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Health Insurance Plans Made Easy and Affordable

Trying to find the right health insurance plan for you or your family can be a complex, often difficult task. Just trying to find the best carrier can be stressful and confusing on its own. That is why the Health Insurance Solutions Team was founded – to take the stress and confusion out of the health insurance process. Our goal is to help hardworking men and women find the best protection for their unique needs.

Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with an agent from The Health Insurance Solutions Team, know that we will never try to upsell you on a plan that you can’t afford. Instead, your knowledgeable, helpful health insurance agent in Goose Creek will help you navigate the uncertain waters of the health insurance world. Once we understand the health insurance plan you need, we will explore your options. That way, you can leave our conversation feeling informed about your health insurance options and confident that you are making the best choice possible.

We are proud to have served people just like yourself for more than 15 years at the Health Insurance Solutions Team. We have helped countless individuals, families, and business owners find the coverage they need at a price that won’t send them into bankruptcy. If you know that you need health insurance but don’t know how to start or what to look for, we’ve got good news – you’re in the right place.

Do You Really Need Health Insurance?

Before we talk about the solutions that our health insurance broker in Goose Creek provides, we should address the elephant in the room. Everyone regardless of age or health, can benefit from a health insurance plan. Even the healthiest of people want to maintain their health and have protection in the event of a catastrophe. One of the best ways to stay healthy and plan for unexpected events is to visit your doctor for an annual check-up. When you have a health insurance plan, these visits are often fully covered by your insurance carrier when you choose an in-network doctor. Without health insurance, you will be responsible for the full cost of any medical care – even routine check-ups with your primary care physician. If something horrible happens, and you don’t have health insurance, you may have to pay the full amount for the emergency care you receive. Even young, healthy individuals can benefit from the right health plan. After all, nobody plans on getting sick or injured, but bad things can happen to anyone. Something unexpected like a broken leg can cost more than $7,000 to treat when you don’t have coverage. A three-day stay in a hospital can cost upwards of $30,000. That can be an incredible amount of money to pay out of pocket. Having a health insurance plan set in place can help you get quality care at a much more affordable price, especially if something unforeseen happens.

Do You Really Need Health Insurance?

Who We Serve

At the Health Insurance Solutions Team, our mission is to educate and empower our clients so that they can get the best access to medical care possible. Because everyone has their own unique set of needs when it comes to health plans, we serve a wide range of clients.

Individuals

Individual plans, also called personal health plans, are health insurance policies that you can purchase solely for yourself. When you work with Health Insurance Solutions, your health insurance agent in Goose Creek will go over your health plan options and help find the best fit for your needs. Individual health plans are not tied to your employer, so you can make a career change without having to worry about losing your health insurance. For individual plans, we offer major medical, short-term, and fixed benefit plans that include life, dental, vision, and other coverage options.

Families

Finding the right health plan for your family can be a real challenge, but our experienced health insurance agents are here to help. We understand that not all members of your family will have the same needs. To help your family get the best coverage possible, we search for custom plans that will meet each of your family members’ needs. Whether you’re looking for major medical coverage or fixed-benefit plans with no deductibles, our experts are here to serve you. Common coverage options include vision, dental, life, STD and LTD, long-term care, and more.

diagnoses

Self-Employed

Entrepreneurs have their own set of needs in terms of health plans and how much they can afford to spend on coverage. Once thought of as a small percentage of the workforce, 57 million Americans freelanced in 2019 alone, according to the Upwork and Freelancers Union. If you are a consultant, independent contractor, or freelancer, the Health Insurance Solutions Team will find a plan that caters to your current needs and future endeavors. Common health insurance plans for self-employed people include vision, life, dental, and stand-alone prescription coverage. We also offer major medical, supplemental, short-term, and fixed-benefit plans at a range of prices that you can afford.

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Small Business

Offering health insurance to your employees is one of the best ways to keep your team happy and attract diligent workers to your company. If you are a business owner who wants to provide health insurance to your employees but cannot do so because the cost of benefits is too high, worry not. Our experienced health insurance agents will work directly with your employees to help them find the coverage they can afford. We also offer hybrid plans that can be customized so that both you and your employee’s needs are met. Whether you need a major medical package or voluntary benefits only, the Health Insurance Solutions Team has got you covered. Common small business health insurance plans include life, LTC, medical, vision, 401K administration, and dental insurance.

plane departure

Travelers

If you travel regularly for business or pleasure, it pays to plan ahead and protect yourself. Because unexpected events happen all the time, you could lose a lot of money if your business trip or vacation is canceled at the last minute. Situations like this can be particularly concerning on international business trips and on long vacations. Whether you get sick before your trip or have valuables within your baggage stolen, traveler’s insurance can help minimize expensive cancelation fees and costs.

Health Insurance Solutions Team for Individual and Family Health Insurance

Health Insurance Solutions Team for Individual and Family Health Insurance

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Most Popular Types of Coverage

Figuring out the kind of insurance you need is a crucial part of the health insurance process. Do you have a prescription for eyeglasses or contacts? Do you have a condition that requires you to visit the doctor on a regular basis? Health insurance plans change depending on what you need. At the Health Insurance Solutions Team, we will provide you with a trusted health insurance agent in Goose Creek to help you choose the best plan for your budget.

Here are a few of the most popular types of coverage that our clients ask about:

Major Medical

This type of insurance covers minimum essential benefits and meets the standards of the ACA for family and individual coverage. Major medical insurance is a fantastic option to choose if you want to be sure all of your medical expenses are covered. Major medical plans usually cover ten essential benefits:

  • Outpatient Procedures or Ambulatory Care
  • Hospitalization
  • Check-Ups and Preventative Care
  • Prescription Medications
  • Emergency Services
  • Pediatric Care Services
  • Laboratory Services
  • Newborn and Maternity Care
  • Addiction Counseling and Mental Health Care Services

If your goal is to cover a full range of care, major medical plans are often the best choice. We recommend you contact our office today to learn more about the major medical plan options available to you. As a licensed, private health insurance broker in Goose Creek you do not need to wait until Open Enrollment to protect yourself with a major medical insurance plan.

MAJOR MEDICAL
DENTAL

DENTAL

From basic cleanings to complex procedures like root canals, dental work can be awfully expensive. When you have dental insurance, you will have peace of mind knowing that you won’t have to pay for your procedure out of pocket. In general, a quality dental insurance policy will cover some or all of the following:

  • Routine cleanings and checkups (copay may be required)
  • X-Rays
  • Filling Cavities
  • Bridges, Implants, and Crowns
  • Root Canals and Repair Work
  • Emergency Services Oral Surgery, etc.)

It should be noted that some types of dental equipment and services may be covered at higher levels of coverage. While preventative work like cleanings is typically covered, some procedures require out-of-pocket costs.

VISION

Usually purchased as an addition to your medical insurance, vision insurance helps cut back on costs associated with eye care Like dental insurance, vision insurance is great if you know that you will regularly visit the eye doctor or just want to protect yourself for a “worst case scenario.” In general, a quality vision plan will cover some or all of the following:

  • Routine Eye Exams
  • Medical Eye Care
  • Vision Correction Products (Eyeglasses, contacts, etc.)
  • Surgeries for Vision Correction (LASIK, etc.)

It should be noted that not all types of vision insurance will cover medical issues related to eye care. For instance, if your optometrist discovers a medical problem during your eye exam, they may refer you to a different doctor. While vision insurance may not cover all eye-related medical services, major medical health insurance often does.

VISION
LONG-TERM CARE

LONG-TERM CARE

It might be hard to imagine at this stage of your life, but as you age, there is a chance that you will need long-term care services. The question is, how will you or your loved ones pay for this kind of care? Many people choose to eliminate the burden of senior care by purchasing long-term care insurance. Services like meal preparation, medication assistance, and help with day-to-day activities like bathing are not covered by regular health insurance plans. Long-term care insurance will help you or your children lessen the expense of care when you have chronic medical conditions, dementia, or disabilities. When you speak to one of our health insurance agents, ask if you can purchase a policy that reimburses you when you receive care in the following locations:

  • Routine cleanings and checkups (copay may be required)
  • In a nursing home
  • In your own home
  • In an assisted living center
  • At a long-term residential senior facility

Expert Help Is Only a Phone Call Away

We call ourselves the Health Insurance Solutions Team because we are committed to finding you the best, most affordable options for your health insurance needs. We work with all the major insurance carriers, such as:

  • Aetna
  • Advent Health
  • United Healthcare
  • National General
  • Humana
  • Transamerica
  • Many More

Unlike some health insurance brokers who only care about making a sale, we don’t view you as a financial transaction. We believe that serving others never goes out of style. That’s why we prefer to educate you on your health coverage options so that you can make an informed decision. As your health insurance agent in Goose Creek, we would be honored to help you seek out a plan that is the perfect fit for your life. You will receive the same excellent level of service whether you are a business owner with employees or a single individual.

When you’re ready to protect yourself and your family with quality health insurance, we will be here to help guide you along the way. Contact us today so that we may discover your insurance needs and provide you with a quality insurance solution that will give you peace of mind for years to come.

Expert Help Is Only a Phone Call Away

Call us (843) 364-9155 for a complimentary consultation and evaluation of your healthcare coverage.

Latest News in Goose Creek

ADMA BioCenters Receives FDA Approval for its Fourth Plasma Collection Center Located in Goose Creek, SC

FDA approval positions Company to meet or exceed target of ten or more FDA-licensed plasma collection centers by year-end 2023RAMSEY, N.J. and BOCA RATON, Fla. and GOOSE CREEK, S.C., Jan. 18, 2022 (GLOBE NEWSWIRE) -- ADMA Biologics, Inc. (NASDAQ: ADMA) (“ADMA”), an end-to-end commercial biopharmaceutical company dedicated to manufacturing, marketing and developing specialty plasma-derived biologics, today announced that it has received U.S. Food and Drug Administration (“FDA”) approval for its fourth A...

FDA approval positions Company to meet or exceed target of ten or more FDA-licensed plasma collection centers by year-end 2023

RAMSEY, N.J. and BOCA RATON, Fla. and GOOSE CREEK, S.C., Jan. 18, 2022 (GLOBE NEWSWIRE) -- ADMA Biologics, Inc. (NASDAQ: ADMA) (“ADMA”), an end-to-end commercial biopharmaceutical company dedicated to manufacturing, marketing and developing specialty plasma-derived biologics, today announced that it has received U.S. Food and Drug Administration (“FDA”) approval for its fourth ADMA BioCenters plasma collection facility located in Goose Creek, South Carolina. In conjunction, the facility was issued a compliance certification from the International Quality Plasma Program (“IQPP”), confirming the center meets facility and donor criteria for IQPP Certification. This plasma collection facility commenced operations and initiated source plasma collection in the second quarter of 2021. With today’s approval, this facility is now FDA-licensed to collect and introduce into interstate commerce, human source plasma for further manufacturing in the U.S.

“ADMA is off to an excellent start to 2022 across its business segments, and the approval of the Goose Creek plasma collection center represents another regulatory milestone achievement as well as an important step in ADMA’s ambitions to further secure raw material plasma supply,” said Adam Grossman, President and Chief Executive Officer of ADMA.

“ADMA now has four FDA-approved plasma collection centers, two additional centers operational and collecting plasma, and three additional centers in the planning and construction phases. The successful execution by our BioCenters team positions ADMA to meet or exceed the Company’s target of having 10 or more plasma collection centers FDA-licensed by year-end 2023,” said Brian Lenz, Executive Vice President, Chief Financial Officer, and General Manager, ADMA BioCenters.

“ADMA remains on track towards growing its plasma supply, a commitment that is underpinned by the collective benefits of contractually committed third-party supply agreements, yield enhancements being realized from the implementation of the Haemonetics’ NexSys Persona®, and the aggressive BioCenters expansion strategy. With broader industry plasma collection headwinds anticipated to persist in early 2022 due to COVID-19 and other factors, ADMA believes its uniquely strong plasma supply position will support the continued acquisition of new customers in the in the supply-constrained U.S. immunoglobulin market. We thank the FDA for its efforts and expeditious review of the Goose Creek Biologics License Application (“BLA”), which came well in advance of the agency’s targeted approval date,” concluded Mr. Lenz.

Gators’ 2022 football slate presents challenges for defending region champs

Goose Creek High School football coach Jason Winstead has assembled a tough schedule for the Gators to navigate in 2022.Five of their six non-region opponents finished at least .500 in the regular season last season and four easily ended up with winning marks. Three of those were among the top teams in the state at year’s end.The Gators kick off the campaign Aug. 19 at home against South Florence (7-4 in 2021).Goose Creek is off on Aug. 26 before hitting the road on Sept. 2 and Sept. 9 at Sumter (10-2) and Beaufort...

Goose Creek High School football coach Jason Winstead has assembled a tough schedule for the Gators to navigate in 2022.

Five of their six non-region opponents finished at least .500 in the regular season last season and four easily ended up with winning marks. Three of those were among the top teams in the state at year’s end.

The Gators kick off the campaign Aug. 19 at home against South Florence (7-4 in 2021).

Goose Creek is off on Aug. 26 before hitting the road on Sept. 2 and Sept. 9 at Sumter (10-2) and Beaufort (12-3). Sumter advanced to the third round of the Class AAAAA playoffs and Beaufort played for the Class AAAA state championship.

The Gators return home to Charles B. Gibson Stadium on Sept. 16 against Blythewood (3-6), which clipped Goose Creek last fall, and also host Lowcountry rival Summerville on Sept. 23 (4-5).

The Gators and Green Wave split a pair of encounters last season, with Goose Creek ousting Summerville in the first round of the Class AAAAA playoffs. The Green Wave won a matchup in the regular season.

Goose Creek’s Region 7-AAAAA title defense cranks up at Berkeley (2-6) on Sept. 30 before the Gators step outside the region for one more game. They travel to North Charleston on Oct. 7 to tangle with Lowcountry power Fort Dorchester (12-1), which played for the Class AAAAA Lower State title last season.

Goose Creek finishes out the regular season with three region clashes. The Gators host Cane Bay (9-3) on Oct. 14 and Wando (2-6) on Oct. 21 before a road game at Stratford (4-5) on Oct. 28.

The Gators finished 7-5 in 2021 and captured their third straight region crown by going 4-0 against region foes.

Winstead’s team can bring back several key contributors on both sides of the ball, including quarterback Drew Moore. He passed for 2,552 yards and 27 touchdowns and completed better than 57 percent (164 of 285) as a junior. He’ll be a three-year starter next fall.

“I’ve already told them the goal is to win the region again,” Winstead said after last season. “I like what we have coming back. I don’t know if we’ll be favored to win the region. It may take us some time on offense but that’s what non-region games are for. It’s kind of like this year for the defense. We got better gradually as the year went on.”

Cane Bay basketball teams continue season of firsts

A season of firsts continued for Cane Bay High School’s basketball teams on Jan. 18.The Cobras swept visiting Goose Creek on the hardwood for the first time ever in a pair of Region 7-AAAAA matchups. Cane Bay’s girls edged the Gators, 41-37, while the boys squad won, 54-45.The Cobras girls (15-3, 3-0 region) won their seventh straight game.“They’ve set the (school) record for most points in a game,” said Cane Bay girls coach Ira Owens, whose team is ranked seventh in Class AAAAA by the S.C. ...

A season of firsts continued for Cane Bay High School’s basketball teams on Jan. 18.

The Cobras swept visiting Goose Creek on the hardwood for the first time ever in a pair of Region 7-AAAAA matchups. Cane Bay’s girls edged the Gators, 41-37, while the boys squad won, 54-45.

The Cobras girls (15-3, 3-0 region) won their seventh straight game.

“They’ve set the (school) record for most points in a game,” said Cane Bay girls coach Ira Owens, whose team is ranked seventh in Class AAAAA by the S.C. Basketball Coaches Association. “They’ve set the record for most wins in a season. Now they have the record for most wins in a row. Every time they say something about it, they’re like ‘that’s us.’ They’re taking pride in knowing the next thing they do is going to be the best at something.”

Cane Bay High School opened in 2008 and neither basketball team had ever been able to best the Gators. Alaina Nettles scored a team-high 16 points against the Gators while Lauren Thomas chipped in nine points. Tatum Carr added eight points.

Samiya Grant paced the Gators with 11 points.

“They’ve done an amazing job on defense all year,” Owens said. “Defensively, this is the best team I’ve ever had. That transitions to the offensive end of the floor. We’re getting easy baskets here and there.”

Cane Bay travels to Berkeley to finish the first rotation through region play on Jan. 25 and heads to Wando on Jan. 28.

A return trip to Stratford is Feb 1. Cane Bay’s girls defeated the short-handed Knights, 52-30, on Jan. 14 in a battle of Top 10 teams. Stratford, then ranked fifth in Class AAAAA, was without its top scorer, Yasmine Cook. The Knights are now No. 8 in Class AAAAA.

“When we see them again it’s going to be a very different dynamic,” Owens said. “Her being back will alter the matchups. We’re going to have to play better.”

The Cane Bay boys improved to 14-6 overall and 2-1 in the region with the nine-point win over the Gators. Robert McLeod powered the Cobras with 17 points while Christian Smith and Jabarie Green contributed nine and seven points, respectively.

Elijah Dates led the Gators with 16 points and Shane Potts added 11 points.

The Cobras boys also set a new top mark for wins in a season with their victory against Stratford four days earlier.

On Jan. 20, Cane Bay swept Stall in a pair of non-region games in North Charleston.

Stratford 58,

Wando 37

Yasmine Cook poured in a game-high 24 points and Ciera Mustapher added 17 points as Stratford’s girls returned to the win column with a 21-point victory against visiting Wando on Jan. 18. Kaleiya Brown chipped in seven points for the Knights, who led 29-25 going into the final quarter.

Stratford (13-4, 1-1 region) outscored Wando 29-12 over the final eight minutes to pull away.

The Warriors won the boys game, 52-43. It was Stratford’s sixth loss by single digits this season. The Knights fell to 2-14 overall and 0-2 in the region.

Academic Magnet 46,

Hanahan 45

Hanahan’s boys basketball team came up just short in a region basketball game on Jan. 18 against visiting Academic Magnet.

Malik Horry led the Hawks with 18 points while Keith Bryant contributed 13 points.

In the girls game, Academic Magnet won, 38-34.

Goose Creek Planning Commission Seeks Input On Red Bank Road Corridor

GOOSE CREEK, S.C. – The Goose Creek Planning Commission is looking for public input concerning the city’s future redevelopment plans for the Red Bank Road corridor.The corridor includes Red Bank Road from the Highway 52 intersection to past Howe Hall Road.In an interview with ABC News ...

GOOSE CREEK, S.C. – The Goose Creek Planning Commission is looking for public input concerning the city’s future redevelopment plans for the Red Bank Road corridor.

The corridor includes Red Bank Road from the Highway 52 intersection to past Howe Hall Road.

In an interview with ABC News 4, Goose Creek Mayor Greg Habib said Red Bank Road could be transformed into a thriving downtown area.

“We just really feel like there is a great opportunity for redevelopment there, to create an area whereby folks in our area will have a neat place to go,” Habib told the TV station.

As part of the redevelopment plan, city officials said they hope to beautify the area and help to alleviate some traffic woes.

Residents can offer their feedback by taking the survey at this link: https://forms.gle/ScqkCjddRBbKi14W6.

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Firsts continue for Cobras on hardwood

A season of firsts continued for Cane Bay High School’s basketball teams on Jan. 18.The Cobras swept visiting Goose Creek on the hardwood for the first time ever in a pair of Region 7-AAAAA matchups. Cane Bay’s girls edged the Gators, 41-37, while the boys squad won, 54-45.The Cobras girls (15-3, 3-0 region) won for the seventh straight game.“They’ve set the (school) record for most points in a game,” said Cane Bay girls coach Ira Owens, whose team is ranked eighth in Class 5A by the South C...

A season of firsts continued for Cane Bay High School’s basketball teams on Jan. 18.

The Cobras swept visiting Goose Creek on the hardwood for the first time ever in a pair of Region 7-AAAAA matchups. Cane Bay’s girls edged the Gators, 41-37, while the boys squad won, 54-45.

The Cobras girls (15-3, 3-0 region) won for the seventh straight game.

“They’ve set the (school) record for most points in a game,” said Cane Bay girls coach Ira Owens, whose team is ranked eighth in Class 5A by the South Carolina Basketball Coaches Association. “They’ve set the record for most wins in a season. Now, they have the record for most wins in a row. Every time they say something about it, they’re like ‘that’s us.’ They’re taking pride in knowing the next thing they do is going to be the best at something.”

Cane Bay opened in 2008 and neither team had ever been able to best the Gators. Alaina Nettles scored a team-high 16 points against the Gators while Lauren Thomas chipped in nine points. Tatum Carr added eight points.

Samiya Grant paced the Gators with 11 points.

“They’ve done an amazing job on defense all year,” Owens said. “Defensively, this is the best team I’ve ever had. That transitions to the offensive end of the floor. We’re getting easy baskets here and there.”

Cane Bay travels to Berkeley to finish the first rotation through region play on Jan. 25 and heads to Wando on Jan. 28.

A return trip to Stratford is Feb 1. Cane Bay’s girls defeated the short-handed Knights, 52-30, on Jan. 14 in a battle of Top 10 teams. Stratford, ranked fifth in Class 5A, was without its top scorer, Yasmine Cook, though.

“When we see them again it’s going to be a very different dynamic,” Owens said. “Her being back will alter the matchups. We’re going to have to play better.”

The Cane Bay boys improved to 14-6 overall and 2-1 in the region with the nine-point win over the Gators. Robert McLeod powered the Cobras with 17 points while Christian Smith and Jabarie Green contributed nine and seven points, respectively.

Elijah Dates led the Gators with 16 points and Shane Potts added 11 points.

The Cobras boys also set a new top mark for wins in a season with their victory against Stratford four days earlier.

Stratford girls 58,

Wando 37

Yasmine Cook poured in a game-high 24 points and Ciera Mustapher added 17 points as Stratford’s girls returned to the win column with a 21-point victory against visiting Wando on Jan. 18. Kaleiya Brown chipped in seven points for the Knights, who led 29-25 going into the final quarter.

Stratford (13-4, 1-1 region) outscored Wando 29-12 over the final eight minutes to pull away.

The Warriors won the boys game, 52-43. It was Stratford’s sixth loss by single digits this season. The Knights fell to 2-14 overall and 0-2 in the region.

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