexton has been completed.

The one- to two-bedroom layouts in the five-story mixed-use and multifamily development range from 760 to 1,541 square feet

Residents have access to a rooftop gathering space, a community entertainment kitchen, multiple game rooms and more than 24,000 square feet of ground-floor retail and restaurant space.

Downtown Nexton is a nearly 100-acre development between Sigma Drive and Brighton Park Boulevard, within walking distance of nearby residential neighborhoods.

Early voting is a hit in Charleston. Here are the ideal times to go to avoid lines.

At Seacoast Church in Mount Pleasant, which has emerged as the busiest early voting site in South Carolina this year, nearly 1,100 voters had cast their ballots by 11:30 a.m. Tuesday.By lunchtime in downtown Charleston, the line to vote at the main branch of the Charleston County library was wrapping around the main lobby and stretching downstairs, some 880 ballots and counting.And on James Island, election workers said their best advice for getting in and out quickly at Baxter-Patrick Library Branch on Grimball Road is to cons...

At Seacoast Church in Mount Pleasant, which has emerged as the busiest early voting site in South Carolina this year, nearly 1,100 voters had cast their ballots by 11:30 a.m. Tuesday.

By lunchtime in downtown Charleston, the line to vote at the main branch of the Charleston County library was wrapping around the main lobby and stretching downstairs, some 880 ballots and counting.

And on James Island, election workers said their best advice for getting in and out quickly at Baxter-Patrick Library Branch on Grimball Road is to consider coming to vote after 9 a.m., when most people are already at work, or about an hour after the lunch crowd.

This year, statewide interest in early voting has reached new heights, smashing records on the very first day it was offered for the 2024 presidential election.

Almost one in four of South Carolina's 3.4 million registered voters have already cast their ballots early, according to the latest available data published daily by the S.C. Election Commission.

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And that's not including the 79,144 absentee ballots that had been returned when reports were run before 10 a.m. on Oct. 29.

By state law, counties must open at least one early voting center but they cannot open more than seven. So far, things are running smoothly, despite the surge in turnout.

"We are very happy with the way it's gone so far in the early voting period, and we only expect it to get busier," said John Michael Catalano, a spokesman for the state election commission.

Catalano said the election commission has encouraged counties to open as many early voting sites as they can.

"It's an 'If you build it, they will come' sort of thing," Catalano said, borrowing a line made famous in the 1989 baseball movie, "Field of Dreams."

"The more early voting centers you have," he said, "the more likely you're going to have a big turnout during early voting."

That adage has proved true in Charleston County, which is leading the state in early voting totals and opened the maximum seven early voting centers that are allowed under state law.

The interest in early voting this year has been so great in the Charleston area that some early voting sites have added more voting machines to help keep long lines moving.

After the first day of early voting at Seacoast Church, poll worker Kate Everingham said they added seven pieces of election equipment — four additional machines inside, and three for curbside voting.

She said countywide early voting data suggests there is a surge beginning at 9:30 a.m., and then another wave of voters head to early voting sites between 1 p.m.-2 p.m.

Her recommendation?

"Try to be here between 5:30 p.m. and 6 p.m.," she said, acknowledging that while many are stuck in lines of traffic, voters may experience the opposite at their early voting site.

Still, many voters said they were ready to wait as long as it took, accepting that a high-stakes presidential election comes with long lines.

Laurel Woods pulled into the busy parking lot at Seacoast Church with her two small children, hoping for a quick trip and enough patience to get through the early voting line as South Carolina's turnout numbers continue to rise.

"We get to vote," Woods told her kids with a smile, explaining democracy in the simplest terms she could find for her 3-year-old son, Rhett, and 1-year-old daughter, Maeve.

Her total time took 40 minutes, without any meltdowns from her kids.

It was her first time voting early in South Carolina, and she said she had no complaints.

Other voters, like James Island resident Anita Wommack sought to be intentional about when she voted early at the Baxter-Patrick Library Branch on Oct. 29, trying to anticipate a rhythm to the relatively new two-week, no-excuse early voting period in South Carolina.

She said her strategy was to wait a few days and not be among the first who hit the early voting lines in the kickoff week.

"Part of the strategy was to vote later in the early voting period," she said, "than when it just started."

Attendant Alfred Seabrook, who wore a green reflective vest as he directed voters and took questions, said early voting on James Island has been especially speedy.

"They’re in and out in seven-to-eight minutes," said Seabrook, who also said there have been no extended wait times during the week, and estimated that the best times to come in right now seem to be between 9 a.m.-10:30 a.m., when most of the county is at work.

Otherwise, the next best window is in the 2-3 p.m. hour when election workers say they've noticed a slowdown in the volume of cars coming into the parking lot.

In downtown Charleston, at the main branch of the Charleston County library, voters remarked on how quickly they had been able to vote, with many saying to took them less than 20 minutes.

When three members of the Utsey family left wearing their "I Voted" stickers, they stopped to celebrate the moment together. Voting had become a family tradition, with Judy Utsey and her husband Skip Utsey, taking their children with them.

Last year, both Judy and Skip said they voted early.

Their son, Thomas Utsey, did not hesitate when asked why he decided to vote early this year, his first time casting a ballot as a registered voter.

"I was planning on taking a trip later on so I figured I might as well get voting done early," the 18-year-old College of Charleston student said, adding, "I just appreciate having my voice heard."

Afterward, they posed for a photo together outside the library and smiled next to the "vote here" sign as the line inside the library grew longer.

The early voting period ends on Saturday, Nov. 2.

Schuyler Kropf contributed to this report.

Holy City Tennis Shop: What’s All the Racquet?

Are you looking for a personalized touch when it comes to your tennis equipment and supplies? Holy City Tennis has all that you could want and more to aid in your tennis hours.Daniel DiNardo opened this retail tennis shop over six years ago. He was working at a different tennis shop in town when it closed. He saw the need in the market and decided to open his own three months later in November 2017. While this is the sole location at the moment, talks of expansion are happening and on the horizon.With a specialization in mercha...

Are you looking for a personalized touch when it comes to your tennis equipment and supplies? Holy City Tennis has all that you could want and more to aid in your tennis hours.

Daniel DiNardo opened this retail tennis shop over six years ago. He was working at a different tennis shop in town when it closed. He saw the need in the market and decided to open his own three months later in November 2017. While this is the sole location at the moment, talks of expansion are happening and on the horizon.

With a specialization in merchandise, DiNardo has created a space where tennis lovers and athletes can come to try things on and find the right fit before they purchase. Different brands range in sizing and it can be difficult to find the perfect fit if you are ordering online. The knowledgeable staff at Holy City Tennis are ready to offer expertise and knowledge about all the products offered.

As a customer, you are able to physically look at and try out all the racquets to find the best one for your game. The three-day racquet demo allows you to try out a racquet before you purchase. They also offer specialty services like racquet customizations and racquet stringing. DiNardo takes time to know the products that he stocks and wants to ensure the highest level of quality and customer service to the tri-county area. There is something for every age and skill level at the shop and the staff is eager to make your tennis experience an enjoyable one.

Offerings include racquets, shoes, strings, grips, footwear, apparel and an assortment of other accessories. If you are looking for lessons, they can help with local teaching with professional referrals. The one-on-one experience and dialogue that is offered from this small business is unlike other sporting goods stores.

A sport that is growing in popularity is Pickleball. Holy City Tennis also offers a variety of supplies for this sport. They have everything from paddles and balls to shoes and apparel. Because of its popularity, you may be able to find somewhere to play but it is harder to find somewhere to purchase quality materials for the game.

DiNardo attributes the success of Holy City Tennis to the referrals and reviews of customers. The amount of return as well as new customers is constantly growing. Word of mouth has helped the popularity of the shop increase and grow into a thriving hub for the tennis community. “I am proud that we’ve been here for closer to a decade than not. We stand by our referrals and reviews.”

Holy City Tennis is happy to assist in finding what is needed to help you become a pro in no time. Stop by and see them for all of your tennis and pickleball needs. They can’t wait to serve up a positive experience.

For more information, please visit www.facebook.com/HolyCityTennisShop/, or call 843-284-8977.

By Cari Lawson

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